Overview / Commentary
723 5th ST NE
Roanoke, VA 24016-2123

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 54th largest credit union in the state of Virginia. It is also the 1,839th largest credit union in the nation. It was established in 1947 and as of June of 2018, it had grown to 22 employees and 10,241 members at 4 locations. Roanoke Valley Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)


This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Roanoke Valley Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #5604
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.41%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$80.0MM$76.4MM
LoansQ2 2018vs Q2 2017$34.7MM$33.3MM
DepositsQ2 2018vs Q2 2017$71.3MM$68.4MM
Equity CapitalQ2 2018vs Q2 2017$8.2MM$7.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$176.00K$168.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$273.00K$195.00K
Real Estate OwnedQ2 2018vs Q2 2017$121.00K$153.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

0.15%--IRA Account
0.15%--Summer Pay Account
0.10%*$2k*-Secondary Share Account
OTHER TIERS: 0.05% $250 - $2k
0.10%--Club Account (Christmas, Cookie Jar, Car Club)
0.10%*$2k*-Primary Share Account
OTHER TIERS: 0.05% $250 - $2k

Roanoke Valley Community Credit Union Money Market Rates

0.20%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2k - $25k

Roanoke Valley Community Credit Union CD Rates

0.95%*$50k*-48 Month CD
OTHER TIERS: 0.65% $5k - $10k | 0.85% $10k - $20k | 0.90% $20k - $50k
0.75%*$50k*-36 Month CD
OTHER TIERS: 0.30% $1k - $5k | 0.35% $5k - $10k | 0.65% $10k - $20k | 0.70% $20k - $50k
0.55%*$50k*-24 Month CD
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $10k | 0.45% $10k - $20k | 0.50% $20k - $50k
0.30%*$50k*-12 Month CD
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $50k

Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

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