Rocky Mountain Credit Union is headquartered in Helena and is the 5th largest credit union in the state of Montana. It is also the 847th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 80 employees and 24,332 members at 7 locations. Rocky Mountain Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Rocky Mountain Credit Union is open to individuals who live, work, or worship in the Montana counties of Broadwater, Cascade, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, Madison, Park, Powell, or Silver Bow. Membership is open to Montana State University alumni, State of Montana employees, as well as the employees of more than 50 other SEGs.
See current membership details
Overall | |
---|---|
NCUA # | 97110 |
Year Chartered | 1940 |
Employees | 80 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.5% |
Return on Equity - YTD | 6.08% |
Annual Interest Income | $4.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $408.4MM$383.4MM |
Loans | Q1 2025vs Q1 2024 | $252.6MM$273.2MM |
Deposits | Q1 2025vs Q1 2024 | $352MM$349MM |
Equity Capital | Q1 2025vs Q1 2024 | $33.5MM$30.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.7MM$1.8MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.6MM$2.2MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rocky Mountain Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | $0 | $20k | Summit Checking | ||
OTHER TIERS: 0.05% → $20k+ |
Rocky Mountain Credit Union Locations | ||
---|---|---|
Branch Office | 1820 11th Ave | Helena, MT 59601 |
Branch Office | 3400 N Montana Ave | Helena, MT 59602 |
Branch Office | 8645 Huffine Ln | Bozeman, MT 59718-7564 |
Branch Office | 2101 Yale Ave | Butte, MT 59701 |
Branch Office | 1840 Baxter Dr | Bozeman, MT 59715 |
Corporate Office | 3120 Dredge Dr | Helena, MT 59602-0515 |
Branch Office | 101 Thunder Rd | Belgrade, MT 59714-8939 |