Rivertrust Federal Credit Union is headquartered in Pearl and is the 9th largest credit union in the state of Mississippi. It is also the 1,396th largest credit union in the nation. It was established in 1935 and as of September of 2022, it had grown to 14 employees and 7,517 members at 1 location. Rivertrust Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.
Rivertrust Federal Credit Union is open to anyone who lives, works, goes to school, worships, or volunteers in any of the cities, towns, or counties as outlined by the credit union (outlined map listed on the credit union's website). Friends of the Pearl Library, Richland Library or members of any one of the more than 120 employer groups are also eligible to join.
See current membership details
Overall | |
---|---|
NCUA # | 473 |
Year Chartered | 1935 |
Employees | 14 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.87% |
Return on Equity - YTD | 8.23% |
Annual Interest Income | $3.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $168.2MM$179.6MM |
Loans | Q3 2022vs Q3 2021 | $77.5MM$65.8MM |
Deposits | Q3 2022vs Q3 2021 | $149.4MM$150.4MM |
Equity Capital | Q3 2022vs Q3 2021 | $18.0MM$28.6MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $172.00K$192.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $302.00K$128.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rivertrust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | $5k* | - | IRA Savings Account | ||
OTHER TIERS: 0.30% → $100 - $1k | 0.50% → $1k - $5k | |||||
0.40%* | $5k* | - | Shares Savings Account | ||
OTHER TIERS: 0.05% → $10 - $1k | 0.20% → $1k - $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.30% → $5k - $50k | 0.50% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $5k* | - | Share Draft Checking Account | ||
OTHER TIERS: 0.05% → $30 - $1k | 0.10% → $1k - $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.58% | $1k | - | 18 Month CD | |
4.00% | $1k | - | 12 Month CD | |
3.50% | $1k | - | 6 Month CD | |
2.27% | $1k | - | 60 Month CD | |
2.02% | $1k | - | 30 Month CD | |
1.76% | $1k | - | 24 Month CD | |
0.40% | $1k | - | 91 Day CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.27% | $1k | - | 60 Month IRA | |
2.02% | $1k | - | 30 Month IRA | |
1.76% | $1k | - | 24 Month IRA | |
1.51% | $1k | - | 18 Month IRA |
Rivertrust Federal Credit Union Locations | ||
---|---|---|
Branch Office | 409 Riverwind Dr | Pearl, MS 39208-5917 |