Round Top State Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.55% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.73% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.35% | Savings |
Round Top State Bank is headquartered in Round Top and is the 113th largest bank in the state of Texas. It is also the 1,305th largest bank in the nation. It was established in 1912 and as of June of 2018, it had grown to 74 employees at 6 locations. Round Top State Bank's CD rates are 98% higher than the national average, and it boasts an A+ health rating.
Related Posts
New Location
Round Top has a new location in Jarrell (north of Austin). It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.
Thank you, DEPOSITACCOUNTS. I would never have found their 18 month IRA special without your site. Special is for IRA accounts ONLY.
Round Top does require a branch visit to open an account. They are small, but very friendly.
Poor Service
Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19358 |
| Year Established | 1912 |
| Employees | 74 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.29% |
| Return on Equity - YTD | 12.3% |
| Annual Interest Income | $9.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $545.3MM$510.2MM |
| Loans | Q2 2018vs Q2 2017 | $356.1MM$336.5MM |
| Deposits | Q2 2018vs Q2 2017 | $476.4MM$454.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $57.6MM$54.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $17.00K$0 |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Round Top State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Round Top State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $100 | - | Savings Account |
Round Top State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Money Market Fund | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 0.35% → $25k - $50k | 0.45% → $50k - $100k | |||||
Round Top State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Home Folks w/Interest | |
| 0.10% | $1k | - | Now Account |
Round Top State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.55% | $1k | - | 60 Month CD | |
| 2.55% | $100k | - | 60 Month Jumbo CD | |
| 2.50% | $1k | - | 48 Month CD | |
| 2.50% | $100k | - | 48 Month Jumbo CD | |
| 2.28% | $1k | - | 14 Month CD | |
| 2.28% | $100k | - | 14 Month Jumbo CD | |
| 1.78% | $100k | - | 12 Month Jumbo CD | |
| 1.78% | $100k | - | 13 Month Jumbo CD | |
| 1.77% | $100k | - | 18 Month Jumbo CD | |
| 1.75% | $100k | - | 30 Month Jumbo CD | |
| 1.73% | $1k | - | 12 Month CD | |
| 1.73% | $1k | - | 13 Month CD | |
| 1.72% | $1k | - | 18 Month CD | |
| 1.70% | $1k | - | 30 Month CD | |
| 1.70% | $100k | - | 24 Month Jumbo CD | |
| 1.65% | $1k | - | 24 Month CD | |
| 1.16% | $100k | - | 182 Day Jumbo CD | |
| 1.16% | $100k | - | 7 Month Jumbo CD | |
| 1.11% | $1k | - | 182 Day CD | |
| 1.11% | $1k | - | 7 Month CD | |
| 0.66% | $100k | - | 91 Day Jumbo CD | |
| 0.61% | $1k | - | 91 Day CD |
Round Top State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $100 | - | 18 Month IRA | |
| 2.28% | $100k | - | 18 Month Jumbo IRA |
| Round Top State Bank Locations | ||
|---|---|---|
| Eagle Bank Branch | 121 N 5th Street | Jarrell, TX 76537 |
| 1442 East Austin Street Branch | 1442 East Austin Street | Giddings, TX 78942 |
| Lagrange Branch | 2010 W. Highway 71 | LA Grange, TX 78945 |
| Round Top State Bank | 301 N. Washington St | Round Top, TX 78954 |
| Lexington Texas Branch | 8681 State Highway 77 | Lexington, TX 78947 |
| Round Rock Branch | 2250 North Aw Grimes Blvd | Round Rock, TX 78664 |