Round Top State Bank is headquartered in ROUND TOP and is the 110th largest bank in the state of Texas. It is also the 1,155th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 79 employees at 7 locations. Round Top State Bank's CD rates are 4X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 19358 |
Year Established | 1912 |
Employees | 79 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.02% |
Return on Equity - YTD | 10.92% |
Annual Interest Income | $10.2MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $888.3MM$939.6MM |
Loans | Q1 2025vs Q1 2024 | $565.9MM$560.1MM |
Deposits | Q1 2025vs Q1 2024 | $800.2MM$800.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $85.2MM$75.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.2MM$5.1MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Round Top State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $100 | - | Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.55%* | $100k* | - | Money Market Fund | ||
OTHER TIERS: 0.35% → $2.5k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $1k | - | NOW Account | |
0.20% | $1k | - | Checking Plus with Interest |
Round Top State Bank Locations | ||
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Eagle Bank Branch | 121 N 5th Street | Jarrell, TX 76537 |
1442 East Austin Street Branch | 1442 East Austin Street | Giddings, TX 78942 |
La Grange Branch | 2010 W. Highway 71 | LA Grange, TX 78945 |
Round Top State Bank | 301 N Washington St | Round Top, TX 78954 |
Lexington Texas Branch | 8681 State Highway 77 | Lexington, TX 78947 |
Round Rock Branch | 2250 North Aw Grimes Blvd | Round Rock, TX 78664 |
Eagle Bank - Taylor Branch | 106 Nw Carlos G Parker Blvd | Taylor, TX 76574 |
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