Round Top State Bank is headquartered in Round Top and is the 109th largest bank in the state of Texas. It is also the 1,150th largest bank in the nation. It was established in 1912 and as of March of 2022, it had grown to 82 employees at 7 locations. Round Top State Bank's CD rates are 22% higher than the national average, and it has an A health rating.
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New Location
Round Top has a new location in Jarrell (north of Austin). It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.
Thank you, DEPOSITACCOUNTS. I would never have found their 18 month IRA special without your site. Special is for IRA accounts ONLY.
Round Top does require a branch visit to open an account. They are small, but very friendly.
Poor Service
Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19358 |
| Year Established | 1912 |
| Employees | 82 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 13.02% |
| Annual Interest Income | $6.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $837.2MM$741.5MM |
| Loans | Q1 2022vs Q1 2021 | $452.9MM$432.8MM |
| Deposits | Q1 2022vs Q1 2021 | $763.3MM$660.4MM |
| Equity Capital | Q1 2022vs Q1 2021 | $72.5MM$79.6MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $4.3MM$4.0MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $0$50.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |