Round Top State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.roundtopstatebank.com

979-249-3151

301 N. Washington St
Round Top, TX 78954

Round Top State Bank is headquartered in ROUND TOP and is the 110^th largest bank in the state of Texas. It is also the 1,155^th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 79 employees at 7 locations. Round Top State Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	19358
Year Established	1912
Employees	79
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	10.92%
Annual Interest Income	$10.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$888.3MM$939.6MM
Loans	Q1 2025vs Q1 2024	$565.9MM$560.1MM
Deposits	Q1 2025vs Q1 2024	$800.2MM$800.6MM
Equity Capital	Q1 2025vs Q1 2024	$85.2MM$75.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.2MM$5.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Round Top State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$100	-	Savings Account

Round Top State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$100k^*	-	Money Market Fund
OTHER TIERS: 0.35% → $2.5k - $25k \| 0.45% → $25k - $50k \| 0.50% → $50k - $100k

Round Top State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	NOW Account
0.20%	$1k	-	Checking Plus with Interest

Round Top State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	7 Month CD
4.00%	$100k	-	7 Month Jumbo CD
3.60%	$1k	-	12 Month CD
3.60%	$100k	-	12 Month Jumbo CD
3.60%	$1k	-	13 Month CD
3.60%	$100k	-	13 Month Jumbo CD
3.60%	$1k	-	11 Month CD
3.60%	$100k	-	11 Month Jumbo CD
3.30%	$100k	-	18 Month Jumbo CD
3.30%	$100k	-	14 Month Jumbo CD
3.25%	$1k	-	18 Month CD
3.25%	$1k	-	14 Month CD
3.25%	$100k	-	16 Month Jumbo CD
3.25%	$1k	-	16 Month CD
3.05%	$100k	-	182 Day Jumbo CD
3.00%	$1k	-	182 Day CD
2.05%	$100k	-	30 Month Jumbo CD
2.05%	$100k	-	24 Month Jumbo CD
2.00%	$1k	-	30 Month CD
2.00%	$1k	-	24 Month CD
1.30%	$100k	-	48 Month Jumbo CD
1.30%	$100k	-	60 Month Jumbo CD
1.25%	$1k	-	48 Month CD
1.25%	$1k	-	60 Month CD
0.50%	$1k	-	91 Day CD
0.50%	$100k	-	91 Day Jumbo CD

Locations

Round Top State Bank Locations
Eagle Bank Branch	121 N 5th Street	Jarrell, TX 76537
1442 East Austin Street Branch	1442 East Austin Street	Giddings, TX 78942
La Grange Branch	2010 W. Highway 71	LA Grange, TX 78945
Round Top State Bank	301 N Washington St	Round Top, TX 78954
Lexington Texas Branch	8681 State Highway 77	Lexington, TX 78947
Round Rock Branch	2250 North Aw Grimes Blvd	Round Rock, TX 78664
Eagle Bank - Taylor Branch	106 Nw Carlos G Parker Blvd	Taylor, TX 76574

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