State Credit Union


Overview / Commentary
800-868-8740
800 Huger St
Columbia, SC 29201

State Credit Union is headquartered in Columbia and is the 6th largest credit union in the state of South Carolina. It is also the 328th largest credit union in the nation. It was established in 1952 and as of September of 2024, it had grown to 283 employees and 89,893 members at 20 locations. State Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in State Credit Union is open to the following: (1) individuals who live, work, worship, or attend school in the South Carolina counties of Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens, or Spartanburg; (2) employees of the state of South Carolina or any county or municipality within the state of South Carolina; (3) employees, faculty and students of any South Carolina technical college or state chartered college or university; (4) those enrolled in the South Carolina retirement system; (5) employees of Pepsi Cola Bottling Co., Swift Transportation and over 200 statewide Select Employer Groups.
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Health

Health Grade Components

Overall
NCUA #24824
Year Chartered1952
Employees283
Primary Regulator
Profit Margin
Return on Assets - YTD1.78%
Return on Equity - YTD13.91%
Annual Interest Income$53.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.42B$1.37B
LoansQ3 2024vs Q3 2023$792.9MM$739.4MM
DepositsQ3 2024vs Q3 2023$1.13B$1.12B
Equity CapitalQ3 2024vs Q3 2023$181MM$141.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$14MM$12.9MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$7.4MM$4.4MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-IRA Savings Account
0.15%$0-Regular Savings Account
0.15%$0-Secondary Savings Account
0.15%$0-Holiday Club Account
0.15%$0-Youth Savings

State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$100k*-Money Management Account
OTHER TIERS: 0.05% $0 - $1k | 0.75% $1k - $10k | 1.01% $10k - $25k | 1.41% $25k - $100k

State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-First Checking Account
0.05%$2.5k-Relationship Checking Account
0.05%$2.5k-Club Checking Account
0.05%$0-DBA Dividend Checking Account
0.05%$2.5k-Loyalty Checking

State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-12+ Month Certificate
3.80%$100-12 Month Youth Certificate
3.68%$500-6+ Month Certificate
3.55%$500-18+ Month Certificate
3.29%$500-24+ Month Certificate
2.83%$500-36+ Month Certificate
2.78%$500-3+ Month Certificate
2.78%$500-48+ Month Certificate
2.78%$500-60+ Month Certificate

State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-12+ Month IRA Certificate
3.55%$500-18+ Month IRA Certificate
3.29%$500-24+ Month IRA Certificate
2.83%$500-36+ Month IRA Certificate
2.78%$500-48+ Month IRA Certificate
2.78%$500-60+ Month IRA Certificate
Locations

Availability



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