Overview / Commentary
Rockland Savings Bank, FSB is headquartered in ROCKLAND and is the 23rd largest bank in the state of Maine. It is also the 3,931st largest bank in the nation. It was established in 1888 and as of December of 2023, it had grown to 18 employees at 1 location. Rockland Savings Bank, FSB has an A health rating.
Health
A
Data as of Q4 2023
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Rockland Savings Bank, FSB has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28369 |
| Year Established | 1888 |
| Employees | 18 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.22% |
| Return on Equity - YTD | -2.09% |
| Annual Interest Income | $4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $93.9MM$86.2MM |
| Loans | Q4 2023vs Q4 2022 | $78.3MM$72.8MM |
| Deposits | Q4 2023vs Q4 2022 | $77.1MM$76.2MM |
| Equity Capital | Q4 2023vs Q4 2022 | $9.4MM$9.5MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $569K$548K |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $178K$243K |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |