Rocky Mountain Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.30% | 5-year CD | 60 Month Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.40% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Optional Savings 1.20% - Ally Bank Online Savings Account |
Rocky Mountain Credit Union is headquartered in Helena and is the 6th largest credit union in the state of Montana. It is also the 947th largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 76 employees and 20,261 members at 5 locations. Rocky Mountain Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, worship or work in Deer Lodge, Broadwater, Jefferson, Gallatin, Park, Lewis and Clark, Powell, and Silver Bow Counties in Montana. Membership is open to Montana State University alumni, State of Montana employees, Ace Hardware Bozeman, Blue Cross Blue Shield MT, Albertsons Helena, Bozeman Chronicle, Bozeman Deaconess, Carroll College, Cooperative Health Center, Charter, CorVel, Costco, Career Training Institute, Creative Horizons, Fuel Fitness, Good Samaritan, Kenyon Nobel, Montana State University, Morrison Maierle, New West Health Services, Rocky Mountain Development Council, Rosauers Bozeman, University of Montana Helena, Wal-Mart Bozeman, West Paw Design, Westmont, Wendy's Helena.
See current membership details
Great. Great Great !
Excellent financial institution. They are very friendly over the phone and at the branch. They make your deposits available immediately. Never had any trouble . you can make deposits at 711 stores or etc with the coop shared branch ATM option if you can't make it to a branch nearby. Great mobile deposit and bill pay. banking here for more years to come
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63261 |
| Year Chartered | 1940 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.41% |
| Return on Equity - YTD | -4.21% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $229.4MM$197.1MM |
| Loans | Q2 2017vs Q2 2016 | $177.7MM$158.7MM |
| Deposits | Q2 2017vs Q2 2016 | $198.2MM$171.1MM |
| Equity Capital | Q2 2017vs Q2 2016 | $22.1MM$19.1MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.6MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.9MM$2.1MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rocky Mountain Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Rocky Mountain Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $75k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.35% → $1k - $75k | |||||
| 0.50%* | $75k* | - | IRA Share Savings | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.35% → $1k - $75k | |||||
| 0.50%* | $75k* | - | Roth IRA Share Savings | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.35% → $1k - $75k | |||||
| 0.50%* | $75k* | - | SEP IRA Share Savings | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.35% → $1k - $75k | |||||
| 0.50%* | $75k* | - | CESA | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.35% → $1k - $75k | |||||
| 0.10%* | $75k* | - | Christmas Club Savings | ||
| OTHER TIERS: 0.02% → Up to $1k | 0.05% → $1k - $75k | |||||
| 0.10%* | $75k* | - | First Time Homebuyers Savings | ||
| OTHER TIERS: 0.02% → Up to $1k | 0.05% → $1k - $75k | |||||
| 0.10%* | $75k* | - | Medical Savings | ||
| OTHER TIERS: 0.02% → Up to $1k | 0.05% → $1k - $75k | |||||
| 0.10%* | $75k* | - | Optional Savings | ||
| OTHER TIERS: 0.02% → Up to $1k | 0.05% → $1k - $75k | |||||
| 0.10%* | $75k* | - | Regular Savings | ||
| OTHER TIERS: 0.02% → Up to $1k | 0.05% → $1k - $75k | |||||
| 0.05% | - | - | Escrow Savings | ||
Rocky Mountain Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.22%* | $100k* | - | Premier Money Market | ||
| OTHER TIERS: 0.07% → Up to $50k | 0.13% → $50k - $75k | 0.17% → $75k - $100k | |||||
| 0.13%* | $20k* | - | Standard Money Market | ||
| OTHER TIERS: 0.03% → Up to $2,500 | 0.08% → $2,500 - $20k | |||||
Rocky Mountain Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Summit Checking | ||
| OTHER TIERS: 0.25% → $10k - $50k | |||||
| 0.15%* | - | $1,500 | Advantage Checking | ||
| OTHER TIERS: 0.10% → $1,500+ | |||||
Rocky Mountain Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $1k | - | 30 Month Share Certificate Special | |
| 1.85% | $1k | - | Business 30 Month Certificate Special | |
| 1.50% | $1k | - | Business 15 Month Certificate Special | |
| 1.50% | $1k | - | 15 Month Share Certificate Special | |
| 1.30% | $1k | - | 60 Month Share Certificate | |
| 1.30% | $1k | - | Business 60 Month Certificate | |
| 1.10% | $1k | - | 48 Month Share Certificate | |
| 1.10% | $1k | - | Business 48 Month Certificate | |
| 0.90% | $1k | - | 36 Month Share Certificate | |
| 0.90% | $1k | - | Business 36 Month Certificate | |
| 0.75% | $250 | - | 18 Month Children's Share Certificate | |
| 0.75% | $250 | - | Business 18 Month Children's Share Certificate | |
| 0.65% | $1k | - | 24 Month Share Certificate | |
| 0.65% | $1k | - | Business 24 Month Certificate | |
| 0.50% | $1k | - | 18 Month Share Certificate | |
| 0.50% | $1k | - | Business 18 Month Certificate | |
| 0.50% | - | - | 12 Month CD (Vault) | |
| 0.50% | - | - | Business 12 Month (Vault) | |
| 0.40% | $1k | - | 12 Month Share Certificate | |
| 0.40% | $1k | - | Business 12 Month Certificate | |
| 0.20% | $1k | - | 6 Month Share Certificate | |
| 0.20% | $1k | - | Business 6 Month Certificate | |
| 0.10% | $1k | - | 3 Month Share Certificate | |
| 0.10% | $1k | - | Business 3 Month Certificate |
Rocky Mountain Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $1k | - | 30 Month IRA Certificate Special | |
| 1.50% | $1k | - | 15 Month IRA Certificate Special | |
| 1.30% | $2k | - | 60 Month IRA Certificate | |
| 1.10% | $2k | - | 48 Month IRA Certificate | |
| 0.90% | $2k | - | 36 Month IRA Certificate | |
| 0.65% | $2k | - | 24 Month IRA Certificate | |
| 0.50% | $2k | - | 18 Month IRA Certificate | |
| 0.40% | $2k | - | 12 Month IRA Certificate | |
| 0.20% | $1k | - | 6 Month IRA Certificate | |
| 0.10% | $1k | - | 3 Month IRA Certificate |
| Rocky Mountain Credit Union Locations | ||
|---|---|---|
| Branch Office | 1820 11th Ave | Helena, MT 59601 |
| Branch Office | 3400 N Montana Ave | Helena, MT 59602 |
| Branch Office | 8645 Huffine Ln | Bozeman, MT 59718-7565 |
| Branch Office | 90 W Madison Ave Ste A | Belgrade, MT 59714-3955 |
| Branch Office | 2101 Yale Ave | Butte, MT 59701 |