Rocky Mountain Credit Union is headquartered in Helena and is the 6th largest credit union in the state of Montana. It is also the 889th largest credit union in the nation. It was established in 1940 and as of June of 2022, it had grown to 84 employees and 23,828 members at 7 locations. Rocky Mountain Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Rocky Mountain Credit Union is open to individuals who live, work, or worship in the Montana counties of Broadwater, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, Park, Powell, and Silver Bow. Membership is open to Montana State University alumni, State of Montana employees, as well as the employees of more than 50 other SEGs.
See current membership details
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Great. Great Great !
Excellent financial institution. They are very friendly over the phone and at the branch. They make your deposits available immediately. Never had any trouble . you can make deposits at 711 stores or etc with the coop shared branch ATM option if you can't make it to a branch nearby. Great mobile deposit and bill pay. banking here for more years to come
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97110 |
| Year Chartered | 1940 |
| Employees | 84 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 4.86% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $357.8MM$342.6MM |
| Loans | Q2 2022vs Q2 2021 | $267.8MM$244.4MM |
| Deposits | Q2 2022vs Q2 2021 | $326.0MM$310.1MM |
| Equity Capital | Q2 2022vs Q2 2021 | $27.9MM$27.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $698.00K$858.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.1MM$533.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |