Roanoke Valley Community Credit Union


Overview / Commentary
540-982-3931
723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 50th largest credit union in the state of Virginia. It is also the 1,850th largest credit union in the nation. It was established in 1947 and as of June of 2020, it had grown to 15 employees and 9,785 members at 4 locations. Roanoke Valley Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)

Terrible!!!

This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Roanoke Valley Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5604
Year Chartered1947
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.03%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$87.4MM$80.4MM
LoansQ2 2020vs Q2 2019$40.3MM$39.2MM
DepositsQ2 2020vs Q2 2019$77.3MM$70.7MM
Equity CapitalQ2 2020vs Q2 2019$9.9MM$9.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$197.00K$154.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$310.00K$310.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Account
0.20%--Summer Pay Account
0.15%*$20k*-Secondary Share Account
OTHER TIERS: 0.10% $250 - $20k
0.15%--Club Account (Christmas, Cookie Jar, Car Club)
0.15%*$20k*-Primary Share Account
OTHER TIERS: 0.10% $250 - $20k

Roanoke Valley Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $50k

Roanoke Valley Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-36 Month CD
OTHER TIERS: 0.30% $2.5k - $5k | 0.35% $5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k
0.55%*$50k*-24 Month CD
OTHER TIERS: 0.20% $2.5k - $5k | 0.25% $5k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k
0.30%*$50k*-12 Month CD
OTHER TIERS: 0.15% $2.5k - $5k | 0.20% $5k - $10k | 0.25% $10k - $50k
Locations


Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

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