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Roxboro Savings Bank, SSB


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.roxborosavings.com
336-599-2137
313 South Main Street
Roxboro, NC 27573

Roxboro Savings Bank, SSB is headquartered in ROXBORO and is the 25th largest bank in the state of North Carolina. It is also the 2,372nd largest bank in the nation. It was established in 1923 and as of December of 2024, it had grown to 32 employees at 2 locations. Roxboro Savings Bank, SSB's money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28471
Year Established1923
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD6.06%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$327.6MM$318.6MM
LoansQ4 2024vs Q4 2023$173.7MM$157.7MM
DepositsQ4 2024vs Q4 2023$263.9MM$257.6MM
Equity CapitalQ4 2024vs Q4 2023$52.6MM$50.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.1MM$2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$571K$612K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roxboro Savings Bank, SSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$0-Education IRA
0.50%$0-Christmas Club
0.40%$0-Statement Savings

Roxboro Savings Bank, SSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$150k*-Money Market
OTHER TIERS: 0.10% → $0 - $1k | 0.40% → $1k - $25k | 0.60% → $25k - $50k | 1.00% → $50k - $150k
1.11%*$150k*-Business Money Market
OTHER TIERS: 0.10% → $0 - $1k | 0.40% → $1k - $25k | 0.60% → $25k - $50k | 1.00% → $50k - $150k

Roxboro Savings Bank, SSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Personal Interest Checking

Roxboro Savings Bank, SSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-91 Day CD
4.00%$500-6 Month CD
4.00%$500-15 Month CD
3.75%$5k-10 Month CD
3.64%$500-11 Month CD
3.50%$5k-13 Month CD
3.25%$500-18 Month CD
3.00%$500-60 Month CD
2.75%$100k-90-270 Day CD
2.20%$500-20 Month CD
0.80%$500-48 Month CD
0.65%$500-30 Month CD
0.65%$500-36 Month CD
0.55%$5k-27 Month CD
0.45%$500-24 Month CD
0.15%$500-12 Month CD

Roxboro Savings Bank, SSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.64%$100-18 Month IRA
3.00%$100-60 Month IRA
2.50%$0-Roth IRA
2.50%$100-24 Month IRA
Locations


Roxboro Savings Bank, SSB Locations
Roxboro Savings Bank, SSB313 S Main StRoxboro, NC 27573
Roxboro Branch5420 Durham RoadRoxboro, NC 27573

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