Round Top State Bank is headquartered in Round Top and is the 109th largest bank in the state of Texas. It is also the 1,232nd largest bank in the nation. It was established in 1912 and as of December of 2020, it had grown to 78 employees at 6 locations. Round Top State Bank has an A+ health rating.
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New Location
Round Top has a new location in Jarrell (north of Austin). It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.
Thank you, DEPOSITACCOUNTS. I would never have found their 18 month IRA special without your site. Special is for IRA accounts ONLY.
Round Top does require a branch visit to open an account. They are small, but very friendly.
Poor Service
Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19358 |
| Year Established | 1912 |
| Employees | 78 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 10.68% |
| Annual Interest Income | $24.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $710.0MM$604.8MM |
| Loans | Q4 2020vs Q4 2019 | $420.7MM$386.6MM |
| Deposits | Q4 2020vs Q4 2019 | $630.8MM$533.7MM |
| Equity Capital | Q4 2020vs Q4 2019 | $78.4MM$70.2MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $4.0MM$3.1MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $57.00K$766.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |