Featured Savings Rates
Featured Accounts
Overview / Commentary
723 5th St NE
Roanoke, VA 24016-2123

Roanoke Valley Community Credit Union is headquartered in Roanoke and is the 55th largest credit union in the state of Virginia. It is also the 1,864th largest credit union in the nation. It was established in 1947 and as of December of 2017, it had grown to 15 employees and 10,283 members at 4 locations. Roanoke Valley Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.
See current membership details

Reviews (1)


This Credit Union helps themselves to you money when they feel the need, bounces your checks despite your overdraft protection and closes your account when they feel the need. Oh and I can't forget to mention they like to repossess your car 7 days before the payment is even due and not even late. The BBB had a field day with them! Take your money and RUN!!!!!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Roanoke Valley Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #5604
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.18%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$76.0MM$74.0MM
LoansQ4 2017vs Q4 2016$33.8MM$33.6MM
DepositsQ4 2017vs Q4 2016$67.6MM$66.3MM
Equity CapitalQ4 2017vs Q4 2016$7.8MM$7.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$172.00K$184.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$412.00K$164.00K
Real Estate OwnedQ4 2017vs Q4 2016$155.00K$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Roanoke Valley Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roanoke Valley Community Credit Union Savings Account Rates

0.15%--IRA Account
0.15%--Summer Pay Account
0.10%*$2k*-Secondary Share Account
OTHER TIERS: 0.05% $250 - $2k
0.10%--Club Account (Christmas, Cookie Jar, Car Club)
0.10%--Safari Saving Club Account
0.10%*$2k*-Primary Share Account
OTHER TIERS: 0.05% $250 - $2k

Roanoke Valley Community Credit Union Money Market Rates

0.20%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2k - $25k

Roanoke Valley Community Credit Union CD Rates

0.95%*$50k*-48 Month CD
OTHER TIERS: 0.65% $5k - $10k | 0.85% $10k - $20k | 0.90% $20k - $50k
0.75%*$50k*-36 Month CD
OTHER TIERS: 0.30% $1k - $5k | 0.35% $5k - $10k | 0.65% $10k - $20k | 0.70% $20k - $50k
0.55%*$50k*-24 Month CD
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $10k | 0.45% $10k - $20k | 0.50% $20k - $50k
0.30%*$50k*-12 Month CD
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $50k

Roanoke Valley Community Credit Union Locations
Branch Office723 5th St NERoanoke, VA 24016-2123
Branch Office1340 Roanoke BlvdSalem, VA 24153
Branch Office4218 Brambleton AveRoanoke, VA 24018
Branch Office605 Abney RdRoanoke, VA 24012