Rize Credit Union Reviews and Rates

Rize Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

rizecu.com

800-866-6474

12701 Schabarum Ave
Irwindale, CA 91706

Rize Credit Union is headquartered in Irwindale and is the 54^th largest credit union in the state of California. It is also the 384^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 171 employees and 73,800 members at 7 locations. Rize Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Rize Credit Union is open to the residents in Southern California and Southern Nevada who work for one of Select Employer Group. Immediate family member of Rize CU member or SEG employee is also eligible for membership.
See current membership details

Reviews (1)

Write a Review

Rize Checking -- It's A Rewards Account...

Posted by: Terp | May 17, 2024

It requires a minimum number of debit card transactions.

The most annoying thing ever.

Take this rate off the list.

Comment

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	7835
Year Chartered	1952
Employees	171
Primary Regulator

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	6.26%
Annual Interest Income	$16.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.24B$1.11B
Loans	Q1 2025vs Q1 2024	$910.7MM$798.9MM
Deposits	Q1 2025vs Q1 2024	$1.03B$931.4MM
Equity Capital	Q1 2025vs Q1 2024	$87.8MM$78.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.2MM$8.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6.5MM$4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Rize Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rize Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$0	-	Super Saver
0.10%	$0	-	Youth Super Saver
0.05%	$250	-	Prime Savings
0.05%	$0	-	Vacation Club Account
0.05%	$0	-	Holiday Club Account
0.05%	$5	-	Youth Savings
0.05%	$0	-	Health Savings Account
0.05%	$250	-	Business Prime Savings

Rize Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%^*	$1m^*	-	Premier Money Market
OTHER TIERS: 2.55% → $500k - $750k \| 3.35% → $750k - $1m
3.60%^*	$100k^*	-	High Yield IRA Money Market
OTHER TIERS: 2.60% → $0 - $25k \| 3.10% → $25k - $100k
2.50%^*	$250k^*	-	Money Market
OTHER TIERS: 1.25% → $0 - $25k \| 1.30% → $25k - $50k \| 1.45% → $50k - $100k \| 2.25% → $100k - $250k

Rize Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
7.50%^*	$0	$5k	Rize Checking
OTHER TIERS: 0.05% → $5k+
0.05%	$0	-	Commercial Advantage Checking

Rize Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.35%	$1k	-	12 Month CD
4.35%	$1k	-	Business 12 Month CD
3.45%	$1k	-	60 Month CD
3.45%	$1k	-	Business 60 Month CD
3.30%	$1k	-	48 Month CD
3.30%	$1k	-	Business 48 Month CD
3.25%	$1k	-	18 Month CD
3.25%	$1k	-	24 Month CD
3.25%	$1k	-	36 Month CD
3.25%	$1k	-	Business 18 Month CD
3.25%	$1k	-	Business 24 Month CD
3.25%	$1k	-	Business 36 Month CD
3.00%	$1k	-	24 Month Impact Certificate-Online
1.75%	$1k	-	6 Month CD
1.75%	$1k	-	Business 6 Month CD
0.75%	$1k	-	91 Day CD
0.75%	$1k	-	Business 91 Day CD

Rize Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.35%	$1k	-	12 Month IRA
3.45%	$1k	-	60 Month IRA
3.30%	$1k	-	48 Month IRA
3.25%	$1k	-	18 Month IRA
3.25%	$1k	-	24 Month IRA
3.25%	$1k	-	36 Month IRA
0.10%	$0	-	IRA Savings

Locations

Rize Credit Union Locations
Branch Office	975 N Haven Ave Ste 100	Ontario, CA 91764
Branch Office	3200 Mulford Ave	Lynwood, CA 90262
Branch Office	12701 Schabarum Ave	Irwindale, CA 91706
Branch Office	7155 Lindell Rd # 150	Las Vegas, NV 89118
Branch Office	6475 W Sahara Ave	Las Vegas, NV 89146
Branch Office	2130 E 1st St	Los Angeles, CA 90033-3958
Branch Office	2244 Walnut Grove Ave	Rosemead, CA 91770-3714

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