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Overview / Commentary
732-932-7645
98 College Ave
New Brunswick, NJ 08901

Rutgers Federal Credit Union (RFCU) is headquartered in New Brunswick and is the 33rd largest credit union in the state of New Jersey. It is also the 1,746th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 11 employees and 9,446 members at 4 locations. Rutgers Federal Credit Union (RFCU) has a B health rating.

Field of Membership Restrictions

Must be an employee of Rutgers University, University of Medicine and Dentistry of New Jersey New Brunswick, RWJ Medical School Employees, Rutgers University Foundation or Rutgers Council of AAUP Chapter.
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Reviews (1)

Nothing Stellar, Just Steady

Posted by: RS1231 | May 18, 2011

Rutgers Fedral Credit Union is has just two branches.I have taken out two loans through the bank. On eissue is that studenst are allowed to work in ceratin capacitties at the bank. This can make it difficult when you have questions. There is alot of personla ocntact as the bank is so small. They are very efficient , however for larger loans , I recommend a larger instituton. The bank is well run and the support staff is wonderful.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rutgers Federal Credit Union (RFCU) has a relatively low asset base.

Health Grade Components

Overall
NCUA #9237
Year Chartered1954
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD5.03%
Annual Interest Income$614.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$87.8MM$92.3MM
LoansQ1 2018vs Q1 2017$41.1MM$44.0MM
DepositsQ1 2018vs Q1 2017$80.5MM$84.5MM
Equity CapitalQ1 2018vs Q1 2017$6.4MM$6.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$958.00K$774.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$201.00K$2.2MM
Real Estate OwnedQ1 2018vs Q1 2017$294.00K$318.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rutgers Federal Credit Union (RFCU) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Savings Account
0.05%--Club Account

Rutgers Federal Credit Union (RFCU) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2k - $100k

Rutgers Federal Credit Union (RFCU) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-60 Month CD
0.50%$500-48 Month CD
0.35%$500-36 Month CD
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.10%$500-6 Month CD
Locations


Rutgers Federal Credit Union (RFCU) Locations
Branch Office326 Penn StCamden, NJ 08102-1410
Branch Office249 University AveNewark, NJ 07102-1808
Branch Office100 College AveNew Brunswick, NJ 08901-1438
Branch Office85 Davidson RdPiscataway, NJ 08854-5695

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