RSI Bank

Overview / Commentary
1500 Irving Street
Rahway, NJ 07065

RSI Bank is headquartered in Rahway and is the 36th largest bank in the state of New Jersey. It is also the 1,467th largest bank in the nation. It was established in 1851 and as of June of 2021, it had grown to 75 employees at 4 locations. RSI Bank has an A health rating.


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Health Grade Components

FDIC Certificate #12017
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.71%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$608.8MM$598.3MM
LoansQ2 2021vs Q2 2020$360.0MM$375.3MM
DepositsQ2 2021vs Q2 2020$500.4MM$474.7MM
Equity CapitalQ2 2021vs Q2 2020$89.3MM$87.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$5.4MM$4.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$9.4MM$4.7MM
Real Estate OwnedQ2 2021vs Q2 2020$0$395.00K
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Always verify rates and promotions with the bank or credit union. We are not RSI Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RSI Bank Savings Account Rates

0.39%$50-Holiday Club
0.25%$10$100kGo Digital! Savings
0.20%$10-Statement Savings
0.20%$10-Passbook Savings
0.20%$100-Green IRA

RSI Bank Money Market Rates

0.45%*$75k*-Go Digital! Money Market
OTHER TIERS: 0.15% $5k - $25k | 0.35% $25k - $75k
0.35%*$50k*-Money Market
OTHER TIERS: 0.15% $1k - $10k | 0.30% $10k - $50k

RSI Bank Checking Account Rates

0.35%$50k-Asset Management
0.30%*$25k*-Go Digital! Interest Checking
OTHER TIERS: 0.10% $500 - $1k | 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k
OTHER TIERS: 0.10% $500 - $1k | 0.15% $1k - $10k | 0.20% $10k - $25k

RSI Bank CD Rates

0.55%$1k-60 Month CD
0.50%$1k-48 Month CD
0.45%$1k-24 Month CD
0.45%$1k-36 Month CD
0.40%$1k-18 Month CD
0.35%$1k-12 Month CD
0.35%$1k-12 Month Tax Deferred CD
0.35%$1k-14 Month CD
0.30%$1k-6 Month CD
0.30%$1k-9 Month CD
0.30%$1k$100kGo Digital! 10-Month CD
0.25%$1k-3 Month CD

RSI Bank IRA Rates

0.55%$250-60 Month IRA
0.55%$250-61 Month IRA
0.50%$250-48 Month IRA
0.50%$250-49 Month IRA
0.45%$250-24 Month IRA
0.45%$250-36 Month IRA
0.45%$250-25 Month IRA
0.45%$250-37 Month IRA
0.40%$250-15 Month IRA
0.40%$250-18 Month IRA
0.35%$250-12 Month IRA
0.35%$250-13 Month IRA
0.35%$250-14 Month IRA
0.30%$250-6 Month IRA
0.30%$250-7 Month IRA
0.30%$250-9 Month IRA
0.30%$250-11 Month IRA

RSI Bank Locations
Rsi Bank1500 Irving StreetRahway, NJ 07065
Rsi Bank2401 St. Georges AvenueRahway, NJ 07065
Colonia Branch427 Lake AvenueColonia, NJ 07067
Woodbridge Branch408 Rahway AvenueWoodbridge, NJ 07095

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