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Roanoke Valley Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.rvccu.org
540-982-3931
723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 46th largest credit union in the state of Virginia. It is also the 1,792nd largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 19 employees and 9,256 members at 4 locations. Roanoke Valley Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #5604
Year Chartered1947
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD8.64%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$105.2MM$103.7MM
LoansQ1 2025vs Q1 2024$75.4MM$55.4MM
DepositsQ1 2025vs Q1 2024$88.4MM$89.4MM
Equity CapitalQ1 2025vs Q1 2024$15.5MM$14MM
Loan Loss AllowanceQ1 2025vs Q1 2024$211K$222K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$384K$44K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Roanoke Valley Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Secondary Share Account
OTHER TIERS: 0.20% → $250 - $2k | 0.40% → $2k - $5k | 0.50% → $5k - $20k | 0.60% → $20k - $50k
0.80%*$50k*-Primary Share Account
OTHER TIERS: 0.20% → $250 - $2k | 0.40% → $2k - $5k | 0.50% → $5k - $20k | 0.60% → $20k - $50k
0.60%$0-Club Account (Christmas, Cookie Jar)
0.60%$0-Summer Pay Account

Roanoke Valley Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.50% → $2k - $5k | 0.60% → $5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k

Roanoke Valley Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$50k*-36 Month CD
OTHER TIERS: 1.00% → $2.5k - $5k | 1.11% → $5k - $10k | 1.21% → $10k - $25k | 1.61% → $25k - $50k
1.21%*$50k*-24 Month CD
OTHER TIERS: 0.80% → $2.5k - $5k | 0.90% → $5k - $10k | 1.00% → $10k - $25k | 1.11% → $25k - $50k
1.11%*$50k*-12 Month CD
OTHER TIERS: 0.70% → $2.5k - $5k | 0.80% → $5k - $10k | 0.90% → $10k - $25k | 1.00% → $25k - $50k

Roanoke Valley Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$0-IRA Account
Locations


Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

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