Roanoke Valley Community Credit Union


Overview / Commentary
540-982-3931
723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 49th largest credit union in the state of Virginia. It is also the 1,823rd largest credit union in the nation. It was established in 1947 and as of March of 2021, it had grown to 16 employees and 9,668 members at 4 locations. Roanoke Valley Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)

Terrible!!!

This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Roanoke Valley Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5604
Year Chartered1947
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.2%
Annual Interest Income$552.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$97.2MM$81.9MM
LoansQ1 2021vs Q1 2020$36.2MM$40.8MM
DepositsQ1 2021vs Q1 2020$86.5MM$72.0MM
Equity CapitalQ1 2021vs Q1 2020$10.5MM$9.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$150.00K$188.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$383.00K$365.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Account
0.20%--Summer Pay Account
0.15%--Club Account (Christmas, Cookie Jar, Car Club)
0.13%*$50k*-Secondary Share Account
OTHER TIERS: 0.05% $250 - $2k | 0.10% $2k - $50k
0.13%*$50k*-Primary Share Account
OTHER TIERS: 0.05% $250 - $2k | 0.10% $2k - $50k

Roanoke Valley Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$50k*-Money Market Account
OTHER TIERS: 0.10% $2k - $5k | 0.13% $5k - $10k | 0.15% $10k - $50k

Roanoke Valley Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-24 Month CD
OTHER TIERS: 0.15% $2.5k - $5k | 0.18% $5k - $50k
0.25%*$50k*-36 Month CD
OTHER TIERS: 0.20% $2.5k - $5k | 0.23% $5k - $50k
0.20%*$50k*-12 Month CD
OTHER TIERS: 0.13% $2.5k - $5k | 0.15% $5k - $50k
Locations


Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

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