Round Top State Bank is headquartered in ROUND TOP and is the 105th largest bank in the state of Texas. It is also the 1,141st largest bank in the nation. It was established in 1912 and as of June of 2023, it had grown to 83 employees at 7 locations. Round Top State Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.
Round Top has a new location in Jarrell (north of Austin). It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.
Thank you, DEPOSITACCOUNTS. I would never have found their 18 month IRA special without your site. Special is for IRA accounts ONLY.
Round Top does require a branch visit to open an account. They are small, but very friendly.
Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.
Overall | |
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FDIC Certificate # | 19358 |
Year Established | 1912 |
Employees | 83 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.07% |
Return on Equity - YTD | 13.58% |
Annual Interest Income | $16.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $849.8MM$844.7MM |
Loans | Q2 2023vs Q2 2022 | $523.0MM$479.1MM |
Deposits | Q2 2023vs Q2 2022 | $779.9MM$780.3MM |
Equity Capital | Q2 2023vs Q2 2022 | $68.3MM$63.4MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $4.9MM$4.6MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $11.00K$61.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Round Top State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.40% | $100 | - | Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.55%* | $100k* | - | Money Market Fund | ||
OTHER TIERS: 0.35% → $2.5k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $1k | - | Home Folks w/Interest | |
0.20% | $1k | - | NOW Account |
Round Top State Bank Locations | ||
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Eagle Bank Branch | 121 N 5th Street | Jarrell, TX 76537 |
1442 East Austin Street Branch | 1442 East Austin Street | Giddings, TX 78942 |
La Grange Branch | 2010 W. Highway 71 | LA Grange, TX 78945 |
Round Top State Bank | 301 N Washington St | Round Top, TX 78954 |
Lexington Texas Branch | 8681 State Highway 77 | Lexington, TX 78947 |
Round Rock Branch | 2250 North Aw Grimes Blvd | Round Rock, TX 78664 |
Eagle Bank - Taylor Branch | 106 Nw Carlos G Parker Blvd | Taylor, TX 76574 |