Overview / Commentary
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 57th largest bank in the state of Massachusetts. It is also the 1,166th largest bank in the nation. It was established in 1846 and as of September of 2018, it had grown to 97 employees at 7 locations. Rollstone Bank & Trust's money market rates are 2X the national average, and it boasts an A+ health rating.

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Health Grade Components

FDIC Certificate #17797
Year Established1846
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.05%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$633.5MM$641.8MM
LoansQ3 2018vs Q3 2017$482.2MM$479.2MM
DepositsQ3 2018vs Q3 2017$442.9MM$429.8MM
Equity CapitalQ3 2018vs Q3 2017$73.2MM$70.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.0MM$6.6MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$929.00K$1.7MM
Real Estate OwnedQ3 2018vs Q3 2017$0$62.00K
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Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

1.00%*$60k*-Prime Saver
OTHER TIERS: 0.15% $100 - $10k | 0.30% $10k - $30k | 0.75% $30k - $60k
0.30%*$60k*-Savings Account
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $30k | 0.20% $30k - $60k
0.30%*$60k*-iSave Kids Accounts
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $30k | 0.20% $30k - $60k
0.15%$10-Club Accounts

Rollstone Bank & Trust Money Market Rates

1.06%*$60k*-Money Market
OTHER TIERS: 0.50% $2.5k - $30k | 0.85% $30k - $60k
1.06%*$100k*-Commercial Money Market
OTHER TIERS: 0.75% $2.5k - $100k

Rollstone Bank & Trust Checking Account Rates

1.71%*-$25kAll-In-One Checking
OTHER TIERS: 0.35% $25k+

Rollstone Bank & Trust CD Rates

2.80%$50k-18 Month ULTIMATE CD Special (New Money)
2.80%$50k-Business 18 Month ULTIMATE CD Special (New Money)
2.41%$100-9 Month Variable Rate CD
2.41%$100-Business 9 Month Variable Rate CD
2.27%$100-16 Month CD Special
2.27%$100-Business 16 Month CD Special
2.12%$100-36 Month CD
2.12%$100-Business 36 Month CD
2.02%$100-24 Month CD
2.02%$100-Business 24 Month CD
1.87%$100-12 Month CD
1.87%$100-Business 12 Month CD
1.46%$1k-6 Month CD
1.46%$1k-Business 6 Month CD
0.50%$1k-3 Month CD
0.50%$1k-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

2.41%--9 Month Variable Rate IRA
2.12%$100-36 Month IRA
2.02%$100-24 Month IRA
1.87%$100-12 Month IRA

Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StreetFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451

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