RSI Bank

Overview / Commentary

732-388-1800

1500 Irving Street
Rahway, NJ 07065

RSI Bank is headquartered in Rahway and is the 35^th largest bank in the state of New Jersey. It is also the 1,405^th largest bank in the nation. It was established in 1851 and as of December of 2020, it had grown to 76 employees at 4 locations. RSI Bank has an A health rating.

View all posts from:

2020
2015

1/6 - RSI Bank (NJ) Offers 10-Month CD (2.10% APY) Statewide

4/30 - RSI Bank (25-Mo CD, 2%APY)

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Health

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #	12017
Year Established	1851
Employees	76
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	2.56%
Annual Interest Income	$17.6MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$606.4MM$548.0MM
Loans	Q4 2020vs Q4 2019	$370.1MM$355.5MM
Deposits	Q4 2020vs Q4 2019	$487.7MM$436.8MM
Equity Capital	Q4 2020vs Q4 2019	$88.1MM$86.4MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$5.1MM$4.3MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$7.1MM$5.1MM
Real Estate Owned	Q4 2020vs Q4 2019	$0$395.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RSI Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.39%	$50	-	Holiday Club
0.25%	$10	$100k	Go Digital! Savings
0.20%	$10	-	Statement Savings
0.20%	$10	-	Passbook Savings
0.20%	$100	-	Green IRA

RSI Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$75k^*	-	Go Digital! Money Market
OTHER TIERS: 0.15% → $5k - $25k \| 0.35% → $25k - $75k
0.35%^*	$50k^*	-	Money Market
OTHER TIERS: 0.15% → $1k - $10k \| 0.30% → $10k - $50k

RSI Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$50k	-	Asset Management
0.30%^*	$25k^*	-	Go Digital! Interest Checking
OTHER TIERS: 0.10% → $500 - $1k \| 0.15% → $1k - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $25k
0.25%^*	$25k^*	-	I-Checking
OTHER TIERS: 0.10% → $500 - $1k \| 0.15% → $1k - $10k \| 0.20% → $10k - $25k

RSI Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$1k	-	60 Month CD
0.50%	$1k	-	48 Month CD
0.45%	$1k	-	24 Month CD
0.45%	$1k	-	36 Month CD
0.40%	$1k	-	18 Month CD
0.35%	$1k	-	12 Month CD
0.35%	$1k	-	12 Month Tax Deferred CD
0.35%	$1k	-	14 Month CD
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	9 Month CD
0.30%	$1k	$100k	Go Digital! 10-Month CD
0.25%	$1k	-	3 Month CD

RSI Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$250	-	60 Month IRA
0.55%	$250	-	61 Month IRA
0.50%	$250	-	48 Month IRA
0.50%	$250	-	49 Month IRA
0.45%	$250	-	24 Month IRA
0.45%	$250	-	36 Month IRA
0.45%	$250	-	25 Month IRA
0.45%	$250	-	37 Month IRA
0.40%	$250	-	15 Month IRA
0.40%	$250	-	18 Month IRA
0.35%	$250	-	12 Month IRA
0.35%	$250	-	13 Month IRA
0.35%	$250	-	14 Month IRA
0.30%	$250	-	6 Month IRA
0.30%	$250	-	7 Month IRA
0.30%	$250	-	9 Month IRA
0.30%	$250	-	11 Month IRA

Locations

RSI Bank Locations
Rsi Bank	1500 Irving Street	Rahway, NJ 07065
Rsi Bank	2401 St. Georges Avenue	Rahway, NJ 07065
Colonia Branch	427 Lake Avenue	Colonia, NJ 07067
Woodbridge Branch	408 Rahway Avenue	Woodbridge, NJ 07095

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