Overview / Commentary
430 S 4th St
Reading, PA 19602-2630

Riverfront Federal Credit Union is headquartered in Reading and is the 36th largest credit union in the state of Pennsylvania. It is also the 1,148th largest credit union in the nation. It was established in 1948 and as of June of 2018, it had grown to 50 employees and 21,007 members at 3 locations. Riverfront Federal Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or be educated in Berks County or are a legal entity doing business in Berks County. Membership is also open to immediate family of those eligible.
See current membership details

Reviews (1)

Finally made the switch to a credit union!

I made a choice to switch to a credit union earlier this year after using a local bank for years. After moving to different location in my state, my bank did not have any locations in the area, so I had to switch, and their checking fees were a bit too high for me. I decided to change my services to a credit union because I heard nothing but good things about them. I am so glad I did. Their service has been exceptional. They tellers and financial advisors are all super friendly and helpful, and know me by name, obviously because they are a smaller institution and have fewer customers. They also participate in shared branching, which is great because if I need to deposit money in my checking account anywhere, I can go to another credit union regardless of brand and deposit money in my account, if that other credit union participates in shared branching as well, which is a great feature. The credit union I use also does not charge me a fee for having under a certain amount in my account which is also something that is great, and something my last bank did.


Health Grade Components

NCUA #5856
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.86%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$175.9MM$173.2MM
LoansQ2 2018vs Q2 2017$96.3MM$98.7MM
DepositsQ2 2018vs Q2 2017$159.7MM$157.1MM
Equity CapitalQ2 2018vs Q2 2017$15.3MM$15.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$1.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$439.00K$473.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Riverfront Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Riverfront Federal Credit Union Savings Account Rates

0.20%*$10k*-Education Savings Account (CESA)
OTHER TIERS: 0.15% $100 - $10k
0.20%*$10k*-IRA Share
OTHER TIERS: 0.15% $100 - $10k
0.15%$25k-Bonus Share
0.10%--Primary Savings
0.10%--Escrow Savings
0.10%--Club Account

Riverfront Federal Credit Union Money Market Rates

0.15%$500-Money Market

Riverfront Federal Credit Union Checking Account Rates


Riverfront Federal Credit Union CD Rates

2.75%$1k-60 Month Certificate
2.50%$1k-48 Month Certificate
2.35%$1k-36 Month Certificate
2.10%$1k-24 Month Certificate
2.10%$1k-30 Month Certificate
1.85%$1k-18 Month Certificate
1.75%$1k-12 Month Certificate
1.75%$300-18 Month Youth Certificate
1.45%$300-12 Month Youth Certificate
1.15%$1k-6 Month Certificate
1.05%$300-6 Month Youth Certificate

Riverfront Federal Credit Union IRA Rates

2.75%$1k-60 Month IRA Certificate
2.75%$1k-60 Month Roth IRA Certificate
2.50%$1k-48 Month IRA Certificate
2.50%$1k-48 Month Roth IRA Certificate
2.35%$1k-36 Month IRA Certificate
2.35%$1k-36 Month Roth IRA Certificate
2.10%$1k-24 Month IRA Certificate
2.10%$1k-24 Month Roth IRA Certificate
2.10%$1k-30 Month IRA Certificate
2.10%$1k-30 Month Roth IRA Certificate
1.85%$1k-18 Month IRA Certificate
1.85%$1k-18 Month Roth IRA Certificate
1.75%$1k-12 Month IRA Certificate
1.75%$1k-12 Month Roth IRA Certificate
1.15%$1k-6 Month IRA Certificate
1.15%$1k-6 Month Roth IRA Certificate

Riverfront Federal Credit Union Locations
Branch Office2001 Museum RdWyomissing, PA 19610-2859
Branch OfficeSt Joseph Medical Center 2494 Bernville RdReading, PA 19605
Branch Office430 S 4th StReading, PA 19602-2630

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