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Overview / Commentary
1500 Irving Street
Rahway, NJ 07065

RSI Bank is headquartered in Rahway and is the 44th largest bank in the state of New Jersey. It is also the 1,376th largest bank in the nation. It was established in 1851 and as of March of 2018, it had grown to 72 employees at 3 locations. RSI Bank's CD rates are 67% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #12017
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.09%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$520.3MM$513.9MM
LoansQ1 2018vs Q1 2017$333.0MM$303.9MM
DepositsQ1 2018vs Q1 2017$410.6MM$408.0MM
Equity CapitalQ1 2018vs Q1 2017$81.7MM$81.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.6MM$3.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.2MM$2.9MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RSI Bank Savings Account Rates

0.39%$50-Holiday Club
0.25%--Statement Savings
0.25%$100-Green IRA
0.20%--Passbook Savings

RSI Bank Money Market Rates

0.45%*$50k*-Money Market
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $50k

RSI Bank Checking Account Rates

1.00%*$100k*-Asset Management
OTHER TIERS: 0.45% $50k - $100k
OTHER TIERS: 0.10% $500 - $1k | 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k

RSI Bank CD Rates

2.25%$1k-11 Month CD
2.10%$1k-14 Month CD
2.05%$1k-61 Month CD
2.00%$1k-36 Month CD
1.90%$1k-60 Month CD
1.65%$1k-24 Month CD
1.60%$1k-18 Month CD
1.55%$1k-13 Month CD
1.55%$1k-49 Month CD
1.50%$1k-12 Month CD
1.50%$1k-12 Month Tax Deferred CD
1.50%$1k-48 Month CD
1.50%$1k-25 Month CD
1.45%$1k-37 Month CD
1.10%$1k-15 Month CD
0.75%$1k-9 Month CD
0.45%$1k-7 Month CD
0.40%$1k-6 Month CD
0.25%$1k-3 Month CD
0.25%$1k-5 Month CD

RSI Bank IRA Rates

2.25%$250-11 Month IRA
2.10%$250-14 Month IRA
2.05%$250-61 Month IRA
2.00%$250-36 Month IRA
1.90%$250-60 Month IRA
1.65%$250-24 Month IRA
1.60%$250-18 Month IRA
1.55%$250-13 Month IRA
1.55%$250-49 Month IRA
1.50%$250-12 Month IRA
1.50%$250-48 Month IRA
1.50%$250-25 Month IRA
1.45%$250-37 Month IRA
1.10%$250-15 Month IRA
0.75%$250-9 Month IRA
0.45%$250-7 Month IRA
0.40%$250-6 Month IRA

RSI Bank Locations
Rsi Bank1500 Irving StreetRahway, NJ 07065
Rsi Bank2401 St. Georges AvenueRahway, NJ 07065
Colonia Branch427 Lake AvenueColonia, NJ 07067
Woodbridge Branch408 Rahway AvenueWoodbridge, NJ 07095

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