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Overview / Commentary
32-36 Central Ave
Wellsboro, PA 16901

S & S M H Employees FCU is headquartered in Wellsboro and is the 316th largest credit union in the state of Pennsylvania. It is also the 4,955th largest credit union in the nation. It was established in 1974 and as of June of 2016, it had grown to 2 employees and 1,102 members at 1 location. S & S M H Employees FCU has a C+ health rating.

Field of Membership Restrictions

Membership in The Soldiers & Sailors Memorial Hospital Employees' Federal Credit Union is open to doctors, employees, medical staff, technicians, volunteers, dental staff, or contractors of Soldiers and Sailors Memorial Hospital, North Penn Comprehensive Health Systems, and to employees of The Green Home, Truck-Lite Co. Inc., The Broad Acres Nursing Home Association, Inc.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. S & S M H Employees FCU has a very low asset base.

Health Grade Components

NCUA #21745
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD-0.78%
Return on Equity - YTD-8.43%
Annual Interest Income$58.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$4.8MM$4.9MM
LoansQ2 2016vs Q2 2015$2.0MM$2.2MM
DepositsQ2 2016vs Q2 2015$4.3MM$4.4MM
Equity CapitalQ2 2016vs Q2 2015$451.00K$492.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$10.00K$3.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$11.00K$38.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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S & S M H Employees FCU Savings Account Rates

0.05%$55$250kSavings Account

S & S M H Employees FCU CD Rates

0.25%$1k$250k24 Month CD
0.20%$1k$250k18 Month CD
0.15%$1k$250k12 Month CD

S & S M H Employees FCU Locations
Branch Office32-36 Central AveWellsboro, PA 16901