Rollstone Bank & Trust


Overview / Commentary
978-345-1061
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 55th largest bank in the state of Massachusetts. It is also the 1,109th largest bank in the nation. It was established in 1846 and as of September of 2019, it had grown to 96 employees at 8 locations. Rollstone Bank & Trust has an A health rating.

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Groton Checking, 3.25% APY Up To $25K - 6/25/2019

GROTON CHECKING, 3.25% APY up to $25k Available ONLY at the Groton branch (Massachusetts). $100 minimum to open. APY guaranteed through 12/31/19; subject to change after that. Activity requirements to earn APY: must receive direct deposit and use debit card 10 times in one month. Accounts not meeting activity requirements will earn .05% APY. GROTON MONEY MARKET, 2.27% APY, $25k minimum Available ONLY at the Groton branch. $25,000 minimum to open. Opening funds must be new to RBT. Existing RBT customers may make a one-time transfer up to $10,000 from another RBT account to open the accounts. eChecking, Ultimate Checking, or All-In-One Checking account required.

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Health

Health Grade Components

Overall
FDIC Certificate #17797
Year Established1846
Employees96
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.86%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$690.8MM$633.5MM
LoansQ3 2019vs Q3 2018$494.8MM$482.2MM
DepositsQ3 2019vs Q3 2018$469.7MM$442.9MM
Equity CapitalQ3 2019vs Q3 2018$75.2MM$73.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$6.8MM$7.0MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.4MM$929.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates

Rates for Rollstone Bank & Trust are currently being reviewed.

Locations


Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StreetFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

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