Rollstone Bank & Trust


Overview / Commentary
800-640-1166
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 55th largest bank in the state of Massachusetts. It is also the 1,129th largest bank in the nation. It was established in 1846 and as of June of 2021, it had grown to 105 employees at 8 locations. Rollstone Bank & Trust has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17797
Year Established1846
Employees105
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.05%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$845.0MM$768.0MM
LoansQ2 2021vs Q2 2020$539.3MM$493.6MM
DepositsQ2 2021vs Q2 2020$721.6MM$522.0MM
Equity CapitalQ2 2021vs Q2 2020$84.3MM$76.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.8MM$6.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$809.00K$992.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$60k*-Prime Saver
OTHER TIERS: 0.10% $100 - $30k | 0.20% $30k - $60k
0.10%*$60k*-Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-iSave Kids Accounts
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-Business Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.05%$10-Holiday Club
0.05%$10-Vacation Club

Rollstone Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$60k*-Money Market
OTHER TIERS: 0.10% $2.5k - $30k | 0.20% $30k - $60k

Rollstone Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$15kAll-In-One Checking
OTHER TIERS: 0.15% $15k+

Rollstone Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month CD
0.85%$500-Business 60 Month CD
0.65%$500-48 Month CD
0.65%$500-Business 48 Month CD
0.55%$500-36 Month CD
0.55%$500-Business 36 Month CD
0.45%$500-24 Month CD
0.45%$500-Business 24 Month CD
0.35%$500-18 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-12 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-6 Month CD
0.25%$500-Business 6 Month CD
0.25%$100-9 Month Smart Saver Variable CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.55%$500-36 Month IRA
0.45%$500-24 Month IRA
0.35%$500-18 Month IRA
0.30%$500-12 Month IRA
0.25%$100-9 Month Smart Saver Variable IRA
Locations


Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

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