RTN Federal Credit Union

Overview / Commentary
600 Main St
Waltham, MA 02452

RTN Federal Credit Union is headquartered in Waltham and is the 11th largest credit union in the state of Massachusetts. It is also the 356th largest credit union in the nation. It was established in 1945 and as of December of 2019, it had grown to 128 employees and 43,847 members at 16 locations. RTN Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).
See current membership details

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Health Grade Components

NCUA #24311
Year Chartered1945
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.88%
Annual Interest Income$30.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$904.4MM$875.4MM
LoansQ4 2019vs Q4 2018$524.9MM$511.7MM
DepositsQ4 2019vs Q4 2018$768.2MM$751.7MM
Equity CapitalQ4 2019vs Q4 2018$93.8MM$90.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.0MM$2.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.8MM$2.1MM
Real Estate OwnedQ4 2019vs Q4 2018$415.00K$190.00K
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Always verify rates and promotions with the bank or credit union. We are not RTN Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RTN Federal Credit Union Savings Account Rates

0.50%--Holiday Club
0.50%--Vacation Club
0.50%--Back to School Club
0.25%--IRA Savings
0.05%$25-Main Share
0.05%--Home Buyer Savings

RTN Federal Credit Union Money Market Rates

0.60%*$75k*-Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.30% $25k - $50k | 0.40% $50k - $75k

RTN Federal Credit Union Checking Account Rates

0.05%--Dividend Checking
0.05%--eChecking Plus

RTN Federal Credit Union CD Rates

1.10%$50k-60 Month CD Premium
1.04%$1k-60 Month CD
1.04%$50k-48 Month CD Premium
1.00%$1k-48 Month CD
0.90%$50k-36 Month CD Premium
0.85%$1k-36 Month CD
0.80%$50k-18 Month CD Special Premium
0.75%$1k-18 Month CD Special
0.75%$50k-24 Month CD Premium
0.70%$1k-24 Month CD
0.70%$50k-12 Month CD Premium
0.60%$1k-12 Month CD
0.50%$50k-6 Month CD Premium
0.40%$1k-6 Month CD
0.30%$50k-3 Month CD Premium
0.25%$1k-3 Month CD

RTN Federal Credit Union IRA Rates

1.10%$50k-60 Month IRA Premium
1.04%$1k-60 Month IRA
1.04%$500-60 Month CESA
1.04%$50k-48 Month IRA Premium
1.00%$1k-48 Month IRA
1.00%$500-48 Month CESA
0.90%$50k-36 Month IRA Premium
0.85%$500-36 Month CESA
0.85%$1k-36 Month IRA
0.80%$50k-18 Month IRA Premium Special
0.75%$50k-24 Month IRA Premium
0.75%$1k-18 Month IRA Special
0.75%$500-18 Month CESA Special
0.70%$500-24 Month CESA
0.70%$50k-12 Month IRA Premium
0.70%$1k-24 Month IRA
0.60%$1k-12 Month IRA
0.60%$500-12 Month CESA
0.50%$50k-6 Month IRA Premium
0.40%$1k-6 Month IRA
0.40%$500-6 Month CESA
0.30%$50k-3 Month IRA Premium
0.25%$1k-3 Month IRA
0.25%$500-3 Month CESA


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