Rollstone Bank & Trust

Overview / Commentary
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in FITCHBURG and is the 55th largest bank in the state of Massachusetts. It is also the 1,092nd largest bank in the nation. It was established in 1846 and as of March of 2024, it had grown to 102 employees at 8 locations. Rollstone Bank & Trust has a B+ health rating.

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Health Grade Components

FDIC Certificate #17797
Year Established1846
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD13.78%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$920.9MM$904.9MM
LoansQ1 2024vs Q1 2023$644MM$626.6MM
DepositsQ1 2024vs Q1 2023$670.9MM$682MM
Equity CapitalQ1 2024vs Q1 2023$71.7MM$72.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$6.3MM$6.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$377K$543K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

0.35%*$60k*-Prime Saver
OTHER TIERS: 0.10% $100 - $30k | 0.20% $30k - $60k
0.10%*$60k*-Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-Business Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.05%$10-Holiday Club
0.05%$10-Vacation Club

Rollstone Bank & Trust Money Market Rates

0.40%*$60k*-Money Market
OTHER TIERS: 0.10% $2.5k - $30k | 0.20% $30k - $60k

Rollstone Bank & Trust Checking Account Rates

1.25%*$0$15kAll-In-One Checking
OTHER TIERS: 0.15% $15k+

Rollstone Bank & Trust CD Rates

4.82%$1k-5 Month CD Special
1.30%$500-60 Month CD
1.30%$500-Business 60 Month CD
1.25%$500-48 Month CD
1.25%$500-Business 48 Month CD
1.15%$500-36 Month CD
1.15%$500-Business 36 Month CD
1.00%$500-24 Month CD
1.00%$500-Business 24 Month CD
0.85%$500-18 Month CD
0.85%$500-Business 18 Month CD
0.75%$500-12 Month CD
0.75%$500-Business 12 Month CD
0.50%$500-6 Month CD
0.50%$500-Business 6 Month CD
0.25%$500-3 Month CD
0.25%$500-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

4.33%$1k-9 Month IRA Special
1.30%$500-60 Month IRA
1.25%$500-48 Month IRA
1.15%$500-36 Month IRA
1.00%$500-24 Month IRA
0.85%$500-18 Month IRA
0.75%$500-12 Month IRA

Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

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