Rollstone Bank & Trust

Overview / Commentary
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 52nd largest bank in the state of Massachusetts. It is also the 1,144th largest bank in the nation. It was established in 1846 and as of December of 2021, it had grown to 105 employees at 8 locations. Rollstone Bank & Trust has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #17797
Year Established1846
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.74%
Annual Interest Income$25.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$842.6MM$792.3MM
LoansQ4 2021vs Q4 2020$546.1MM$496.3MM
DepositsQ4 2021vs Q4 2020$718.5MM$595.2MM
Equity CapitalQ4 2021vs Q4 2020$86.8MM$81.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$8.0MM$7.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$625.00K$947.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

0.35%*$60k*-Prime Saver
OTHER TIERS: 0.10% $100 - $30k | 0.20% $30k - $60k
0.10%*$60k*-Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-iSave Kids Accounts
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.10%*$60k*-Business Savings Account
OTHER TIERS: 0.03% $10 - $30k | 0.05% $30k - $60k
0.05%$10-Holiday Club
0.05%$10-Vacation Club

Rollstone Bank & Trust Money Market Rates

0.40%*$60k*-Money Market
OTHER TIERS: 0.10% $2.5k - $30k | 0.20% $30k - $60k

Rollstone Bank & Trust Checking Account Rates

1.00%*-$15kAll-In-One Checking
OTHER TIERS: 0.15% $15k+

Rollstone Bank & Trust CD Rates

1.00%$100-9 Month Smart Saver Variable CD
0.85%$500-60 Month CD
0.85%$500-Business 60 Month CD
0.65%$500-48 Month CD
0.65%$500-Business 48 Month CD
0.55%$500-36 Month CD
0.55%$500-Business 36 Month CD
0.45%$500-24 Month CD
0.45%$500-Business 24 Month CD
0.35%$500-18 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-12 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-6 Month CD
0.25%$500-Business 6 Month CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

1.00%$100-9 Month Smart Saver Variable IRA
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.55%$500-36 Month IRA
0.45%$500-24 Month IRA
0.35%$500-18 Month IRA
0.30%$500-12 Month IRA

Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.