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Rockland Federal Credit Union

Popular Accounts at this Credit Union

0.80%1-year CD11 Month Share Certificate
0.80%1-year IRA11 Month IRA Certificate (Traditional, Roth, CESA)
0.65%Reward SavingsHigh Yield Reward Savings

Overview / Commentary
241 Union St
Rockland, MA 02370

Rockland Federal Credit Union is headquartered in Rockland and is the 3rd largest credit union in the state of Massachusetts. It is also the 150th largest credit union in the nation. It was established in 1985 and as of June of 2016, it had grown to 153 employees and 179,697 members at 10 locations. Rockland Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Rockland Federal Credit Union is open to those who live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk Counties in Massachusetts or immediate family* member of those eligible.
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Reviews (3)

Local Bank Review: Rockland FCU (Mass)

Posted by: 51hh | Jun 20, 2010

The (4.0%, $50K) RCA was pretty good to start.  The application process is relatiovely easy (online with follow up ID check).  Te account comes with 200 free duplicate checks.  Initially payroll deposit of any amount would meet the requirement, then they changed that at least $100 payroll deposit was needed.  They lower the rate first to 3.8%, then discontinued the RCA offer completely.  We decided to keep the account since they still give us the current 3.25% interest, even without meeting the RCA requirements.  They have high-yield reward saving account that earns 1.8% APY up to $15K (0.9% for balances higher than $15K), but direct payroll deposit of at least $100 is also required. 


Relatively large/stable CU

Excelent customer service

1.8% APY High-yiled savings

Nice (200) duplicate checks

Relatively low fee for all services (any CU should have such customer-freindly features)


RCA was discontinued (grand-fathered)

The 2.25% (up to $5K) Smart Saver Account (mentioned by Ken in thier thread) was also discontinued




Rockland Federal Credit Union

I was refused a refinance loan because I am on disability even though my income is adequate and I have an excellent credit rating and not a lot debts. I have other income they said could not apply towards this loan. I feel I was discriminated against and am going to contact Ma. Council on Discrimination.


Posted by: Anonymous | Sep 29, 2011

Whatever rates they offer, the customer service is so lacking I would lose money before I ever had another account with them.


Health Grade Components

NCUA #24224
Year Chartered1985
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.13%
Annual Interest Income$21.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.51B$1.40B
LoansQ2 2016vs Q2 2015$1.36B$1.27B
DepositsQ2 2016vs Q2 2015$1.22B$1.10B
Equity CapitalQ2 2016vs Q2 2015$172.4MM$157.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$11.2MM$11.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.0MM$4.4MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rockland Federal Credit Union Savings Account Rates

0.65%*-$100kHigh Yield Reward Savings - Qualifying
OTHER TIERS: 0.10% $100k+
0.30%*$25k*-Advantage Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $10k | 0.25% $10k - $25k
0.20%--Christmas Club Account
0.10%--Club Account

Rockland Federal Credit Union Money Market Rates

0.50%*$25k*-Business Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.30% $10k - $25k
0.40%*$25k*-Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.25% $2,500 - $10k | 0.35% $10k - $25k
0.35%*$25k*-IRA Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.25% $2,500 - $10k | 0.30% $10k - $25k

Rockland Federal Credit Union Checking Account Rates

0.45%*$1,500*-Premium Checking
OTHER TIERS: 0.10% Up to $1,500
0.45%--Business Checking
0.10%--Direct Access Checking
0.10%--50 Plus Checking

Rockland Federal Credit Union CD Rates

2.00%$500-5 Year Share Certificate
1.50%$500-4 Year Share Certificate
1.20%$500-2 Year Share Certificate
1.20%$500-3 Year Share Certificate
1.10%$500-18 Month Share Certificate
1.00%$500-15 Month Share Certificate
0.80%$500-11 Month Share Certificate
0.65%$500-1 Year Share Certificate
0.60%$500-14 Month Share Certificate
0.40%$500-6 Month Share Certificate
0.35%$500$100k9 Month Birthday Share Certificate Special
0.25%$500-91 Day Share Certificate

Rockland Federal Credit Union IRA Rates

2.00%$500-5 Year IRA Certificate
1.50%$500-4 Year IRA Certificate
1.20%$500-2 Year IRA Certificate
1.20%$500-3 Year IRA Certificate
1.10%$500-18 Month IRA Certificate
1.00%$500-15 Month IRA Certificate
0.80%$500-11 Month IRA Certificate
0.65%$500-1 Year IRA Certificate
0.60%$500-14 Month IRA Certificate
0.40%$500-6 Month IRA Certificate
0.25%$500-91 Day IRA Certificate

Rockland Federal Credit Union Locations
Branch Office211 Park StAttleboro, MA 02703
Branch Office217 S Main StAttleboro, MA 02703-4160
Branch Office657 Main StWalpole, MA 02081
Branch Office300 Colony Place RdPlymouth, MA 02360-7235
Branch Office76 Copeland DrMansfield, MA 02048-1223
Branch Office850 Moraine StMarshfield, MA 02050-3444
Branch Office1771 Washington StHanover, MA 02339
Branch Office241 Union StRockland, MA 02370
Branch Office652 E Washington St Unit 12North Attleboro, MA 02760-2488
Branch Office1690 Main StWeymouth, MA 02190