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Round Top State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.roundtopstatebank.com
979-249-3151
301 N. Washington St
Round Top, TX 78954

Round Top State Bank is headquartered in ROUND TOP and is the 110th largest bank in the state of Texas. It is also the 1,155th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 79 employees at 7 locations. Round Top State Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19358
Year Established1912
Employees79
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.92%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$888.3MM$939.6MM
LoansQ1 2025vs Q1 2024$565.9MM$560.1MM
DepositsQ1 2025vs Q1 2024$800.2MM$800.6MM
Equity CapitalQ1 2025vs Q1 2024$85.2MM$75.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.2MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Round Top State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Round Top State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-Savings Account

Round Top State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Fund
OTHER TIERS: 0.35% → $2.5k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k

Round Top State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-NOW Account
0.20%$1k-Checking Plus with Interest

Round Top State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-7 Month CD
4.00%$100k-7 Month Jumbo CD
3.60%$1k-12 Month CD
3.60%$100k-12 Month Jumbo CD
3.60%$1k-13 Month CD
3.60%$100k-13 Month Jumbo CD
3.60%$1k-11 Month CD
3.60%$100k-11 Month Jumbo CD
3.30%$100k-18 Month Jumbo CD
3.30%$100k-14 Month Jumbo CD
3.25%$1k-18 Month CD
3.25%$1k-14 Month CD
3.25%$100k-16 Month Jumbo CD
3.25%$1k-16 Month CD
3.05%$100k-182 Day Jumbo CD
3.00%$1k-182 Day CD
2.05%$100k-30 Month Jumbo CD
2.05%$100k-24 Month Jumbo CD
2.00%$1k-30 Month CD
2.00%$1k-24 Month CD
1.30%$100k-48 Month Jumbo CD
1.30%$100k-60 Month Jumbo CD
1.25%$1k-48 Month CD
1.25%$1k-60 Month CD
0.50%$1k-91 Day CD
0.50%$100k-91 Day Jumbo CD
Locations


Round Top State Bank Locations
Eagle Bank Branch121 N 5th StreetJarrell, TX 76537
1442 East Austin Street Branch1442 East Austin StreetGiddings, TX 78942
La Grange Branch2010 W. Highway 71LA Grange, TX 78945
Round Top State Bank301 N Washington StRound Top, TX 78954
Lexington Texas Branch8681 State Highway 77Lexington, TX 78947
Round Rock Branch2250 North Aw Grimes BlvdRound Rock, TX 78664
Eagle Bank - Taylor Branch106 Nw Carlos G Parker BlvdTaylor, TX 76574

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