Featured Savings Rates
Featured Accounts

River Valley Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%1-year CD12 Month CD
0.15%SavingsRegular Savings
1.00%2-year CD24 Month CD

Overview / Commentary
515-232-1654
2811 E 13th St
Ames, IA 50010

River Valley Credit Union is headquartered in Ames and is the 28th largest credit union in the state of Iowa. It is also the 2,172nd largest credit union in the nation. It was established in 1961 and as of December of 2015, it had grown to 11 employees and 4,801 members at 2 locations. River Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live or work in Story County or any of the surrounding counties.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. River Valley Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61664
Year Chartered1961
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD5.32%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$56.1MM$51.9MM
LoansQ4 2015vs Q4 2014$33.9MM$31.1MM
DepositsQ4 2015vs Q4 2014$49.5MM$45.7MM
Equity CapitalQ4 2015vs Q4 2014$6.5MM$6.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$142.00K$143.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$327.00K$220.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-IRA Account
0.15%$100-Member Share
0.15%$100-Regular Savings
0.15%$100-Christmas Club
0.15%$100-Escrow Share

River Valley Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Money Market Account
OTHER TIERS: 0.20% $5k - $25k

River Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-24 Month CD
OTHER TIERS: 0.85% $1k - $10k | 0.95% $10k - $100k
0.70%*$100k*-12 Month CD
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.45%*$100k*-6 Month CD
OTHER TIERS: 0.40% $1k - $100k

River Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-24 Month IRA
OTHER TIERS: 0.85% $1k - $10k | 0.95% $10k - $100k
0.70%*$100k*-12 Month IRA
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.45%*$100k*-6 Month IRA
OTHER TIERS: 0.40% $1k - $100k
Locations


River Valley Credit Union Locations
Branch Office1400 Fawcett Pkwy Suite FNevada, IA 50201
Branch Office2811 E 13th StAmes, IA 50010