Rural Cooperatives Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.40% | 5-year CD | |
| 1.20% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.00% - Ally Bank Online Savings Account |
Rural Cooperatives Credit Union is headquartered in Louisville and is the 28th largest credit union in the state of Kentucky. It is also the 2,657th largest credit union in the nation. It was established in 1964 and as of September of 2018, it had grown to 12 employees and 4,606 members at 2 locations. Rural Cooperatives Credit Union's CD rates are 33% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees, members, contractors and patrons of Electric Cooperatives in Kentucky, Ohio and Tennessee. Membership is also open to electric cooperative associations statewide in Kentucky, Tennessee and Ohio, employees of National Information Solutions Cooperative, Western Kentucky Energy, Paradise TVA Steam Plant, Warren County Water District..
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61693 |
| Year Chartered | 1964 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.02% |
| Return on Equity - YTD | 0.14% |
| Annual Interest Income | $970.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $36.5MM$38.3MM |
| Loans | Q3 2018vs Q3 2017 | $16.3MM$18.3MM |
| Deposits | Q3 2018vs Q3 2017 | $31.3MM$33.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.8MM$4.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $48.00K$29.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $78.00K$137.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$10.00K |
Always verify rates and promotions with the bank or credit union. We are not Rural Cooperatives Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Rural Cooperatives Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $250 | - | Regular Share (Savings) | |
| 0.15% | $5 | - | Captain Cash Savings | |
| 0.15% | $100 | - | Genesis Savings | |
| 0.15% | - | - | Individual Retirement Account | |
| 0.15% | - | - | Holiday Club | |
| 0.15% | - | - | Vacation Club |
Rural Cooperatives Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | |||||
Rural Cooperatives Credit Union CD Rates
Rural Cooperatives Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $1k | - | 5 Year Traditional IRA | |
| 2.10% | $1k | - | 4 Year Traditional IRA | |
| 1.85% | $1k | - | 3 Year Traditional IRA | |
| 1.45% | $1k | - | 2 Year Traditional IRA | |
| 1.20% | $1k | - | 1 Year Traditional IRA |
| Rural Cooperatives Credit Union Locations | ||
|---|---|---|
| Branch Office | 13246 State Route 176 | Drakesboro, KY 42337 |
| Branch Office | 1630 Lyndon Farm Ct Ste 201 | Louisville, KY 40223 |