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State Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.scscu.com
800-868-8740
800 Huger St
Columbia, SC 29201

State Credit Union is headquartered in Columbia and is the 7th largest credit union in the state of South Carolina. It is also the 348th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 284 employees and 90,497 members at 20 locations. State Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in State Credit Union is open to the following: (1) individuals who live, work, worship, or attend school in the South Carolina counties of Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens, or Spartanburg; (2) employees of the state of South Carolina or any county or municipality within the state of South Carolina; (3) employees, faculty and students of any South Carolina technical college or state chartered college or university; (4) those enrolled in the South Carolina retirement system; (5) employees of Pepsi Cola Bottling Co., Swift Transportation and over 200 statewide Select Employer Groups.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24824
Year Chartered1952
Employees284
Primary Regulator
Profit Margin
Return on Assets - YTD2.25%
Return on Equity - YTD15.87%
Annual Interest Income$17MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.39B$1.41B
LoansQ1 2025vs Q1 2024$811.2MM$767.6MM
DepositsQ1 2025vs Q1 2024$1.18B$1.14B
Equity CapitalQ1 2025vs Q1 2024$193.4MM$162.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14.7MM$13.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.4MM$5.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Regular Savings Account
0.15%$0-Secondary Savings Account
0.15%$0-Holiday Club Account
0.15%$0-Youth Savings

State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$100k*-Money Management Account
OTHER TIERS: 0.05% → $0 - $1k | 0.75% → $1k - $10k | 1.01% → $10k - $25k | 1.41% → $25k - $100k

State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Loyalty Checking

State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.91%$500-24+ Month Certificate
3.80%$500-18+ Month Certificate
3.75%$500-12+ Month Certificate
3.75%$100-12 Month Youth Certificate
3.53%$500-6+ Month Certificate
3.29%$500-36+ Month Certificate
2.78%$500-3+ Month Certificate
2.78%$500-48+ Month Certificate
2.78%$500-60+ Month Certificate

State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.91%$500-24+ Month IRA Certificate
3.80%$500-18+ Month IRA Certificate
3.75%$500-12+ Month IRA Certificate
3.29%$500-36+ Month IRA Certificate
2.78%$500-48+ Month IRA Certificate
2.78%$500-60+ Month IRA Certificate
0.30%$0-IRA Savings Account
Locations

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