Round Top State Bank is headquartered in ROUND TOP and is the 106th largest bank in the state of Texas. It is also the 1,121st largest bank in the nation. It was established in 1912 and as of March of 2023, it had grown to 84 employees at 7 locations. Round Top State Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.
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New Location
Round Top has a new location in Jarrell (north of Austin). It is Liberty Bank, and will still operated under that name, but will be part of the Roundtop banking group.
Thank you, DEPOSITACCOUNTS. I would never have found their 18 month IRA special without your site. Special is for IRA accounts ONLY.
Round Top does require a branch visit to open an account. They are small, but very friendly.
Poor Service
Twice they have "lost" me as a bill-pay customer, once for more than a week. I was unable to pay a monthly payment on time, and the bank took no responsibility or corrective action for the issues that it caused - they would not even make an phone call to my vendor. I would not recommend Round Top State Bank if you're looking for customer service.
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19358 |
| Year Established | 1912 |
| Employees | 84 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 13.85% |
| Annual Interest Income | $8.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $869.5MM$837.2MM |
| Loans | Q1 2023vs Q1 2022 | $511.0MM$452.9MM |
| Deposits | Q1 2023vs Q1 2022 | $797.0MM$763.3MM |
| Equity Capital | Q1 2023vs Q1 2022 | $70.7MM$72.5MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $4.9MM$4.3MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $0$0 |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |