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  2. Round Top State Bank

Round Top State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.07%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
1.68%1-year CD13 Month CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.35%SavingsSavings Account
1.30% - Nationwide Bank Online Savings Account
View all Round Top State Bank rates »

Overview / Commentary
www.roundtopstatebank.com
979-249-3151
301 N. Washington St
Round Top, TX 78954

Round Top State Bank is headquartered in Round Top and is the 120th largest bank in the state of Texas. It is also the 1,363rd largest bank in the nation. It was established in 1912 and as of December of 2017, it had grown to 72 employees at 6 locations. Round Top State Bank's CD rates are 92% higher than the national average, and it boasts an A+ health rating.

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1.3% APY On 12-Month CD In Austin Area - 4/27/2017

Saw this Eagle Bank ad in the Statesman Jumbo CD Rates 12 Month CD 1.30% apy, 1.29% interest rate $100,000 minimum deposit IRA - 18 Month CD 1.30% apy, 1.29% interest rate $100,000 minimum deposit Eagle Bank, A branch of Round Top State Bank Open in Round Rock

Reviews (2)

New Location

Posted by: Anon456 | Oct 30, 2011

Round Top has a new location in Jarrell (north of Austin).  It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.

 

Thank you, DEPOSITACCOUNTS.  I would never have found their 18 month IRA special without your site.  Special is for IRA accounts ONLY.

 

Round Top does require a branch visit to open an account.  They are small, but very friendly.

1

Poor Service

Posted by: TXcustomer | Jul 20, 2015

Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.

3


Health
A+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19358
Year Established1912
Employees72
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.13%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$525.2MM$496.0MM
LoansQ4 2017vs Q4 2016$345.1MM$324.9MM
DepositsQ4 2017vs Q4 2016$467.2MM$444.8MM
Equity CapitalQ4 2017vs Q4 2016$55.6MM$50.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$19.00K$31.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Round Top State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Savings Account

Round Top State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Fund
OTHER TIERS: 0.20% → $2,500 - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k

Round Top State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Home Folks w/Interest
0.10%$1k-Now Account

Round Top State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$100k-60 Month Jumbo CD
2.07%$1k-60 Month CD
2.05%$1k-14 Month CD
1.95%$100k-48 Month Jumbo CD
1.90%$1k-48 Month CD
1.77%$100k-18 Month Jumbo CD
1.73%$100k-12 Month Jumbo CD
1.73%$100k-13 Month Jumbo CD
1.72%$1k-18 Month CD
1.70%$100k-24 Month Jumbo CD
1.68%$1k-12 Month CD
1.68%$1k-13 Month CD
1.65%$1k-24 Month CD
1.50%$100k-30 Month Jumbo CD
1.45%$1k-30 Month CD
1.16%$100k-182 Day Jumbo CD
1.16%$100k-7 Month Jumbo CD
1.11%$1k-182 Day CD
1.11%$1k-7 Month CD
0.66%$100k-91 Day Jumbo CD
0.61%$1k-91 Day CD

Round Top State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$100k-18 Month Jumbo IRA
2.12%$100-18 Month IRA
Locations


Round Top State Bank Locations
Eagle Bank Branch121 N 5th StreetJarrell, TX 76537
1442 East Austin Street Branch1442 East Austin StreetGiddings, TX 78942
Lagrange Branch2010 W. Highway 71LA Grange, TX 78945
Round Top State Bank301 N. Washington StRound Top, TX 78954
Lexington Texas Branch8681 State Highway 77Lexington, TX 78947
Round Rock Branch2250 North Aw Grimes BlvdRound Rock, TX 78664

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