RTN Federal Credit Union

Overview / Commentary
600 Main St
Waltham, MA 02452

RTN Federal Credit Union is headquartered in Waltham and is the 13th largest credit union in the state of Massachusetts. It is also the 409th largest credit union in the nation. It was established in 1945 and as of September of 2022, it had grown to 102 employees and 40,801 members at 14 locations. RTN Federal Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).
See current membership details


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Health Grade Components

NCUA #24311
Year Chartered1945
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.88%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.05B$1.06B
LoansQ3 2022vs Q3 2021$531.6MM$511.5MM
DepositsQ3 2022vs Q3 2021$920.5MM$930.7MM
Equity CapitalQ3 2022vs Q3 2021$88.0MM$92.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.0MM$2.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.1MM$1.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not RTN Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RTN Federal Credit Union Savings Account Rates

0.15%--Holiday Club
0.15%--Vacation Club
0.15%--Back to School Club
0.10%--IRA Savings
0.05%$25-Main Share
0.05%--Home Buyer Savings

RTN Federal Credit Union Money Market Rates

4.00%*$1m*-Money Market
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k | 0.50% $50k - $75k | 0.65% $75k+

RTN Federal Credit Union Checking Account Rates

0.05%--Dividend Checking
0.05%--eChecking Plus

RTN Federal Credit Union CD Rates

4.50%$1k-18 Month CD Special
4.50%$50k-18 Month CD Premium Special
4.25%$1k-13 Month CD
4.25%$1k-13 Month Premium CD
3.51%$1k-30 Month CD
3.51%$50k-30 Month Premium CD
2.85%$1k-24 Month CD
2.85%$50k-24 Month CD Premium
1.30%$50k-48 Month CD Premium
1.30%$50k-60 Month CD Premium
1.20%$1k-48 Month CD
1.20%$1k-60 Month CD
1.15%$50k-36 Month CD Premium
1.10%$1k-36 Month CD
0.45%$50k-12 Month CD Premium
0.40%$1k-12 Month CD
0.30%$50k-6 Month CD Premium
0.25%$1k-6 Month CD
0.15%$50k-3 Month CD Premium
0.10%$1k-3 Month CD

RTN Federal Credit Union IRA Rates

4.50%$1k-18 Month IRA Special
4.50%$50k-18 Month IRA Premium Special
4.50%$500-18 Month CESA Special
4.25%$500-13 Month CESA
4.25%$1k-13 Month IRA
4.25%$50k-13 Month IRA Premium
3.51%$500-30 Month CESA
3.51%$1k-30 Month IRA
3.51%$50k-30 Month IRA Premium
2.85%$50k-24 Month IRA Premium
2.85%$500-24 Month CESA
2.85%$1k-24 Month IRA
1.30%$50k-48 Month IRA Premium
1.30%$50k-60 Month IRA Premium
1.20%$1k-48 Month IRA
1.20%$1k-60 Month IRA
1.20%$500-48 Month CESA
1.20%$500-60 Month CESA
1.15%$50k-36 Month IRA Premium
1.10%$500-36 Month CESA
1.10%$1k-36 Month IRA
0.45%$50k-12 Month IRA Premium
0.40%$1k-12 Month IRA
0.40%$500-12 Month CESA
0.30%$50k-6 Month IRA Premium
0.25%$1k-6 Month IRA
0.25%$500-6 Month CESA
0.15%$50k-3 Month IRA Premium
0.10%$1k-3 Month IRA
0.10%$500-3 Month CESA


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