Roanoke Valley Community Credit Union

Overview / Commentary

www.rvccu.org

540-982-3931

723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 46^th largest credit union in the state of Virginia. It is also the 1,796^th largest credit union in the nation. It was established in 1947 and as of June of 2023, it had grown to 14 employees and 9,424 members at 4 locations. Roanoke Valley Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)

Write a Review

Terrible!!!

Posted by: Angela Beasley | Jun 10, 2014

This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!

Comment

Health

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #	5604
Year Chartered	1947
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	15.38%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$101.9MM$104.2MM
Loans	Q2 2023vs Q2 2022	$44.3MM$35.0MM
Deposits	Q2 2023vs Q2 2022	$88.7MM$92.7MM
Equity Capital	Q2 2023vs Q2 2022	$12.9MM$11.3MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$102.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$254.00K$311.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Roanoke Valley Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$50k^*	-	Secondary Share Account
OTHER TIERS: 0.20% → $250 - $2k \| 0.40% → $2k - $5k \| 0.50% → $5k - $20k \| 0.60% → $20k - $50k
0.80%^*	$50k^*	-	Primary Share Account
OTHER TIERS: 0.20% → $250 - $2k \| 0.40% → $2k - $5k \| 0.50% → $5k - $20k \| 0.60% → $20k - $50k
0.60%	-	-	IRA Account
0.60%	-	-	Club Account (Christmas, Cookie Jar, Car Club)
0.60%	-	-	Summer Pay Account

Roanoke Valley Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.50% → $2k - $5k \| 0.60% → $5k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k

Roanoke Valley Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%^*	$50k^*	-	36 Month CD
OTHER TIERS: 1.00% → $2.5k - $5k \| 1.11% → $5k - $10k \| 1.21% → $10k - $25k \| 1.61% → $25k - $50k
1.21%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.80% → $2.5k - $5k \| 0.90% → $5k - $10k \| 1.00% → $10k - $25k \| 1.11% → $25k - $50k
1.11%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.70% → $2.5k - $5k \| 0.80% → $5k - $10k \| 0.90% → $10k - $20k \| 1.00% → $20k - $50k

Locations

Roanoke Valley Community Credit Union Locations
Branch Office	723 5th St NE	Roanoke, VA 24016-2123
Branch Office	1340 Roanoke Blvd	Salem, VA 24153
Branch Office	4218 Brambleton Ave	Roanoke, VA 24018
Branch Office	605 Abney Rd	Roanoke, VA 24012

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.