Rocky Mountain Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.30%	5-year CD	60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Optional Savings 1.20% - Synchrony Bank High Yield Savings

View all Rocky Mountain Credit Union rates »

Overview / Commentary

www.rmcu.net

406-449-2680

3400 N Montana Ave
Helena, MT 59602

Rocky Mountain Credit Union is headquartered in Helena and is the 6^th largest credit union in the state of Montana. It is also the 952^nd largest credit union in the nation. It was established in 1940 and as of March of 2017, it had grown to 75 employees and 20,017 members at 5 locations. Rocky Mountain Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Deer Lodge, Broadwater, Jefferson, Gallatin, Park, Lewis and Clark, Powell, and Silver Bow Counties in Montana. Membership is open to Montana State University alumni, State of Montana employees, Ace Hardware Bozeman, Blue Cross Blue Shield MT, Albertsons Helena, Bozeman Chronicle, Bozeman Deaconess, Carroll College, Cooperative Health Center, Charter, CorVel, Costco, Career Training Institute, Creative Horizons, Fuel Fitness, Good Samaritan, Kenyon Nobel, Montana State University, Morrison Maierle, New West Health Services, Rocky Mountain Development Council, Rosauers Bozeman, University of Montana Helena, Wal-Mart Bozeman, West Paw Design, Westmont, Wendy's Helena.
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Reviews (1)

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Featured Account Options

Great. Great Great !

Posted by: Member44 | Sep 18, 2015

Excellent financial institution. They are very friendly over the phone and at the branch. They make your deposits available immediately. Never had any trouble . you can make deposits at 711 stores or etc with the coop shared branch ATM option if you can't make it to a branch nearby. Great mobile deposit and bill pay. banking here for more years to come

Comment

1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63261
Year Chartered	1940
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.01%
Return on Equity - YTD	-0.07%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$227.2MM$195.6MM
Loans	Q1 2017vs Q1 2016	$171.4MM$150.1MM
Deposits	Q1 2017vs Q1 2016	$198.4MM$169.7MM
Equity Capital	Q1 2017vs Q1 2016	$22.5MM$19.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.2MM$1.6MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.3MM$1.2MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rocky Mountain Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$75k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.10% → Up to $1k \| 0.35% → $1k - $75k
0.50%^*	$75k^*	-	IRA Share Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.35% → $1k - $75k
0.50%^*	$75k^*	-	Roth IRA Share Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.35% → $1k - $75k
0.50%^*	$75k^*	-	SEP IRA Share Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.35% → $1k - $75k
0.50%^*	$75k^*	-	CESA
OTHER TIERS: 0.10% → Up to $1k \| 0.35% → $1k - $75k
0.10%^*	$75k^*	-	Christmas Club Savings
OTHER TIERS: 0.02% → Up to $1k \| 0.05% → $1k - $75k
0.10%^*	$75k^*	-	First Time Homebuyers Savings
OTHER TIERS: 0.02% → Up to $1k \| 0.05% → $1k - $75k
0.10%^*	$75k^*	-	Medical Savings
OTHER TIERS: 0.02% → Up to $1k \| 0.05% → $1k - $75k
0.10%^*	$75k^*	-	Optional Savings
OTHER TIERS: 0.02% → Up to $1k \| 0.05% → $1k - $75k
0.10%^*	$75k^*	-	Regular Savings
OTHER TIERS: 0.02% → Up to $1k \| 0.05% → $1k - $75k
0.05%	-	-	Escrow Savings

Rocky Mountain Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.22%^*	$100k^*	-	Premier Money Market
OTHER TIERS: 0.07% → Up to $50k \| 0.13% → $50k - $75k \| 0.17% → $75k - $100k
0.13%^*	$20k^*	-	Standard Money Market
OTHER TIERS: 0.03% → Up to $2,500 \| 0.08% → $2,500 - $20k

Rocky Mountain Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$50k^*	-	Summit Checking
OTHER TIERS: 0.25% → $10k - $50k
0.15%^*	-	$1,500	Advantage Checking
OTHER TIERS: 0.10% → $1,500+

Rocky Mountain Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$1k	-	60 Month Share Certificate
1.30%	$1k	-	Business 60 Month Certificate
1.10%	$1k	-	48 Month Share Certificate
1.10%	$1k	-	Business 48 Month Certificate
0.90%	$1k	-	36 Month Share Certificate
0.90%	$1k	-	Business 36 Month Certificate
0.75%	$250	-	18 Month Children's Share Certificate
0.65%	$1k	-	24 Month Share Certificate
0.65%	$1k	-	Business 24 Month Certificate
0.50%	$1k	-	18 Month Share Certificate
0.50%	$1k	-	Business 18 Month Certificate
0.50%	-	-	12 Month CD (Vault)
0.50%	-	-	Business 12 Month (Vault)
0.40%	$1k	-	12 Month Share Certificate
0.40%	$1k	-	Business 12 Month Certificate
0.20%	$1k	-	6 Month Share Certificate
0.20%	$1k	-	Business 6 Month Certificate
0.10%	$1k	-	3 Month Share Certificate
0.10%	$1k	-	Business 3 Month Certificate

Rocky Mountain Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$2k	-	60 Month IRA Certificate
1.10%	$2k	-	48 Month IRA Certificate
0.90%	$2k	-	36 Month IRA Certificate
0.65%	$2k	-	24 Month IRA Certificate
0.50%	$2k	-	18 Month IRA Certificate
0.40%	$2k	-	12 Month IRA Certificate
0.20%	$1k	-	6 Month IRA Certificate
0.10%	$1k	-	3 Month IRA Certificate

Locations

Rocky Mountain Credit Union Locations
Branch Office	1820 11th Ave	Helena, MT 59601
Branch Office	3400 N Montana Ave	Helena, MT 59602
Branch Office	8645 Huffine Ln	Bozeman, MT 59718-7565
Branch Office	90 W Madison Ave Ste A	Belgrade, MT 59714-3955
Branch Office	2101 Yale Ave	Butte, MT 59701