Riverside Savings Bank, SSB Reviews and Rates

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Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.riversidesavings.com

252-537-8061

325 Becker Drive
Roanoke Rapids, NC 27870

Riverside Savings Bank, SSB is headquartered in ROANOKE RAPIDS and is the 33^rd largest bank in the state of North Carolina. It is also the 3,891^st largest bank in the nation. It was established in 1914 and as of December of 2024, it had grown to 15 employees at 2 locations. Riverside Savings Bank, SSB has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Riverside Savings Bank, SSB has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	28314
Year Established	1914
Employees	15
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.23%
Return on Equity - YTD	-1.38%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$92.7MM$93.7MM
Loans	Q4 2024vs Q4 2023	$54.4MM$52.5MM
Deposits	Q4 2024vs Q4 2023	$71.6MM$72.5MM
Equity Capital	Q4 2024vs Q4 2023	$15.3MM$15.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$353K$330K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$7K$7K
Real Estate Owned	Q4 2024vs Q4 2023	$0$410K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Riverside Savings Bank, SSB are currently being reviewed.

Locations

Riverside Savings Bank, SSB Locations
Roanoke Rapids Savings Bank, SSB	325 Becker Drive	Roanoke Rapids, NC 27870

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