RTN Federal Credit Union

Overview / Commentary
600 Main St
Waltham, MA 02452

RTN Federal Credit Union is headquartered in Waltham and is the 12th largest credit union in the state of Massachusetts. It is also the 380th largest credit union in the nation. It was established in 1945 and as of June of 2021, it had grown to 102 employees and 42,641 members at 14 locations. RTN Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).
See current membership details


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Health Grade Components

NCUA #24311
Year Chartered1945
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.9%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.06B$992.5MM
LoansQ2 2021vs Q2 2020$511.9MM$528.4MM
DepositsQ2 2021vs Q2 2020$929.9MM$856.6MM
Equity CapitalQ2 2021vs Q2 2020$91.8MM$94.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.3MM$2.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.2MM$5.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not RTN Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RTN Federal Credit Union Savings Account Rates

0.15%--Holiday Club
0.15%--Vacation Club
0.15%--Back to School Club
0.10%--IRA Savings
0.05%$25-Main Share
0.05%--Home Buyer Savings

RTN Federal Credit Union Money Market Rates

0.40%*$75k*-Money Market
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k

RTN Federal Credit Union Checking Account Rates

0.05%--Dividend Checking
0.05%--eChecking Plus

RTN Federal Credit Union CD Rates

0.80%$50k-48 Month CD Premium
0.80%$50k-60 Month CD Premium
0.75%$1k-48 Month CD
0.75%$1k-60 Month CD
0.60%$50k-24 Month CD Premium
0.60%$50k-36 Month CD Premium
0.55%$1k-24 Month CD
0.55%$1k-36 Month CD
0.55%$50k-18 Month CD Premium Special
0.50%$1k-18 Month CD Special
0.45%$50k-12 Month CD Premium
0.40%$1k-12 Month CD
0.30%$50k-6 Month CD Premium
0.25%$1k-6 Month CD
0.15%$50k-3 Month CD Premium
0.10%$1k-3 Month CD

RTN Federal Credit Union IRA Rates

0.80%$50k-48 Month IRA Premium
0.80%$50k-60 Month IRA Premium
0.75%$1k-48 Month IRA
0.75%$1k-60 Month IRA
0.75%$500-48 Month CESA
0.75%$500-60 Month CESA
0.60%$50k-24 Month IRA Premium
0.60%$50k-36 Month IRA Premium
0.55%$500-24 Month CESA
0.55%$500-36 Month CESA
0.55%$1k-36 Month IRA
0.55%$50k-18 Month IRA Premium Special
0.55%$1k-24 Month IRA
0.50%$1k-18 Month IRA Special
0.50%$500-18 Month CESA Special
0.45%$50k-12 Month IRA Premium
0.40%$1k-12 Month IRA
0.40%$500-12 Month CESA
0.30%$50k-6 Month IRA Premium
0.25%$1k-6 Month IRA
0.25%$500-6 Month CESA
0.15%$50k-3 Month IRA Premium
0.10%$1k-3 Month IRA
0.10%$500-3 Month CESA


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