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Riverfront Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
riverfrontfcu.org
610-374-8351
2609 Keiser Blvd
Wyomissing, PA 19610

Riverfront Federal Credit Union is headquartered in Wyomissing and is the 32nd largest credit union in the state of Pennsylvania. It is also the 990th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 52 employees and 23,011 members at 2 locations. Riverfront Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Riverfront Federal Credit Union is open to individuals who live, work, worship, or attend school in Berks County, Pennsylvania, or are a legal entity doing business in Berks County. Membership is also open to immediate family of current members.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #5856
Year Chartered1948
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.41%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$325.9MM$301.5MM
LoansQ1 2025vs Q1 2024$228.9MM$216.7MM
DepositsQ1 2025vs Q1 2024$301MM$278.5MM
Equity CapitalQ1 2025vs Q1 2024$23.6MM$22.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.8MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.4MM$1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Riverfront Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Riverfront Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$100-Education Savings Account (CESA)
0.25%$0-Primary Savings
0.25%$0-Escrow Savings
0.25%$0-Club Account

Riverfront Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.86%*$250k*-Preferred Step-Up Money Market
OTHER TIERS: 2.55% → $5k - $25k | 2.70% → $25k - $100k | 2.81% → $100k - $250k
1.61%*$250k*-Step-Up Money Market
OTHER TIERS: 1.30% → $5k - $25k | 1.45% → $25k - $100k | 1.56% → $100k - $250k
1.30%$500-Money Market

Riverfront Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Checking

Riverfront Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$100-3 Month Preferred Certificate
4.00%$100-6 Month Preferred Certificate
3.95%$100-3 Month Nonpreferred Certificate
3.95%$100-12 Month Preferred Certificate
3.90%$100-6 Month Nonpreferred Certificate
3.85%$100-12 Month Nonpreferred Certificate
3.75%$100-18 Month Preferred Certificate
3.65%$100-18 Month Nonpreferred Certificate
3.65%$100-24 Month Preferred Certificate
3.60%$100-30 Month Preferred Certificate
3.60%$100-36 Month Preferred Certificate
3.60%$100-48 Month Preferred Certificate
3.60%$100-60 Month Preferred Certificate
3.55%$100-24 Month Nonpreferred Certificate
3.50%$100-36 Month Nonpreferred Certificate
3.50%$100-48 Month Nonpreferred Certificate
3.50%$100-60 Month Nonpreferred Certificate
3.50%$100-30 Month Nonpreferred Certificate

Riverfront Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$100-3 Month Preferred IRA Certificate
4.00%$100-6 Month Preferred IRA Certificate
3.95%$100-3 Month Nonpreferred IRA Certificate
3.95%$100-12 Month Preferred IRA Certificate
3.90%$100-6 Month Nonpreferred IRA Certificate
3.85%$100-12 Month Nonpreferred IRA Certificate
3.75%$100-18 Month Preferred IRA Certificate
3.65%$100-18 Month Nonpreferred IRA Certificate
3.65%$100-24 Month Preferred IRA Certificate
3.60%$100-30 Month Preferred IRA Certificate
3.60%$100-36 Month Preferred IRA Certificate
3.60%$100-48 Month Preferred IRA Certificate
3.60%$100-60 Month Preferred IRA Certificate
3.55%$100-24 Month Nonpreferred IRA Certificate
3.50%$100-36 Month Nonpreferred IRA Certificate
3.50%$100-48 Month Nonpreferred IRA Certificate
3.50%$100-60 Month Nonpreferred IRA Certificate
3.50%$100-30 Month Nonpreferred IRA Certificate
1.30%$100-IRA Share
Locations


Riverfront Federal Credit Union Locations
Branch Office2001 Museum RdWyomissing, PA 19610-2859
Corporate Office2609 Keiser BlvdWyomissing, PA 19610

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