Riverways Federal Credit Union


Overview / Commentary
573-308-3113
1012 Forum Dr
Rolla, MO 65401

Riverways Federal Credit Union is headquartered in Rolla and is the 30th largest credit union in the state of Missouri. It is also the 1,916th largest credit union in the nation. It was established in 1959 and as of December of 2023, it had grown to 35 employees and 9,366 members at 2 locations. Riverways Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Riverways Federal Credit Union is open to those who live, work, worship, or attends school in the Missouri counties of Benton, Callaway, Camden, Carter, Cole, Crawford, Dallas, Dent, Franklin, Gasconade, Hickory, Iron, Laclede, Madison, Maries, Miller, Morgan, Osage, Phelps, Pulaski, Reynolds, Shannon, St Francois, Texas, Washington, Webster or Wright. Family members and spouses of current members are also eligible to join.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverways Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12890
Year Chartered1959
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.68%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$90.4MM$90.2MM
LoansQ4 2023vs Q4 2022$77.3MM$73.2MM
DepositsQ4 2023vs Q4 2022$80.6MM$75.1MM
Equity CapitalQ4 2023vs Q4 2022$6.8MM$6.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$359K$336K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$414K$234K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Riverways Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Riverways Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Share Savings Account
OTHER TIERS: 0.01% Up to $10k | 0.06% $10k - $25k
0.10%*$25k*-Business Savings
OTHER TIERS: 0.01% Up to $10k | 0.06% $10k - $25k

Riverways Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Give and Get Money Market Savings
OTHER TIERS: 0.10% $25k - $100k
0.15%*$20k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $20k
0.15%*$100k*-SUPER Market Savings
OTHER TIERS: 0.10% $25k - $100k

Riverways Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%*-$10kBeyond Checking Account
OTHER TIERS: 0.05% $25k+ | 1.00% $10k - $25k
2.00%-$50kGo Green Checking
1.00%--Business Interest Checking

Riverways Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$250-5 Month CD Special
4.75%$250-13 Month CD Special
2.02%$250-60 Month CD
1.91%$250-48 Month CD
1.76%$250-36 Month CD
1.66%$100-36 Months Gather and Grow Certificate
1.56%$250-24 Month CD
1.56%$250-30 Month CD
1.26%$250-12 Month CD
1.11%$250-6 Month CD
Locations


Riverways Federal Credit Union Locations
Branch Office1012 Forum DrRolla, MO 65401
Branch Office600 S Main StSalem, MO 65560

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