Rock Valley Credit Union

Overview / Commentary
1201 Clifford Ave
Loves Park, IL 61111

Rock Valley Credit Union is headquartered in Loves Park and is the 45th largest credit union in the state of Illinois. It is also the 1,428th largest credit union in the nation. It was established in 1968 and as of March of 2024, it had grown to 44 employees and 15,613 members at 3 locations. Rock Valley Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Rock Valley Credit Union is open to those who live, work, worship or attend school in Winnebago, Boone, DeKalb, Ogle, Stephenson or Lee counties in Illinois, or Walworth County in Wisconsin.
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Health Grade Components

NCUA #68687
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.47%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$162.3MM$155.6MM
LoansQ1 2024vs Q1 2023$122.8MM$116.3MM
DepositsQ1 2024vs Q1 2023$140.2MM$137.5MM
Equity CapitalQ1 2024vs Q1 2023$16.6MM$15.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.4MM$1.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$871K$628K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Rock Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rock Valley Credit Union Savings Account Rates

0.25%$25-Save to win savings
0.15%$0-Health Savings Account
0.15%$0-IRA Savings
0.15%$25-Primary Savings
0.15%$0-Secondary Savings

Rock Valley Credit Union Money Market Rates

2.02%*$75k*-Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 1.26% $10k - $25k | 1.51% $25k - $75k

Rock Valley Credit Union Checking Account Rates

3.00%$0$10k815 Spend Account

Rock Valley Credit Union CD Rates

5.20%$1k-9 Month CD Special
4.10%$1k-36 Month CD
3.75%*$50k*-12 Month CD
OTHER TIERS: 3.25% $1k - $10k | 3.50% $10k - $50k
3.15%*$50k*-18 Month CD
OTHER TIERS: 2.65% $1k - $10k | 2.90% $10k - $50k
3.05%*$50k*-24 Month CD
OTHER TIERS: 2.55% $1k - $10k | 2.80% $10k - $50k
2.95%*$50k*-30 Month CD
OTHER TIERS: 2.45% $1k - $10k | 2.70% $10k - $50k
1.00%$25-12 Month Save To Win Certificate

Rock Valley Credit Union Locations
Corporate Office1201 Clifford AveLoves Park, IL 61111
Branch Office11280 Forest Hills RdMachesney Park, IL 61115
Branch Office561 Flagg RoadRochelle, IL 61068

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