Overview / Commentary
719-784-6316
101 East Main Street
Florence, CO 81226

Rocky Mountain Bank & Trust is headquartered in Florence and is the 73rd largest bank in the state of Colorado. It is also the 4,688th largest bank in the nation. It was established in 1900 and as of September of 2018, it had grown to 21 employees at 2 locations. Rocky Mountain Bank & Trust's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Rocky Mountain Bank & Trust has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #3019
Year Established1900
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD10.23%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$66.4MM$65.9MM
LoansQ3 2018vs Q3 2017$40.2MM$41.7MM
DepositsQ3 2018vs Q3 2017$60.0MM$59.9MM
Equity CapitalQ3 2018vs Q3 2017$5.9MM$5.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$767.00K$679.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$650.00K$892.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rocky Mountain Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rocky Mountain Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Personal Savings
0.10%--Student Savings
0.10%--Business Savings
0.10%--Rocky Combo

Rocky Mountain Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-Rocky Mountain High Yield Money Market
OTHER TIERS: 0.10% Up to $25k | 0.35% $25k - $50k | 0.50% $50k - $100k | 0.85% $100k - $200k
0.55%*$100k*-Personal Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.55%*$100k*-Business Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.55%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k

Rocky Mountain Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.44%--Level 2 Business Checking Earnings Credit
1.44%--Commercial Checking Earnings Credit
0.25%*$100k*-Premium Interest Checking
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.10%*$2.5k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $2.5k
0.05%--Personal Interest Checking

Rocky Mountain Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%*$100k*-60 Month CD
OTHER TIERS: 1.50% $2.5k - $10k | 1.90% $10k - $25k | 1.93% $25k - $50k | 1.94% $50k - $100k
1.70%*$100k*-48 Month CD
OTHER TIERS: 1.25% $2.5k - $10k | 1.60% $10k - $25k | 1.63% $25k - $50k | 1.65% $50k - $100k
1.50%*$100k*-36 Month CD
OTHER TIERS: 1.00% $2.5k - $10k | 1.40% $10k - $25k | 1.43% $25k - $50k | 1.45% $50k - $100k
1.30%*$100k*-24 Month CD
OTHER TIERS: 0.90% $2.5k - $10k | 1.20% $10k - $25k | 1.23% $25k - $50k | 1.25% $50k - $100k
1.20%*$100k*-18 Month CD
OTHER TIERS: 0.75% $2.5k - $10k | 1.10% $10k - $25k | 1.12% $25k - $50k | 1.15% $50k - $100k
1.10%*$100k*-12 Month CD
OTHER TIERS: 0.75% $2.5k - $10k | 1.00% $10k - $25k | 1.02% $25k - $50k | 1.05% $50k - $100k
0.80%*$100k*-6 Month CD
OTHER TIERS: 0.50% $2.5k - $10k | 0.70% $10k - $25k | 0.75% $25k - $50k | 0.78% $50k - $100k
0.80%*$100k*-9 Month CD
OTHER TIERS: 0.50% $2.5k - $10k | 0.70% $10k - $25k | 0.75% $25k - $50k | 0.78% $50k - $100k
0.40%*$100k*-3 Month CD
OTHER TIERS: 0.28% $2.5k - $10k | 0.33% $10k - $25k | 0.35% $25k - $50k | 0.38% $50k - $100k

Rocky Mountain Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-36 Month IRA
OTHER TIERS: 1.00% $2.5k - $10k | 1.40% $10k - $25k | 1.43% $25k - $50k | 1.45% $50k - $100k
1.20%*$100k*-18 Month IRA
OTHER TIERS: 0.75% $2.5k - $10k | 1.10% $10k - $25k | 1.12% $25k - $50k | 1.15% $50k - $100k
1.10%*$100k*-12 Month IRA
OTHER TIERS: 0.75% $2.5k - $10k | 1.00% $10k - $25k | 1.02% $25k - $50k | 1.05% $50k - $100k
Locations


Rocky Mountain Bank & Trust Locations
Rocky Mountain Bank & Trust Florence101 East Main StreetFlorence, CO 81226
Cheyenne Meadows Branch755 Cheyenne MeadowsColorado Springs, CO 80906

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