Roxboro Savings Bank, SSB

Overview / Commentary
313 South Main Street
Roxboro, NC 27573

Roxboro Savings Bank, SSB is headquartered in Roxboro and is the 29th largest bank in the state of North Carolina. It is also the 2,598th largest bank in the nation. It was established in 1923 and as of December of 2020, it had grown to 30 employees at 2 locations. Roxboro Savings Bank, SSB has an A+ health rating.

Reviews (1)

That's To Bad

Posted by: |

I emailed them the other day about opening an account on-line. A manager with the bank was kind enough to get back with me.
We do limit our accounts to Person County or surrounding counties: Durham, Orange, Granville, Caswell. If you are not a resident of these areas, we would be unable to open any accounts.


Health Grade Components

FDIC Certificate #28471
Year Established1923
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD6.48%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$263.4MM$225.9MM
LoansQ4 2020vs Q4 2019$119.0MM$119.7MM
DepositsQ4 2020vs Q4 2019$203.1MM$170.9MM
Equity CapitalQ4 2020vs Q4 2019$52.7MM$47.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.5MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$820.00K$1.2MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roxboro Savings Bank, SSB Savings Account Rates

0.45%--Roth IRA
0.45%--Education IRA
0.10%--Christmas Club
0.10%--Statement Savings

Roxboro Savings Bank, SSB Money Market Rates

0.25%*$150k*-Money Market
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $150k
0.25%*$150k*-Business Money Market
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $150k

Roxboro Savings Bank, SSB Checking Account Rates

0.05%--Personal Interest Checking

Roxboro Savings Bank, SSB CD Rates

1.05%$500-60 Month CD
0.95%$500-48 Month CD
0.90%$500-36 Month CD
0.80%$500-30 Month CD
0.70%$5k-27 Month CD
0.55%$500-24 Month CD
0.50%$500-20 Month CD
0.45%$500-18 Month CD
0.35%$500-15 Month CD
0.30%$5k-13 Month CD
0.30%$100k-90-270 Day CD
0.25%$500-12 Month CD
0.20%$500-11 Month CD
0.20%$5k-10 Month CD
0.15%$500-6 Month CD
0.10%$500-91 Day CD

Roxboro Savings Bank, SSB IRA Rates

1.11%$100-60 Month IRA
0.75%$100-24 Month IRA
0.45%$100-18 Month IRA

Roxboro Savings Bank, SSB Locations
Roxboro Savings Bank, SSB313 South Main StreetRoxboro, NC 27573
Roxboro Branch5420 Durham RoadRoxboro, NC 27573

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