RTN Federal Credit Union is headquartered in Waltham and is the 13th largest credit union in the state of Massachusetts. It is also the 409th largest credit union in the nation. It was established in 1945 and as of September of 2022, it had grown to 102 employees and 40,801 members at 14 locations. RTN Federal Credit Union's money market rates are 9X the national average, and it has a B+ health rating.
Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).
See current membership details
Overall | |
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NCUA # | 24311 |
Year Chartered | 1945 |
Employees | 102 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 2.88% |
Annual Interest Income | $19.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $1.05B$1.06B |
Loans | Q3 2022vs Q3 2021 | $531.6MM$511.5MM |
Deposits | Q3 2022vs Q3 2021 | $920.5MM$930.7MM |
Equity Capital | Q3 2022vs Q3 2021 | $88.0MM$92.7MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $2.0MM$2.4MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.1MM$1.6MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not RTN Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | - | - | Holiday Club | |
0.15% | - | - | Vacation Club | |
0.15% | - | - | Back to School Club | |
0.10% | - | - | IRA Savings | |
0.05% | $25 | - | Main Share | |
0.05% | - | - | Home Buyer Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | $1m* | - | Money Market | ||
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.50% → $50k - $75k | 0.65% → $75k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Dividend Checking | |
0.05% | - | - | eChecking Plus |