Rivermark Community Credit Union


Overview / Commentary
800-452-8502
9125 SW Gemini Dr #100
Beaverton, OR 97008

Rivermark Community Credit Union is headquartered in Beaverton and is the 9th largest credit union in the state of Oregon. It is also the 291st largest credit union in the nation. It was established in 1951 and as of June of 2024, it had grown to 299 employees and 92,149 members at 13 locations. Rivermark Community Credit Union's savings rates are 8X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Rivermark Community Credit Union is open to anyone who lives or works in any county in Washington State or in the Oregon counties of Clackamas, Gilliam, Hood River, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler, and Yamhill. Immediate family/domestic partners of existing members are also eligible to join.
See current membership details

Reviews (1)

Rivermark CU

Posted by: |

The overall rating of this credit union should be 4.75

Earlier today I looked at my account online, and noticed that Rivermark didn't give me my 30 day grace period on two different credit cards that I have with them, and they requested payment the same day the charge was made: 09-22-22.

Strongly suspecting this to be a web error, I contacted Rivermark Credit Union, and was incorrectly notified that Rivermark had cut their grace period from 30 days to 10 days. Even the evening supervisor affirmed this, but this was refuted by online support staff that pointed out that the 10 days was referring to the period after the 30 day grace to pay charges.

Other problems with this credit union are that you can't file disputes electronically, and have to call them. This is amazing because they had no problem verifying my credentials, drivers license etc via the internet in order to open an account.

There are some good things I like about this credit union. Historically, they have been very good with honoring contracts, and properly handling merchant disputes. Additionally they have a long history of having some of the more competitive rates, and products in the industry.

Looking back, the only thing that Rivermark needs to improve is allowing customers to initiate disputes online rather than calling someone, and provide better training of their phone staff. In spite of this, I will still give them a 4.75, and would give them a 5 if they fix these two things. Rivermark is one of the best credit unions on the west coast.



Health
C+

Health Grade Components

Overall
NCUA #65644
Year Chartered1951
Employees299
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD5.12%
Annual Interest Income$39.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.65B$1.39B
LoansQ2 2024vs Q2 2023$848MM$845.6MM
DepositsQ2 2024vs Q2 2023$1.34B$1.14B
Equity CapitalQ2 2024vs Q2 2023$81.6MM$68.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.1MM$6.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$20.7MM$2.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rivermark Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rivermark Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$0$100kNew Member Savings
OTHER TIERS: 0.05% $100k+
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.10% $0 - $50k
0.10%$5-Youth Savings
0.10%*$0$2.5kRewards Savings
OTHER TIERS: 0.05% $2.5k - $5k
0.10%$5-Tax Savings
0.10%$5-Holiday Savings
0.05%$5-Regular Shares
0.05%$5-Business Savings
0.05%$0-You Name it Savings

Rivermark Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$10k*-Business High Yield Money Market
OTHER TIERS: 0.05% $0 - $10k
0.50%*$100k*-Premium Money Market
OTHER TIERS: 0.20% $0 - $100k
0.20%*$25k*-Money Market
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $25k
0.20%*$25k*-Business Money Market
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $25k

Rivermark Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$15kFree Checking Plus
0.25%*$250k*-Business Checking Plus
OTHER TIERS: 0.05% $0 - $25k | 0.15% $25k - $250k

Rivermark Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-9 Month CD Special
2.20%$500-36 Month CD
2.20%$500-Business 36 Month CD
2.10%$500-24 Month CD
2.10%$500-Business 24 Month CD
2.00%$500-12 Month CD
2.00%$500-Business 12 Month CD
2.00%$100-12 Month Youth CD
1.70%$500-6 Month CD
1.70%$500-Business 6 Month CD
1.70%$100-6 Month Youth CD
Locations

Availability



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