Rollstone Bank & Trust


Overview / Commentary
800-640-1166
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 55th largest bank in the state of Massachusetts. It is also the 1,119th largest bank in the nation. It was established in 1846 and as of December of 2020, it had grown to 95 employees at 8 locations. Rollstone Bank & Trust has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17797
Year Established1846
Employees95
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.77%
Annual Interest Income$24.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$792.3MM$694.7MM
LoansQ4 2020vs Q4 2019$496.3MM$483.6MM
DepositsQ4 2020vs Q4 2019$595.2MM$482.1MM
Equity CapitalQ4 2020vs Q4 2019$81.2MM$76.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.1MM$6.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$947.00K$2.1MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$60k*-Prime Saver
OTHER TIERS: 0.10% $100 - $30k | 0.20% $30k - $60k
0.10%*$60k*-Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-iSave Kids Accounts
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.05%$10-Holiday Club
0.05%$10-Vacation Club

Rollstone Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$30k*$60kMoney Market
OTHER TIERS: 0.10% $2.5k - $30k | 0.20% $60k+

Rollstone Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$15kAll-In-One Checking
OTHER TIERS: 0.15% $15k+

Rollstone Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month CD
0.85%$500-Business 60 Month CD
0.65%$500-48 Month CD
0.65%$500-Business 48 Month CD
0.55%$500-36 Month CD
0.55%$500-Business 36 Month CD
0.45%$500-24 Month CD
0.45%$500-Business 24 Month CD
0.35%$500-18 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-12 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-6 Month CD
0.25%$500-Business 6 Month CD
0.25%$100-9 Month Smart Saver Variable CD
0.25%$100-Business 9 Month Smart Saver Variable CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.55%$500-36 Month IRA
0.45%$500-24 Month IRA
0.35%$500-18 Month IRA
0.30%$500-12 Month IRA
0.25%$100-9 Month Smart Saver Variable IRA
Locations


Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StreetFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

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