Rochester and Monroe County Employees Federal Credit is headquartered in Rochester and is the 166th largest credit union in the state of New York. It is also the 3,079th largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 6 employees and 3,257 members at 2 locations. Rochester and Monroe County Employees Federal Credit's CD rates are 94% higher than the national average, and it has a C+ health rating.
Rochester and Monroe County Employees Federal Credit offers membership to anyone who lives, works, or worships in the City of Rochester. All employees of the City of Rochester, the County of Monroe, and some towns and villages within the county also qualify for membership.
See current membership details
Overall | |
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NCUA # | 817 |
Year Chartered | 1935 |
Employees | 6 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.43% |
Return on Equity - YTD | 3.87% |
Annual Interest Income | $513.00K |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $27.0MM$28.3MM |
Loans | Q2 2023vs Q2 2022 | $20.6MM$20.2MM |
Deposits | Q2 2023vs Q2 2022 | $24.0MM$25.1MM |
Equity Capital | Q2 2023vs Q2 2022 | $3.0MM$3.1MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$78.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $270.00K$258.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rochester and Monroe County Employees Federal Credit; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.75% | - | - | Individual Retirement Account | |
0.05% | - | - | Regular Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.60%* | $50k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.45% → $10k - $25k | 0.55% → $25k - $50k |
Rochester and Monroe County Employees Federal Credit Locations | ||
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Branch Office | 40 N Fitzhugh St | Rochester, NY 14614-1211 |
Branch Office | 460 N Goodman St | Rochester, NY 14609-6135 |