Overview / Commentary
Riverside Bank is headquartered in SPARKMAN and is the 75th largest bank in the state of Arkansas. It is also the 4,162nd largest bank in the nation. It was established in 1916 and as of December of 2024, it had grown to 11 employees at 2 locations. Riverside Bank has a B+ health rating.
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Riverside Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 93 |
| Year Established | 1916 |
| Employees | 11 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.49% |
| Return on Equity - YTD | 16.29% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $61.9MM$61.5MM |
| Loans | Q4 2024vs Q4 2023 | $50.7MM$53.6MM |
| Deposits | Q4 2024vs Q4 2023 | $53.1MM$51.7MM |
| Equity Capital | Q4 2024vs Q4 2023 | $5.6MM$5.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $500K$501K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $30K$33K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |