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Rockland Federal Credit Union

Popular Accounts at this Credit Union

0.80%1-year CD11 Month Share Certificate
1.75%18-month CD18 Month Share Certificate
0.65%Reward SavingsHigh Yield Reward Savings

Overview / Commentary
241 Union St
Rockland, MA 02370

Rockland Federal Credit Union is headquartered in Rockland and is the 3rd largest credit union in the state of Massachusetts. It is also the 153rd largest credit union in the nation. It was established in 1985 and as of December of 2017, it had grown to 165 employees and 179,935 members at 10 locations. Rockland Federal Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Rockland Federal Credit Union is open to those who live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth, or Suffolk Counties in Massachusetts, or immediate family member of those eligible.
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Reviews (2)

Local Bank Review: Rockland FCU (Mass)

Posted by: 51hh | Jun 20, 2010

The (4.0%, $50K) RCA was pretty good to start.  The application process is relatiovely easy (online with follow up ID check).  Te account comes with 200 free duplicate checks.  Initially payroll deposit of any amount would meet the requirement, then they changed that at least $100 payroll deposit was needed.  They lower the rate first to 3.8%, then discontinued the RCA offer completely.  We decided to keep the account since they still give us the current 3.25% interest, even without meeting the RCA requirements.  They have high-yield reward saving account that earns 1.8% APY up to $15K (0.9% for balances higher than $15K), but direct payroll deposit of at least $100 is also required. 


Relatively large/stable CU

Excelent customer service

1.8% APY High-yiled savings

Nice (200) duplicate checks

Relatively low fee for all services (any CU should have such customer-freindly features)


RCA was discontinued (grand-fathered)

The 2.25% (up to $5K) Smart Saver Account (mentioned by Ken in thier thread) was also discontinued





Posted by: Anonymous | Sep 29, 2011

Whatever rates they offer, the customer service is so lacking I would lose money before I ever had another account with them.


Health Grade Components

NCUA #24224
Year Chartered1985
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.59%
Annual Interest Income$48.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.64B$1.55B
LoansQ4 2017vs Q4 2016$1.49B$1.42B
DepositsQ4 2017vs Q4 2016$1.31B$1.24B
Equity CapitalQ4 2017vs Q4 2016$194.2MM$179.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.3MM$11.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.7MM$6.8MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Always verify rates and promotions with the bank or credit union. We are not Rockland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rockland Federal Credit Union Savings Account Rates

0.65%*-$100kHigh Yield Reward Savings - Qualifying
OTHER TIERS: 0.10% $100k+
0.30%*$25k*-Advantage Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $10k | 0.25% $10k - $25k
0.20%--Christmas Club Account
0.10%--Club Account

Rockland Federal Credit Union Money Market Rates

1.00%*$75k*-Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.25% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $75k
0.50%*$25k*-Business Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.30% $10k - $25k
0.35%*$25k*-IRA Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.25% $2,500 - $10k | 0.30% $10k - $25k

Rockland Federal Credit Union Checking Account Rates

0.45%*$1,500*-Premium Checking
OTHER TIERS: 0.10% Up to $1,500
0.45%--Business Plus Checking
0.10%--Direct Access Checking
0.10%--50 Plus Checking

Rockland Federal Credit Union CD Rates

2.25%$500-20 Month Share Certificate
1.85%$500-15 Month Share Certificate
1.80%$500-2 Year Share Certificate
1.75%$500-18 Month Share Certificate
1.75%$500-5 Year Share Certificate
1.40%$500-3 Year Share Certificate
1.40%$500-4 Year Share Certificate
1.25%$500-14 Month Share Certificate
1.00%$500-1 Year Share Certificate
0.80%$500-11 Month Share Certificate
0.60%$500$100k9 Month Birthday Share Certificate Special
0.55%$500-6 Month Share Certificate
0.30%$500-91 Day Share Certificate

Rockland Federal Credit Union IRA Rates

1.00%$500-1 Year IRA Certificate

Cities: Attleboro, Hanover, Mansfield, Marshfield, North Attleboro, Plymouth, Rockland, Walpole, Weymouth

Attleboro Branches
Branch Office211 Park StAttleboro, MA 02703
Branch Office217 S Main StAttleboro, MA 02703-4160

Hanover Branches
Branch Office1771 Washington StHanover, MA 02339

Mansfield Branches
Branch Office76 Copeland DrMansfield, MA 02048-1223

Marshfield Branches
Branch Office850 Moraine StMarshfield, MA 02050-3444

North Attleboro Branches
Branch Office652 E Washington St Unit 12North Attleboro, MA 02760-2488

Plymouth Branches
Branch Office300 Colony Place RdPlymouth, MA 02360-7235

Rockland Branches
Branch Office241 Union StRockland, MA 02370

Walpole Branches
Branch Office564 Main StWalpole, MA 02081

Weymouth Branches
Branch Office1690 Main StWeymouth, MA 02190

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