Featured Savings Rates
Featured Accounts

State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.26%5-year CD60+ Month Certificate
0.40%1-year CD12+ Month Certificate
0.15%SavingsSecondary Savings Account

Overview / Commentary
803-343-0300
800 Huger St
Columbia, SC 29201-3620

State Credit Union is headquartered in Columbia and is the 8th largest credit union in the state of South Carolina. It is also the 372nd largest credit union in the nation. It was established in 1952 and as of March of 2016, it had grown to 235 employees and 69,502 members at 20 locations. State Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens or Spartanburg Counties. Membership is also open to a city, state, or county employees in South Carolina, work for a preferred employer group, a student, professor, or staff member at a South Carolina technical college or state-chartered university or college, or enrolled in the South Carolina retirement system.
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Reviews (2)

On A First Name Basis

Posted by: ostkos | Apr 16, 2011

South Carolina State Credit Union is a small credit union in South Carolina open to all state employees and their families. As my father was a state employee for many years I was able to open an account there. Because it is such a small bank it was a great first bank. You got to know the people that handle your money on a first name basis. I have never had to wait in a line to be served at South Carolina State Credit Union which is very different from many other "big name" banks. Even if you are not a state employee the bank employees will do everything in your power to find a way to make you a member! Great staff & excellent loan and savings rates too!

CUSTOMER SERVICE IS HORRIBLE & WILL CHARGE YOU FEES FOR EVERYTHING

Posted by: Anonymous | Dec 8, 2011

CUSTOMER SERVICE IS HORRIBLE!!!!!! WHEN YOU HAVE TO FOLLOW UP NUMEROUS TIMES ON A MATTER, TALK TO A SUPERVISOR - WHO DOES NOT CARE- DOES NOT ASSIST IN RESOLVING YOUR ISSUE, IT'S TIME TO GO SOMEWHERE ELSE. THIS BANK HAS LOST ITS CHARM. BREATHE IN THE BANK, AND THEY CHARGE YOU A FEE.



Health
A+

Health Grade Components

Overall
NCUA #24824
Year Chartered1952
Employees235
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.63%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$703.7MM$645.2MM
LoansQ1 2016vs Q1 2015$316.4MM$302.7MM
DepositsQ1 2016vs Q1 2015$617.3MM$564.0MM
Equity CapitalQ1 2016vs Q1 2015$79.5MM$74.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.7MM$3.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.6MM$1.9MM
Real Estate OwnedQ1 2016vs Q1 2015$12.00K$23.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Savings Account
0.30%--Roth IRA Savings Account
0.30%--CESA Savings Account
0.30%--SEP IRA Savings Account
0.15%--Regular Savings Account
0.15%--Secondary Savings Account
0.15%--Holiday Club Account
0.15%--Youth Savings

State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Management Account
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $5k | 0.30% $5k - $10k | 0.35% $10k - $25k

State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-First Checking Account
0.10%$2,500-Relationship Checking Account
0.10%$2,500-Club Checking Account
0.10%--DBA Dividend Checking Account
0.10%$2,500-Loyalty Checking

State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60+ Month Certificate
1.11%$500-48+ Month Certificate
0.91%$500-36+ Month Certificate
0.71%$500-24+ Month Certificate
0.60%$500-18+ Month Certificate
0.40%$500-12+ Month Certificate
0.40%$100-12 Month Youth Certificate
0.25%$500-6+ Month Certificate
0.20%$500-3+ Month Certificate

State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60+ Month IRA Certificate
1.11%$500-48+ Month IRA Certificate
0.91%$500-36+ Month IRA Certificate
0.71%$500-24+ Month IRA Certificate
0.60%$500-18+ Month IRA Certificate
0.40%$500-12+ Month IRA Certificate
Locations

State Credit Union has 20 locations. Click to view all State Credit Union locations.