1. Banks
  2. Roanoke Valley Community Credit Union

Roanoke Valley Community Credit Union


Overview / Commentary
www.rvccu.org
540-982-3931
723 5th ST NE
Roanoke, VA 24016

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 50th largest credit union in the state of Virginia. It is also the 1,849th largest credit union in the nation. It was established in 1947 and as of December of 2020, it had grown to 16 employees and 9,681 members at 4 locations. Roanoke Valley Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)

Terrible!!!

Posted by: |

This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!

5


Health
A

Data as of Q4 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Roanoke Valley Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5604
Year Chartered1947
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.71%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$90.1MM$79.0MM
LoansQ4 2020vs Q4 2019$37.7MM$42.0MM
DepositsQ4 2020vs Q4 2019$79.6MM$69.3MM
Equity CapitalQ4 2020vs Q4 2019$10.3MM$9.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$152.00K$198.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$371.00K$324.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Roanoke Valley Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Account
0.20%--Summer Pay Account
0.15%--Club Account (Christmas, Cookie Jar, Car Club)
0.13%*$50k*-Secondary Share Account
OTHER TIERS: 0.05% → $250 - $2k | 0.10% → $2k - $50k
0.13%*$50k*-Primary Share Account
OTHER TIERS: 0.05% → $250 - $2k | 0.10% → $2k - $50k

Roanoke Valley Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$50k*-Money Market Account
OTHER TIERS: 0.10% → $2k - $5k | 0.13% → $5k - $10k | 0.15% → $10k - $50k

Roanoke Valley Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-24 Month CD
OTHER TIERS: 0.15% → $2.5k - $5k | 0.18% → $5k - $50k
0.25%*$50k*-36 Month CD
OTHER TIERS: 0.20% → $2.5k - $5k | 0.23% → $5k - $50k
0.20%*$50k*-12 Month CD
OTHER TIERS: 0.13% → $2.5k - $5k | 0.15% → $5k - $50k
Locations


Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.