RSI Bank


Overview / Commentary
732-388-1800
1500 Irving Street
Rahway, NJ 07065

RSI Bank is headquartered in Rahway and is the 36th largest bank in the state of New Jersey. It is also the 1,444th largest bank in the nation. It was established in 1851 and as of December of 2021, it had grown to 72 employees at 4 locations. RSI Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #12017
Year Established1851
Employees72
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD2.41%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$625.6MM$606.4MM
LoansQ4 2021vs Q4 2020$349.6MM$370.1MM
DepositsQ4 2021vs Q4 2020$515.3MM$487.7MM
Equity CapitalQ4 2021vs Q4 2020$92.0MM$88.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$5.4MM$5.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$9.6MM$7.1MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not RSI Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RSI Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10-Statement Savings
0.05%$10-Passbook Savings
0.05%$100-Green IRA
0.05%$50-Holiday Club
0.05%$10$100kGo Digital! Savings

RSI Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k
0.20%*$50k*-Business Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k
0.15%*$25k*-Go Digital! Money Market
OTHER TIERS: 0.10% $5k - $25k

RSI Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-I-Checking
OTHER TIERS: 0.05% $500 - $1k | 0.10% $1k - $10k
0.25%*$10k*-Go Digital! Interest Checking
OTHER TIERS: 0.05% $500 - $1k | 0.10% $1k - $10k

RSI Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-36 Month CD
1.35%$1k-48 Month CD
1.35%$1k-60 Month CD
1.35%$1k-Business 36 Month CD
1.35%$1k-Business 48 Month CD
1.35%$1k-Business 60 Month CD
1.10%$1k-24 Month CD
1.10%$1k-Business 24 Month CD
0.50%$1k-18 Month CD
0.50%$1k-Business 18 Month CD
0.40%$1k-12 Month CD
0.40%$1k-Business 12 Month CD
0.05%$1k-3 Month CD
0.05%$1k-Business 3 Month CD

RSI Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$250-36 Month IRA
1.35%$250-48 Month IRA
1.35%$250-60 Month IRA
1.10%$250-24 Month IRA
0.50%$250-18 Month IRA
0.40%$250-12 Month IRA
Locations


RSI Bank Locations
Rsi Bank1500 Irving StreetRahway, NJ 07065
Rsi Bank2401 St. Georges AvenueRahway, NJ 07065
Colonia Branch427 Lake AvenueColonia, NJ 07067
Woodbridge Branch408 Rahway AvenueWoodbridge, NJ 07095

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