Rochester & Monroe Co Emp Federal Credit Union

Overview / Commentary
460 N Goodman St
Rochester, NY 14609-6135

Rochester & Monroe Co Emp Federal Credit Union is headquartered in Rochester and is the 168th largest credit union in the state of New York. It is also the 3,094th largest credit union in the nation. It was established in 1935 and as of June of 2019, it had grown to 6 employees and 4,110 members at 3 locations. Rochester & Monroe Co Emp Federal Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in the City of Rochester and to employees of the City of Rochester, Monroe County, and other select towns and villages.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rochester & Monroe Co Emp Federal Credit Union has a low asset base.

Health Grade Components

NCUA #817
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.59%
Annual Interest Income$548.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$25.2MM$25.5MM
LoansQ2 2019vs Q2 2018$20.0MM$19.7MM
DepositsQ2 2019vs Q2 2018$22.1MM$22.5MM
Equity CapitalQ2 2019vs Q2 2018$3.0MM$2.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$94.00K$88.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$9.00K$15.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Rochester & Monroe Co Emp Federal Credit Union Savings Account Rates

0.60%--Individual Retirement Account
0.05%--Regular Share Savings

Rochester & Monroe Co Emp Federal Credit Union Money Market Rates

0.70%$50k-Money Market Account

Rochester & Monroe Co Emp Federal Credit Union CD Rates

2.42%$500-5 Year CD
2.32%$500-4 Year CD
2.17%$500-3 Year CD
2.01%$500-2 Year CD
1.61%$10k-15 Month CD
1.51%$500-1 Year CD
1.40%$500-9 Month CD
0.90%$500-6 Month CD
0.60%$500-90 Day CD

Rochester & Monroe Co Emp Federal Credit Union Locations
Branch Office150 Highland AveRochester, NY 14620
Branch Office40 N Fitzhugh StRochester, NY 14614-1211
Branch Office460 N Goodman StRochester, NY 14609-6135

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