Roanoke Valley Community Credit Union

Overview / Commentary
723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 46th largest credit union in the state of Virginia. It is also the 1,796th largest credit union in the nation. It was established in 1947 and as of December of 2023, it had grown to 17 employees and 9,424 members at 4 locations. Roanoke Valley Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)


This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!


Health Grade Components

NCUA #5604
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD12.19%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$103MM$103MM
LoansQ4 2023vs Q4 2022$54.9MM$40MM
DepositsQ4 2023vs Q4 2022$89.2MM$90.8MM
Equity CapitalQ4 2023vs Q4 2022$13.6MM$12MM
Loan Loss AllowanceQ4 2023vs Q4 2022$226K$144K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$78K$304K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

0.80%*$50k*-Secondary Share Account
OTHER TIERS: 0.20% $250 - $2k | 0.40% $2k - $5k | 0.50% $5k - $20k | 0.60% $20k - $50k
0.80%*$50k*-Primary Share Account
OTHER TIERS: 0.20% $250 - $2k | 0.40% $2k - $5k | 0.50% $5k - $20k | 0.60% $20k - $50k
0.60%--IRA Account
0.60%--Club Account (Christmas, Cookie Jar, Car Club)
0.60%--Summer Pay Account

Roanoke Valley Community Credit Union Money Market Rates

1.00%*$50k*-Money Market Account
OTHER TIERS: 0.50% $2k - $5k | 0.60% $5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k

Roanoke Valley Community Credit Union CD Rates

2.53%*$50k*-36 Month CD
OTHER TIERS: 1.00% $2.5k - $5k | 1.11% $5k - $10k | 1.21% $10k - $25k | 1.61% $25k - $50k
1.21%*$50k*-24 Month CD
OTHER TIERS: 0.80% $2.5k - $5k | 0.90% $5k - $10k | 1.00% $10k - $25k | 1.11% $25k - $50k
1.11%*$50k*-12 Month CD
OTHER TIERS: 0.70% $2.5k - $5k | 0.80% $5k - $10k | 0.90% $10k - $20k | 1.00% $20k - $50k

Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

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