Riverside Savings Bank, SSB

Riverside Savings Bank, SSB

Overview / Commentary
325 Becker Drive
Roanoke Rapids, NC 27870

Riverside Savings Bank, SSB is headquartered in ROANOKE RAPIDS and is the 36th largest bank in the state of North Carolina. It is also the 3,897th largest bank in the nation. It was established in 1914 and as of September of 2023, it had grown to 16 employees at 2 locations. Riverside Savings Bank, SSB has a B+ health rating.

Reviews (1)

Bank Rating

i give this bank 10 plus stars.  i have been with this bank since january of 1997 and refuse to deal with any other bank.


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Riverside Savings Bank, SSB has a relatively low asset base.

Health Grade Components

FDIC Certificate #28314
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.3%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$97.4MM$97.1MM
LoansQ3 2023vs Q3 2022$52.5MM$50.1MM
DepositsQ3 2023vs Q3 2022$72.2MM$71.7MM
Equity CapitalQ3 2023vs Q3 2022$19.5MM$19.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$365K$327K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$235K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Riverside Savings Bank, SSB are currently being reviewed.


Riverside Savings Bank, SSB Locations
Roanoke Rapids Savings Bank, SSB325 Becker DriveRoanoke Rapids, NC 27870

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