Roxboro Savings Bank, SSB


Overview / Commentary
336-599-2137
313 South Main Street
Roxboro, NC 27573

Roxboro Savings Bank, SSB is headquartered in ROXBORO and is the 25th largest bank in the state of North Carolina. It is also the 2,340th largest bank in the nation. It was established in 1923 and as of June of 2024, it had grown to 35 employees at 2 locations. Roxboro Savings Bank, SSB's money market rates are 3X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28471
Year Established1923
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD6.12%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$328.1MM$299.4MM
LoansQ2 2024vs Q2 2023$165.1MM$144.1MM
DepositsQ2 2024vs Q2 2023$266.2MM$248.4MM
Equity CapitalQ2 2024vs Q2 2023$51.1MM$46.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.2MM$2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$559K$697K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roxboro Savings Bank, SSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$0-Roth IRA
2.50%$0-Education IRA
0.50%$0-Christmas Club
0.50%$0-Statement Savings

Roxboro Savings Bank, SSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$150k*-Money Market
OTHER TIERS: 0.10% $0 - $1k | 0.50% $1k - $25k | 0.75% $25k - $50k | 1.00% $50k - $150k
1.25%*$150k*-Business Money Market
OTHER TIERS: 0.10% $0 - $1k | 0.50% $1k - $25k | 0.75% $25k - $50k | 1.00% $50k - $150k

Roxboro Savings Bank, SSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Personal Interest Checking

Roxboro Savings Bank, SSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-91 Day CD
4.25%$500-6 Month CD
4.00%$5k-10 Month CD
3.75%$500-11 Month CD
3.50%$5k-13 Month CD
3.25%$500-18 Month CD
3.00%$500-15 Month CD
3.00%$500-60 Month CD
2.75%$100k-90-270 Day CD
2.20%$500-20 Month CD
0.80%$500-48 Month CD
0.65%$500-30 Month CD
0.65%$500-36 Month CD
0.55%$5k-27 Month CD
0.45%$500-24 Month CD
0.15%$500-12 Month CD

Roxboro Savings Bank, SSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100-18 Month IRA
3.00%$100-60 Month IRA
2.50%$100-24 Month IRA
Locations


Roxboro Savings Bank, SSB Locations
Roxboro Savings Bank, SSB313 S Main StRoxboro, NC 27573
Roxboro Branch5420 Durham RoadRoxboro, NC 27573

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