Rockland Federal Credit Union


Overview / Commentary
781-878-0232
241 Union St
Rockland, MA 02370

Rockland Federal Credit Union is headquartered in Rockland and is the 2nd largest credit union in the state of Massachusetts. It is also the 152nd largest credit union in the nation. It was established in 1985 and as of December of 2021, it had grown to 176 employees and 196,481 members at 8 locations. Rockland Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Rockland Federal Credit Union is open to residents of, and those who work in, the following counties in Massachusetts: Bristol, Barnstable, Middlesex, Plymouth, Norfolk or Suffolk. Immediate family of membership eligible individuals or current members may also join.
See current membership details

Reviews (1)

Awful Customer Service

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USE CAUTION if you decide to choose Rockland, as they will not work with you and have zero compassion for people who become sick or ill. Please read other comments/reviews and go with a more reputable credit union.

Rockland FCU's response to removing negative credit mark for late payment. "Rockland Federal Credit Union has received your request for us to delete information in your credit report relating to the loan described above. Because the information you have asked us to delete is accurate, it would not be appropriate for us to delete that information. Financial Institutions and many other businesses rely on credit reports to make fair decisions, so it is important that we do not delete accurate information." -Michaela Billings.

Used Rockland for a car loan and haven't missed a single payment since being a member for nearly 3 years on top of having an 800+ credit score. I ended up in the hospital for multiple weeks and missed a payment. When I called after getting out of the hospital to explain my situation (as well as making sure I was up to date on all payments) the manager said there was nothing they could do to help and it was going to hit my credit report as a late payment. They had mailed me 1 singular letter to notify/contact me of the late payment. Hanscom Federal Credit Union would never do this. DO NOT USE Rockland, I learned my lesson about going with the lowest rate and will end all future business with them and continue to educate anyone I know using Rockland currently about the customer service and my experience.



Health
A+

Health Grade Components

Overall
NCUA #24224
Year Chartered1985
Employees176
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.23%
Annual Interest Income$71.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.55B$2.29B
LoansQ4 2021vs Q4 2020$2.19B$1.93B
DepositsQ4 2021vs Q4 2020$2.21B$1.95B
Equity CapitalQ4 2021vs Q4 2020$280.0MM$248.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$20.1MM$19.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$4.8MM$2.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rockland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rockland Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Advantage Savings
OTHER TIERS: 0.10% $5 - $1k | 0.20% $1k - $10k
0.25%*$5$100kHigh Yield Reward Savings - Qualifying
OTHER TIERS: 0.10% $100k+
0.20%$5-Holiday Club
0.10%$5-Club Account

Rockland Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Market
OTHER TIERS: 0.05% $5 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.45% $25k - $50k
0.30%*$25k*-Business Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.25% $10k - $25k
0.25%*$25k*-IRA Money Market
OTHER TIERS: 0.05% $5 - $2.5k | 0.20% $2.5k - $25k

Rockland Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$1.5k*-Premium Checking
OTHER TIERS: 0.10% $5 - $1.5k
0.20%$5-Business Plus Checking
0.10%$5-Direct Access Checking
0.10%$5-50 Plus Checking

Rockland Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-2 Year Share Certificate
1.00%$500-3 Year Share Certificate
1.00%$500-4 Year Share Certificate
1.00%$500-5 Year Share Certificate
1.00%$500-Business 2 Year Share Certificate
1.00%$500-Business 3 Year Share Certificate
1.00%$500-Business 4 Year Share Certificate
1.00%$500-Business 5 Year Share Certificate
0.85%$500-14 Month Share Certificate
0.85%$500$250k15 Month Share Certificate
0.85%$500$250k18 Month Share Certificate
0.85%$500$250k20 Month Share Certificate
0.85%$500$250k17 Month Share Certificate
0.85%$500-Business 14 Month Share Certificate
0.85%$500-Business 15 Month Share Certificate
0.85%$500-Business 17 Month Share Certificate
0.85%$500-Business 18 Month Share Certificate
0.85%$500-Business 20 Month Share Certificate
0.75%$500-1 Year Share Certificate
0.75%$500-Business 1 Year Share Certificate
0.40%$500-11 Month Share Certificate
0.40%$500$250k10 Month Share Certificate
0.40%$500$250k9 Month Share Certificate
0.40%$500-Business 9 Month Share Certificate
0.40%$500-Business 10 Month Share Certificate
0.40%$500-Business 11 Month Share Certificate
0.30%$500-91 Day Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-Business 91 Day Share Certificate
0.30%$500-Business 6 Month Share Certificate

Rockland Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-2 Year IRA Certificate
1.00%$500-3 Year IRA Certificate
1.00%$500-4 Year IRA Certificate
1.00%$500-5 Year IRA Certificate
0.85%$500-14 Month IRA Certificate
0.85%$500-15 Month IRA Certificate
0.85%$500-20 Month IRA Certificate
0.85%$500-17 Month IRA Certificate
0.85%$500-18 Month IRA Certificate
0.75%$500-1 Year IRA Certificate
0.40%$500-11 Month IRA Certificate
0.40%$500-10 Month IRA Certificate
0.40%$500-9 Month IRA Certificate
0.30%$500-91 Day IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Rockland Federal Credit Union Locations
Branch Office564 Main StWalpole, MA 02081
Branch Office300 Colony Place RdPlymouth, MA 02360-3766
Branch Office76 Copeland DrMansfield, MA 02048-1223
Branch Office850 Moraine StMarshfield, MA 02050-3444
Branch Office1771 Washington StHanover, MA 02339
Branch Office241 Union StRockland, MA 02370
Branch Office652 E Washington St Unit 12North Attleboro, MA 02760-2488
Branch Office1690 Main StWeymouth, MA 02190

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