Rutgers Federal Credit Union (RFCU)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.75% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.15% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.27% - National Average |
Rutgers Federal Credit Union (RFCU) is headquartered in New Brunswick and is the 33rd largest credit union in the state of New Jersey. It is also the 1,794th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 12 employees and 9,184 members at 4 locations. Rutgers Federal Credit Union (RFCU)'s money market rates are 25% higher than the national average, but it has a C health rating.
Field of Membership Restrictions
Rutgers Federal Credit Union membership is open to: (1) Employees of Rutgers University, Rutgers University Foundation; (2) Employees and immediate family or household members of the credit union; (3) Retired annuitants and pensioners; (4) Rutgers Council of AAUP Chapter; (5) Students who are attending Rutgers, the State University of New Jersey, headquartered in New Brunswick, New Jersey, and living in NJ.
See current membership details
Related Posts
Nothing Stellar, Just Steady
Rutgers Fedral Credit Union is has just two branches.I have taken out two loans through the bank. On eissue is that studenst are allowed to work in ceratin capacitties at the bank. This can make it difficult when you have questions. There is alot of personla ocntact as the bank is so small. They are very efficient , however for larger loans , I recommend a larger instituton. The bank is well run and the support staff is wonderful.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9237 |
| Year Chartered | 1954 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0% |
| Return on Equity - YTD | 0.05% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $82.3MM$88.0MM |
| Loans | Q4 2018vs Q4 2017 | $38.2MM$41.3MM |
| Deposits | Q4 2018vs Q4 2017 | $75.2MM$80.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.3MM$6.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$913.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.5MM$232.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $111.00K$294.00K |
Always verify rates and promotions with the bank or credit union. We are not Rutgers Federal Credit Union (RFCU); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Rutgers Federal Credit Union (RFCU) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $250 | - | Savings Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | Holiday Club Account | |
| 0.05% | - | - | RFCU’s “ME” Club Account |
Rutgers Federal Credit Union (RFCU) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $125k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 0.35% → $25k - $75k | 0.45% → $75k - $125k | |||||
Rutgers Federal Credit Union (RFCU) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 60 Month CD | |
| 0.50% | $500 | - | 48 Month CD | |
| 0.35% | $500 | - | 36 Month CD | |
| 0.25% | $500 | - | 24 Month CD | |
| 0.15% | $500 | - | 12 Month CD | |
| 0.10% | $500 | - | 6 Month CD |
| Rutgers Federal Credit Union (RFCU) Locations | ||
|---|---|---|
| Branch Office | 326 Penn St | Camden, NJ 08102-1410 |
| Branch Office | 249 University Ave | Newark, NJ 07102-1808 |
| Branch Office | 98 College Ave | New Brunswick, NJ 08901-1149 |
| Branch Office | 85 Davidson Rd | Piscataway, NJ 08854-5695 |