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Rocky Mountain Credit Union

Popular Accounts at this Credit Union

1.30%5-year CD60 Month Share Certificate
0.40%1-year CD12 Month Share Certificate
0.10%SavingsOptional Savings

Overview / Commentary
3400 N Montana Ave
Helena, MT 59602

Rocky Mountain Credit Union is headquartered in Helena and is the 6th largest credit union in the state of Montana. It is also the 948th largest credit union in the nation. It was established in 1940 and as of December of 2016, it had grown to 72 employees and 20,025 members at 5 locations. Rocky Mountain Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Deer Lodge, Broadwater, Jefferson, Gallatin, Park, Lewis and Clark, Powell, and Silver Bow Counties in Montana. Membership is open to Montana State University alumni, State of Montana employees, Ace Hardware Bozeman, Blue Cross Blue Shield MT, Albertsons Helena, Bozeman Chronicle, Bozeman Deaconess, Carroll College, Cooperative Health Center, Charter, CorVel, Costco, Career Training Institute, Creative Horizons, Fuel Fitness, Good Samaritan, Kenyon Nobel, Montana State University, Morrison Maierle, New West Health Services, Rocky Mountain Development Council, Rosauers Bozeman, University of Montana Helena, Wal-Mart Bozeman, West Paw Design, Westmont, Wendy's Helena.
See current membership details

Reviews (1)

Great. Great Great !

Posted by: Member44 | Sep 18, 2015

Excellent financial institution. They are very friendly over the phone and at the branch. They make your deposits available immediately. Never had any trouble . you can make deposits at 711 stores or etc with the coop shared branch ATM option if you can't make it to a branch nearby. Great mobile deposit and bill pay. banking here for more years to come


Health Grade Components

NCUA #63261
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.81%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$220.3MM$187.6MM
LoansQ4 2016vs Q4 2015$171.9MM$149.4MM
DepositsQ4 2016vs Q4 2015$191.6MM$161.3MM
Equity CapitalQ4 2016vs Q4 2015$22.5MM$18.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.7MM$1.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.2MM$610.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rocky Mountain Credit Union Savings Account Rates

0.50%*$75k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $1k | 0.35% $1k - $75k
0.50%*$75k*-IRA Share Savings
OTHER TIERS: 0.10% Up to $1k | 0.35% $1k - $75k
0.50%*$75k*-Roth IRA Share Savings
OTHER TIERS: 0.10% Up to $1k | 0.35% $1k - $75k
0.50%*$75k*-SEP IRA Share Savings
OTHER TIERS: 0.10% Up to $1k | 0.35% $1k - $75k
OTHER TIERS: 0.10% Up to $1k | 0.35% $1k - $75k
0.10%*$75k*-Christmas Club Savings
OTHER TIERS: 0.02% Up to $1k | 0.05% $1k - $75k
0.10%*$75k*-First Time Homebuyers Savings
OTHER TIERS: 0.02% Up to $1k | 0.05% $1k - $75k
0.10%*$75k*-Medical Savings
OTHER TIERS: 0.02% Up to $1k | 0.05% $1k - $75k
0.10%*$75k*-Optional Savings
OTHER TIERS: 0.02% Up to $1k | 0.05% $1k - $75k
0.10%*$75k*-Regular Savings
OTHER TIERS: 0.02% Up to $1k | 0.05% $1k - $75k
0.05%--Escrow Savings

Rocky Mountain Credit Union Money Market Rates

0.22%*$100k*-Premier Money Market
OTHER TIERS: 0.07% Up to $50k | 0.13% $50k - $75k | 0.17% $75k - $100k
0.13%*$20k*-Standard Money Market
OTHER TIERS: 0.03% Up to $2,500 | 0.08% $2,500 - $20k

Rocky Mountain Credit Union Checking Account Rates

0.50%*$50k*-Summit Checking
OTHER TIERS: 0.25% $10k - $50k
0.15%*-$1,500Advantage Checking
OTHER TIERS: 0.10% $1,500+

Rocky Mountain Credit Union CD Rates

1.30%$1k-60 Month Share Certificate
1.30%$1k-Business 60 Month Certificate
1.10%$1k-48 Month Share Certificate
1.10%$1k-Business 48 Month Certificate
0.90%$1k-36 Month Share Certificate
0.90%$1k-Business 36 Month Certificate
0.75%$250-18 Month Children's Share Certificate
0.65%$1k-24 Month Share Certificate
0.65%$1k-Business 24 Month Certificate
0.50%$1k-18 Month Share Certificate
0.50%$1k-Business 18 Month Certificate
0.50%--12 Month CD (Vault)
0.50%--Business 12 Month (Vault)
0.40%$1k-12 Month Share Certificate
0.40%$1k-Business 12 Month Certificate
0.20%$1k-6 Month Share Certificate
0.20%$1k-Business 6 Month Certificate
0.10%$1k-3 Month Share Certificate
0.10%$1k-Business 3 Month Certificate

Rocky Mountain Credit Union IRA Rates

1.30%$2k-60 Month IRA Certificate
1.10%$2k-48 Month IRA Certificate
0.90%$2k-36 Month IRA Certificate
0.65%$2k-24 Month IRA Certificate
0.50%$2k-18 Month IRA Certificate
0.40%$2k-12 Month IRA Certificate
0.20%$1k-6 Month IRA Certificate
0.10%$1k-3 Month IRA Certificate

Rocky Mountain Credit Union Locations
Branch Office1820 11th AveHelena, MT 59601
Branch Office3400 N Montana AveHelena, MT 59602
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Branch Office90 W Madison Ave Ste ABelgrade, MT 59714-3955
Branch Office2101 Yale AveButte, MT 59701