Round Top State Bank


Overview / Commentary
979-249-3151
301 N. Washington St
Round Top, TX 78954

Round Top State Bank is headquartered in Round Top and is the 107th largest bank in the state of Texas. It is also the 1,142nd largest bank in the nation. It was established in 1912 and as of June of 2022, it had grown to 82 employees at 7 locations. Round Top State Bank has an A health rating.

Reviews (2)

New Location

Posted by: |

Round Top has a new location in Jarrell (north of Austin).  It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.

 

Thank you, DEPOSITACCOUNTS.  I would never have found their 18 month IRA special without your site.  Special is for IRA accounts ONLY.

 

Round Top does require a branch visit to open an account.  They are small, but very friendly.

Poor Service

Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.



Health

Health Grade Components

Overall
FDIC Certificate #19358
Year Established1912
Employees82
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD14.02%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$844.7MM$777.3MM
LoansQ2 2022vs Q2 2021$479.1MM$442.3MM
DepositsQ2 2022vs Q2 2021$780.3MM$694.2MM
Equity CapitalQ2 2022vs Q2 2021$63.4MM$81.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.6MM$4.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$61.00K$51.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Round Top State Bank are currently being reviewed.

Locations


Round Top State Bank Locations
Eagle Bank Branch121 N 5th StreetJarrell, TX 76537
1442 East Austin Street Branch1442 East Austin StreetGiddings, TX 78942
La Grange Branch2010 W. Highway 71LA Grange, TX 78945
Round Top State Bank301 N Washington StRound Top, TX 78954
Lexington Texas Branch8681 State Highway 77Lexington, TX 78947
Round Rock Branch2250 North Aw Grimes BlvdRound Rock, TX 78664
Eagle Bank - Taylor Branch106 Nw Carlos G Parker BlvdTaylor, TX 76574

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