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Rutgers Federal Credit Union

Popular Accounts at this Credit Union

1.26%5-year CD60 Month CD
0.30%1-year CD12 Month CD
0.05%SavingsSavings Account

Overview / Commentary
100 College Ave
New Brunswick, NJ 08901-1438

Rutgers Federal Credit Union is headquartered in New Brunswick and is the 31st largest credit union in the state of New Jersey. It is also the 1,663rd largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 15 employees and 9,526 members at 4 locations. Rutgers Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be an employee of Rutgers University, University of Medicine and Dentistry of New Jersey New Brunswick, RWJ Medical School Employees, Rutgers University Foundation or Rutgers Council of AAUP Chapter.
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Reviews (1)

Nothing Stellar, Just Steady

Posted by: RS1231 | May 18, 2011

Rutgers Fedral Credit Union is has just two branches.I have taken out two loans through the bank. On eissue is that studenst are allowed to work in ceratin capacitties at the bank. This can make it difficult when you have questions. There is alot of personla ocntact as the bank is so small. They are very efficient , however for larger loans , I recommend a larger instituton. The bank is well run and the support staff is wonderful.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rutgers Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9237
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD6.69%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$91.6MM$90.3MM
LoansQ4 2016vs Q4 2015$44.6MM$41.5MM
DepositsQ4 2016vs Q4 2015$84.0MM$83.0MM
Equity CapitalQ4 2016vs Q4 2015$6.6MM$6.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$630.00K$650.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$985.00K$221.00K
Real Estate OwnedQ4 2016vs Q4 2015$318.00K$112.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rutgers Federal Credit Union Savings Account Rates

0.25%--Club Account
0.05%$250-Savings Account
0.05%--IRA Account

Rutgers Federal Credit Union Money Market Rates

0.20%*$200k*-Money Market Account
OTHER TIERS: 0.05% $2k - $50k | 0.10% $50k - $100k | 0.15% $100k - $200k

Rutgers Federal Credit Union CD Rates

1.26%$500-60 Month CD
1.05%$500-48 Month CD
0.90%$500-36 Month CD
0.65%$500-24 Month CD
0.30%$500-12 Month CD
0.15%$500-6 Month CD

Rutgers Federal Credit Union IRA Rates

1.26%$500-60 Month IRA
1.05%$500-48 Month IRA
0.90%$500-36 Month IRA
0.65%$500-24 Month IRA
0.30%$500-12 Month IRA
0.15%$500-6 Month IRA

Rutgers Federal Credit Union Locations
Branch Office326 Penn StCamden, NJ 08102-1410
Branch Office249 University AveNewark, NJ 07102-1808
Branch Office100 College AveNew Brunswick, NJ 08901-1438
Branch Office85 Davidson RdPiscataway, NJ 08854-5695