Rocky Mountain Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rmcu.net

406-447-5328

3400 N Montana Ave
Helena, MT 59602

Rocky Mountain Credit Union is headquartered in Helena and is the 5^th largest credit union in the state of Montana. It is also the 847^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 80 employees and 24,332 members at 7 locations. Rocky Mountain Credit Union has a B+ health rating.

Field of Membership Restrictions

Rocky Mountain Credit Union is open to individuals who live, work, or worship in the Montana counties of Broadwater, Cascade, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, Madison, Park, Powell, or Silver Bow. Membership is open to Montana State University alumni, State of Montana employees, as well as the employees of more than 50 other SEGs.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	97110
Year Chartered	1940
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	6.08%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$408.4MM$383.4MM
Loans	Q1 2025vs Q1 2024	$252.6MM$273.2MM
Deposits	Q1 2025vs Q1 2024	$352MM$349MM
Equity Capital	Q1 2025vs Q1 2024	$33.5MM$30.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.7MM$1.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.6MM$2.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Rocky Mountain Credit Union are currently being reviewed.

Locations

Rocky Mountain Credit Union Locations
Branch Office	1820 11th Ave	Helena, MT 59601
Branch Office	3400 N Montana Ave	Helena, MT 59602
Branch Office	8645 Huffine Ln	Bozeman, MT 59718-7564
Branch Office	2101 Yale Ave	Butte, MT 59701
Branch Office	1840 Baxter Dr	Bozeman, MT 59715
Corporate Office	3120 Dredge Dr	Helena, MT 59602-0515
Branch Office	101 Thunder Rd	Belgrade, MT 59714-8939

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