Rondout Savings Bank


Overview / Commentary
845-331-0073
300 Broadway
Kingston, NY 12401

Rondout Savings Bank is headquartered in Kingston and is the 84th largest bank in the state of New York. It is also the 1,834th largest bank in the nation. It was established in 1868 and as of September of 2020, it had grown to 79 employees at 5 locations. Rondout Savings Bank's money market rates are 11% higher than the national average, and it has an A health rating.

Reviews (3)

Great Customer Service At Hyde Park Branch

Posted by: |

We have always received great customer service at the Hyde Park branch and the tellers and managers who work there know us by name when we come in. Rondout's CD rates are almost always the best around (but of course, pretty lousy in absolute terms), and much better than the big national/regional banks.

Terrible Customer Service

Posted by: |

I found that employees were not consistent and gave me the run around on multiple occasions. I had been a customer for 32 years and they did not hesitate when I asked to close all of my accounts and remove over $20,000.00. They do not seem to care about their loyal customers and have terrible customer service. Anything other than a simple deposit seemed to turn into an ordeal and always had to make multiple trips into the bank. If you are enrolled in electronic banking they did not allow for transfer of money between checking and savings accounts without going into the bank. If you go in with your savings account withdrawal slip and ID they will not let you withdraw money without having your passbook physically with you even if you show your photo ID and know your account number. It seemed as though things went downhill there over the last few years and I look forward to easier banking elsewhere.

West Hurley Branch

Posted by: |

This bank scores very well in the slowest speed ,and tellers who cant find your account and must always have a license to verify and after using the window hoping speed would be better  ah no on three occasions had to stop go back inside to return the over payment given to me..

 someone needs to over see this branch and act like a customer for what it is worth i refuse to go back and guess i have to drive back to ULSTER AVENUE driving there is a pain but the service is impeccable and the staff have been pretty efficient and at least this branch manager works the lines and is around the employees to help them out she does it very gently to....thanks Hurley for making me use more gas to travel...if i ran these banks id close Hurley and open in the middle of saugerties..now thats an idea



Health

Health Grade Components

Overall
FDIC Certificate #15969
Year Established1868
Employees79
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.8%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$428.3MM$389.7MM
LoansQ3 2020vs Q3 2019$328.6MM$299.9MM
DepositsQ3 2020vs Q3 2019$373.9MM$332.3MM
Equity CapitalQ3 2020vs Q3 2019$41.7MM$39.6MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.5MM$3.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.1MM$1.1MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rondout Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rondout Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Holiday Club
0.10%$10-Passbook Savings
0.10%$10-Statement Savings
0.10%$10-Business Statement Savings

Rondout Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%*$500k*-Business Money Market
OTHER TIERS: 0.15% $2.5k - $50k | 0.25% $50k - $100k | 0.34% $100k - $250k | 0.44% $250k - $500k
0.49%*$500k*-Money Market Advantage (New Money)
OTHER TIERS: 0.15% $2.5k - $50k | 0.25% $50k - $100k | 0.34% $100k - $250k | 0.44% $250k - $500k
0.26%$250-Money Market

Rondout Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Power Advantage Checking
0.10%$1k-Not-for-Profit Checking
0.10%$1k-Partnership Checking

Rondout Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month CD
0.80%$1k-30 Month CD Special w/ Power Advantage Checking
0.75%$500-48 Month CD
0.70%$500-30 Month CD Special
0.65%$500-36 Month CD
0.65%$1k-15 Month CD Special w/ Power Advantage Checking
0.60%$500-24 Month Rising CD
0.55%$500-15 Month CD Special
0.50%$500-18 Month CD
0.40%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$2.5k-3 Month CD
0.15%$500-5 Month CD

Rondout Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month IRA
0.75%$500-48 Month IRA
0.70%$500-30 Month IRA Special
0.65%$500-36 Month IRA
0.60%$500-24 Month Rising IRA
0.55%$500-15 Month IRA Special
0.50%$50-18 Month IRA Club
0.50%$500-18 Month IRA
0.40%$500-12 Month IRA
0.20%$500-6 Month IRA
0.15%$2.5k-3 Month IRA
0.15%$500-5 Month IRA
Locations


Rondout Savings Bank Locations
Kingston Branch1296 Ulster AvenueKingston, NY 12401
Uptown Kingston Branch130 Schwenk DriveKingston, NY 12401
West Hurley Branch295-4 Route 375West Hurley, NY 12491
Rondout Savings Bank300 BroadwayKingston, NY 12401
Hyde Park Branch4269 Albany Post RoadHyde Park, NY 12538

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