Roxboro Savings Bank, SSB

Overview / Commentary
313 South Main Street
Roxboro, NC 27573

Roxboro Savings Bank, SSB is headquartered in Roxboro and is the 29th largest bank in the state of North Carolina. It is also the 2,550th largest bank in the nation. It was established in 1923 and as of June of 2021, it had grown to 30 employees at 2 locations. Roxboro Savings Bank, SSB has an A+ health rating.

Reviews (1)

That's To Bad

Posted by: |

I emailed them the other day about opening an account on-line. A manager with the bank was kind enough to get back with me.
We do limit our accounts to Person County or surrounding counties: Durham, Orange, Granville, Caswell. If you are not a resident of these areas, we would be unable to open any accounts.


Health Grade Components

FDIC Certificate #28471
Year Established1923
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD6.28%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$285.5MM$245.2MM
LoansQ2 2021vs Q2 2020$111.7MM$113.4MM
DepositsQ2 2021vs Q2 2020$223.9MM$188.5MM
Equity CapitalQ2 2021vs Q2 2020$54.0MM$50.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.5MM$1.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$759.00K$996.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Roxboro Savings Bank, SSB Savings Account Rates

0.35%--Roth IRA
0.35%--Education IRA
0.08%--Christmas Club
0.08%--Statement Savings

Roxboro Savings Bank, SSB Money Market Rates

0.20%*$150k*-Money Market
OTHER TIERS: 0.03% Up to $1k | 0.08% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $150k
0.20%*$150k*-Business Money Market
OTHER TIERS: 0.03% Up to $1k | 0.08% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $150k

Roxboro Savings Bank, SSB Checking Account Rates

0.03%--Personal Interest Checking

Roxboro Savings Bank, SSB CD Rates

0.89%$500-60 Month CD
0.80%$500-48 Month CD
0.65%$500-30 Month CD
0.65%$500-36 Month CD
0.55%$5k-27 Month CD
0.45%$500-24 Month CD
0.40%$500-20 Month CD
0.35%$500-18 Month CD
0.25%$500-15 Month CD
0.20%$5k-13 Month CD
0.20%$100k-90-270 Day CD
0.15%$500-12 Month CD
0.10%$500-6 Month CD
0.10%$500-11 Month CD
0.10%$5k-10 Month CD
0.05%$500-91 Day CD

Roxboro Savings Bank, SSB IRA Rates

0.94%$100-60 Month IRA
0.50%$100-24 Month IRA
0.35%$100-18 Month IRA

Roxboro Savings Bank, SSB Locations
Roxboro Savings Bank, SSB313 South Main StreetRoxboro, NC 27573
Roxboro Branch5420 Durham RoadRoxboro, NC 27573

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