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Rollstone Bank & Trust


Overview / Commentary
978-345-1061
780 Main Street
Fitchburg, MA 01420

Rollstone Bank & Trust is headquartered in Fitchburg and is the 55th largest bank in the state of Massachusetts. It is also the 1,086th largest bank in the nation. It was established in 1846 and as of March of 2019, it had grown to 98 employees at 7 locations. Rollstone Bank & Trust's money market rates are 5X the national average, and it boasts an A+ health rating.

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Groton Checking, 3.25% APY Up To $25K - 6/25/2019

GROTON CHECKING, 3.25% APY up to $25k Available ONLY at the Groton branch (Massachusetts). $100 minimum to open. APY guaranteed through 12/31/19; subject to change after that. Activity requirements to earn APY: must receive direct deposit and use debit card 10 times in one month. Accounts not meeting activity requirements will earn .05% APY. GROTON MONEY MARKET, 2.27% APY, $25k minimum Available ONLY at the Groton branch. $25,000 minimum to open. Opening funds must be new to RBT. Existing RBT customers may make a one-time transfer up to $10,000 from another RBT account to open the accounts. eChecking, Ultimate Checking, or All-In-One Checking account required.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17797
Year Established1846
Employees98
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.39%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$689.7MM$626.6MM
LoansQ1 2019vs Q1 2018$485.9MM$470.9MM
DepositsQ1 2019vs Q1 2018$476.4MM$433.7MM
Equity CapitalQ1 2019vs Q1 2018$74.6MM$71.8MM
Loan Loss AllowanceQ1 2019vs Q1 2018$7.2MM$7.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.0MM$1.2MM
Real Estate OwnedQ1 2019vs Q1 2018$0$38.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Groton Checking, 3.25% APY Up To $25K

Carpline   |  
GROTON CHECKING, 3.25% APY up to $25k

Available ONLY at the Groton branch (Massachusetts).
$100 minimum to open.
APY guaranteed through 12/31/19; subject to change after that.
Activity requirements to earn APY: must receive direct deposit and use debit card 10 times in one month.
Accounts not meeting activity requirements will earn .05% APY.

GROTON MONEY MARKET, 2.27% APY, $25k minimum

Available ONLY at the Groton branch.
$25,000 minimum to open.
Opening funds must be new to RBT.
Existing RBT customers may make a one-time transfer up to $10,000 from another RBT account to open the accounts.
eChecking, Ultimate Checking, or All-In-One Checking account required.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Rollstone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rollstone Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$60k*-Prime Saver
OTHER TIERS: 0.15% $100 - $10k | 0.30% $10k - $30k | 0.75% $30k - $60k
0.30%*$60k*-Savings Account
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $30k | 0.20% $30k - $60k
0.30%*$60k*-iSave Kids Accounts
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $30k | 0.20% $30k - $60k
0.15%$10-Club Accounts

Rollstone Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*-$25kGroton Money Market
OTHER TIERS: 0.50% $25k+
1.06%*$60k*-Money Market
OTHER TIERS: 0.50% $2.5k - $30k | 0.85% $30k - $60k
1.06%*$100k*-Commercial Money Market
OTHER TIERS: 0.75% $2.5k - $100k

Rollstone Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%-$25kGroton Checking
1.71%*-$25kAll-In-One Checking
OTHER TIERS: 0.35% $25k+

Rollstone Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$1k-12 Month CD Special - New Money Only
2.60%$1k-Business 12 Month CD Special - New Money Only
2.14%$100-9 Month Variable Rate CD
2.14%$100-Business 9 Month Variable Rate CD
2.12%$100-36 Month CD
2.12%$100-Business 36 Month CD
2.02%$100-24 Month CD
2.02%$100-Business 24 Month CD
2.00%$1k-6 Month CD Special - New Money Only
2.00%$1k-Business 6 Month CD Special
1.87%$100-12 Month CD
1.87%$100-Business 12 Month CD
1.46%$1k-6 Month CD
1.46%$1k-Business 6 Month CD
0.50%$1k-3 Month CD
0.50%$1k-Business 3 Month CD

Rollstone Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$1k-12 Month IRA Special - New Money Only
2.14%--9 Month Variable Rate IRA
2.12%$100-36 Month IRA
2.02%$100-24 Month IRA
2.00%$1k-6 Month IRA Special - New Money Only
1.87%$100-12 Month IRA
Locations


Rollstone Bank & Trust Locations
Townsend Branch225 Main StreetTownsend, MA 01469
Monument Square Branch24 Monument SquareLeominster, MA 01453
Parkhill Plaza Branch519 Electric AvenueFitchburg, MA 01420
Central Street Branch721 Central StreetLeominster, MA 01453
Rollstone Bank & Trust780 Main StreetFitchburg, MA 01420
Fitchgate BranchJohn Fitch HighwayFitchburg, MA 01420
Harvard BranchRoute 110 and Old Mill RoadHarvard, MA 01451
Groton Branch788 Boston RoadGroton, MA 01450

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