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Round Top State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.93%1-year CD13 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.35%SavingsSavings Account
1.15% - CIT Bank Spring Savings
View all Round Top State Bank rates »

Overview / Commentary
www.roundtopstatebank.com
979-249-3151
301 N. Washington St
Round Top, TX 78954

Round Top State Bank is headquartered in Round Top and is the 120th largest bank in the state of Texas. It is also the 1,406th largest bank in the nation. It was established in 1912 and as of March of 2017, it had grown to 73 employees at 6 locations. Round Top State Bank's CD rates are 18% higher than the national average, and it has an A health rating.

Related Posts

1.3% APY On 12-Month CD In Austin Area - 4/27/2017

Saw this Eagle Bank ad in the Statesman Jumbo CD Rates 12 Month CD 1.30% apy, 1.29% interest rate $100,000 minimum deposit IRA - 18 Month CD 1.30% apy, 1.29% interest rate $100,000 minimum deposit Eagle Bank, A branch of Round Top State Bank Open in Round Rock

Reviews (2)

New Location

Posted by: Anon456 | Oct 30, 2011

Round Top has a new location in Jarrell (north of Austin).  It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.

 

Thank you, DEPOSITACCOUNTS.  I would never have found their 18 month IRA special without your site.  Special is for IRA accounts ONLY.

 

Round Top does require a branch visit to open an account.  They are small, but very friendly.

1

Poor Service

Posted by: TXcustomer | Jul 20, 2015

Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.

2


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19358
Year Established1912
Employees73
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.41%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$506.2MM$487.6MM
LoansQ1 2017vs Q1 2016$329.2MM$281.1MM
DepositsQ1 2017vs Q1 2016$452.2MM$437.3MM
Equity CapitalQ1 2017vs Q1 2016$52.6MM$49.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.6MM$2.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$9.00K$0
Real Estate OwnedQ1 2017vs Q1 2016$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

1.3% APY On 12-Month CD In Austin Area

jtkirk   |  
Saw this Eagle Bank ad in the Statesman

Jumbo CD Rates
12 Month CD
1.30% apy, 1.29% interest rate
$100,000 minimum deposit

IRA - 18 Month CD
1.30% apy, 1.29% interest rate
$100,000 minimum deposit

Eagle Bank, A branch of Round Top State Bank
Open in Round Rock
1

Rates
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Always verify rates and promotions with the bank or credit union. We are not Round Top State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Round Top State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Savings Account

Round Top State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Fund
OTHER TIERS: 0.20% → $2,500 - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k

Round Top State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Home Folks w/Interest
0.10%$1k-Now Account

Round Top State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$100k-60 Month Jumbo CD
1.50%$1k-60 Month CD
1.37%$100k-48 Month Jumbo CD
1.35%$100k-30 Month Jumbo CD
1.32%$1k-48 Month CD
1.30%$1k-30 Month CD
1.15%$100k-18 Month Jumbo CD
1.10%$100k-24 Month Jumbo CD
1.06%$100k-12 Month Jumbo CD
1.06%$1k-18 Month CD
1.06%$100k-13 Month Jumbo CD
1.02%$1k-24 Month CD
0.93%$1k-12 Month CD
0.93%$1k-13 Month CD
0.80%$100k-182 Day Jumbo CD
0.80%$100k-7 Month Jumbo CD
0.75%$1k-182 Day CD
0.75%$1k-7 Month CD
0.45%$100k-91 Day Jumbo CD
0.40%$1k-91 Day CD

Round Top State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$100k-18 Month Jumbo IRA
1.25%$100-18 Month IRA
Locations


Round Top State Bank Locations
Eagle Bank Branch121 N 5th StreetJarrell, TX 76537
1442 East Austin Street Branch1442 East Austin StreetGiddings, TX 78942
Lagrange Branch2010 W. Highway 71LA Grange, TX 78945
Round Top State Bank301 N. Washington StRound Top, TX 78954
Lexington Texas Branch8681 State Highway 77Lexington, TX 78947
Round Rock Branch2250 North Aw Grimes BlvdRound Rock, TX 78664