Rockland Federal Credit Union

Overview / Commentary
241 Union St
Rockland, MA 02370

Rockland Federal Credit Union is headquartered in Rockland and is the 3rd largest credit union in the state of Massachusetts. It is also the 154th largest credit union in the nation. It was established in 1985 and as of June of 2023, it had grown to 186 employees and 194,628 members at 8 locations. Rockland Federal Credit Union's money market rates are 10X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Rockland Federal Credit Union is open to those who live or work in the Massachusetts counties of Bristol, Barnstable, Middlesex, Plymouth, Norfolk or Suffolk. Immediate family of a membership-eligible individual or current member may also join.
See current membership details

Reviews (1)

Awful Customer Service

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USE CAUTION if you decide to choose Rockland, as they will not work with you and have zero compassion for people who become sick or ill. Please read other comments/reviews and go with a more reputable credit union.

Rockland FCU's response to removing negative credit mark for late payment. "Rockland Federal Credit Union has received your request for us to delete information in your credit report relating to the loan described above. Because the information you have asked us to delete is accurate, it would not be appropriate for us to delete that information. Financial Institutions and many other businesses rely on credit reports to make fair decisions, so it is important that we do not delete accurate information." -Michaela Billings.

Used Rockland for a car loan and haven't missed a single payment since being a member for nearly 3 years on top of having an 800+ credit score. I ended up in the hospital for multiple weeks and missed a payment. When I called after getting out of the hospital to explain my situation (as well as making sure I was up to date on all payments) the manager said there was nothing they could do to help and it was going to hit my credit report as a late payment. They had mailed me 1 singular letter to notify/contact me of the late payment. Hanscom Federal Credit Union would never do this. DO NOT USE Rockland, I learned my lesson about going with the lowest rate and will end all future business with them and continue to educate anyone I know using Rockland currently about the customer service and my experience.


Health Grade Components

NCUA #24224
Year Chartered1985
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD8.54%
Annual Interest Income$53.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.82B$2.59B
LoansQ2 2023vs Q2 2022$2.58B$2.43B
DepositsQ2 2023vs Q2 2022$2.37B$2.23B
Equity CapitalQ2 2023vs Q2 2022$325.9MM$295.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$19.1MM$20.9MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$7.4MM$4.9MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Rockland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rockland Federal Credit Union Savings Account Rates

0.25%*$10k*-Advantage Savings
OTHER TIERS: 0.10% $5 - $1k | 0.20% $1k - $10k
0.25%*$5$100kHigh Yield Reward Savings - Qualifying
OTHER TIERS: 0.10% $100k+
0.20%$5-Holiday Club
0.10%$5-Club Account

Rockland Federal Credit Union Money Market Rates

4.50%*$250k*-Money Market
OTHER TIERS: 0.10% $5 - $2.5k | 0.50% $2.5k - $25k | 1.50% $25k - $50k | 3.00% $50k - $75k | 4.25% $75k - $250k
3.50%*$25k*-Business Money Market
OTHER TIERS: 0.50% $1k - $25k
3.00%*$250k*-IRA Money Market
OTHER TIERS: 0.10% $5 - $2.5k | 0.50% $2.5k - $25k | 1.00% $25k - $50k | 1.50% $50k - $75k | 2.25% $75k - $250k

Rockland Federal Credit Union Checking Account Rates

0.20%*$1.5k*-Premium Checking
OTHER TIERS: 0.10% $5 - $1.5k
0.20%$5-Business Plus Checking
0.10%$5-Direct Access Checking
0.10%$5-50 Plus Checking

Rockland Federal Credit Union CD Rates

5.50%$500$250k10 Month Share Certificate
5.50%$500-Business 10 Month Share Certificate
5.25%$500$250k17 Month Share Certificate
5.25%$500-Business 17 Month Share Certificate
5.00%$500-10 Month No Penalty Share Certificate
5.00%$500-17 Month No Penalty Share Certificate
5.00%$500-Business 10 Month No Penalty Share Certificate
5.00%$500-Business 17 Month No Penalty Share Certificate
3.50%$500-1 Year Share Certificate
3.50%$500-14 Month Share Certificate
3.50%$500$250k15 Month Share Certificate
3.50%$500$250k18 Month Share Certificate
3.50%$500-11 Month Share Certificate
3.50%$500$250k20 Month Share Certificate
3.50%$500-Business 11 Month Share Certificate
3.50%$500-Business 1 Year Share Certificate
3.50%$500-Business 14 Month Share Certificate
3.50%$500-Business 15 Month Share Certificate
3.50%$500-Business 18 Month Share Certificate
3.50%$500-Business 20 Month Share Certificate
3.00%$500-2 Year Share Certificate
3.00%$500-3 Year Share Certificate
3.00%$500-4 Year Share Certificate
3.00%$500-5 Year Share Certificate
3.00%$500$250k9 Month Share Certificate
3.00%$500-Business 9 Month Share Certificate
3.00%$500-Business 2 Year Share Certificate
3.00%$500-Business 3 Year Share Certificate
3.00%$500-Business 4 Year Share Certificate
3.00%$500-Business 5 Year Share Certificate
2.00%$500-6 Month Share Certificate
2.00%$500-Business 6 Month Share Certificate
1.00%$500-91 Day Share Certificate
1.00%$500-Business 91 Day Share Certificate

Rockland Federal Credit Union IRA Rates

5.50%$500-10 Month IRA Certificate
5.25%$500-17 Month IRA Certificate
3.50%$500-1 Year IRA Certificate
3.50%$500-11 Month IRA Certificate
3.50%$500-14 Month IRA Certificate
3.50%$500-15 Month IRA Certificate
3.50%$500-20 Month IRA Certificate
3.50%$500-18 Month IRA Certificate
3.00%$500-2 Year IRA Certificate
3.00%$500-3 Year IRA Certificate
3.00%$500-4 Year IRA Certificate
3.00%$500-5 Year IRA Certificate
1.00%$500-91 Day IRA Certificate
1.00%$500-6 Month IRA Certificate
1.00%$500-9 Month IRA Certificate

Rockland Federal Credit Union Locations
Branch Office564 Main StWalpole, MA 02081
Branch Office300 Colony Place RdPlymouth, MA 02360-3766
Branch Office76 Copeland DrMansfield, MA 02048-1223
Branch Office850 Moraine StMarshfield, MA 02050-3444
Branch Office1771 Washington StHanover, MA 02339
Branch Office241 Union StRockland, MA 02370
Branch Office652 E Washington St Unit 12North Attleboro, MA 02760-2488
Branch Office1690 Main StWeymouth, MA 02190

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