Advertising Disclosure
  1. Home
  2. Banks
  3. River Valley Credit Union (MI)

River Valley Credit Union (MI)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
myrivervalleycu.org
616-787-7481
7177 Headley St Se
Ada, MI 49301

River Valley Credit Union (MI) is headquartered in Ada and is the 105th largest credit union in the state of Michigan. It is also the 1,640th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 25 employees and 9,628 members at 3 locations. River Valley Credit Union (MI)'s money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

River Valley Credit Union is open to those who live, work, worship or go to school in the Michigan counties of Ionia, Kent, or Montcalm.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62123
Year Chartered1965
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.26%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$124.2MM$121.1MM
LoansQ1 2025vs Q1 2024$74.3MM$74.7MM
DepositsQ1 2025vs Q1 2024$109.3MM$107MM
Equity CapitalQ1 2025vs Q1 2024$13.8MM$13MM
Loan Loss AllowanceQ1 2025vs Q1 2024$648K$676K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$391K$681K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not River Valley Credit Union (MI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Valley Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100-Health Savings Account
0.05%$100-Savings
0.05%$100-Christmas Club
0.05%$25-Thrift T Rex

River Valley Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$100k*-Money Market
OTHER TIERS: 1.01% → $2.5k - $25k | 2.02% → $25k - $100k

River Valley Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-12 Month CD
3.56%$1k-36 Month CD
3.56%$1k-48 Month CD
3.56%$1k-60 Month CD
3.30%$500-6 Month CD
3.30%$250$10k12 Month Youth Certificate
3.30%$500-24 Month CD

River Valley Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Savings
Locations


River Valley Credit Union (MI) Locations
Branch Office2500 W Main StLowell, MI 49331
Branch Office7177 Headley St SEAda, MI 49301-9900
Branch Office1369 Industrial Park DrEdmore, MI 48829

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.