Saco Valley Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.40%	5-year CD	3.10% - Barclays 60 Month Online CD
1.55%	1-year CD	2.75% - Barclays 12 Month Online CD
0.20%	Savings	0.27% - National Average

View all Saco Valley Credit Union rates »

Overview / Commentary

www.sacovalley.org

207-282-6169

312 Main St
Saco, ME 04072-1515

Saco Valley Credit Union is headquartered in Saco and is the 27^th largest credit union in the state of Maine. It is also the 1,462^nd largest credit union in the nation. It was established in 1947 and as of December of 2018, it had grown to 22 employees and 8,499 members at 3 locations. Saco Valley Credit Union's CD rates are 72% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in York or Cumberland Counties in Maine.
See current membership details

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Health

A+

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	68324
Year Chartered	1947
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.83%
Return on Equity - YTD	7.7%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$118.1MM$113.3MM
Loans	Q4 2018vs Q4 2017	$87.2MM$81.2MM
Deposits	Q4 2018vs Q4 2017	$105.1MM$101.3MM
Equity Capital	Q4 2018vs Q4 2017	$12.7MM$11.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$276.00K$242.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$28.00K$73.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saco Valley Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	High-Yield Savings
OTHER TIERS: 0.15% → $1.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k
0.25%	-	-	IRA Club Account
0.20%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.15% → $25 - $10k
0.20%^*	$10k^*	-	Whiz Kid Savings
OTHER TIERS: 0.15% → $25 - $10k
0.20%^*	$10k^*	-	Christmas Club
OTHER TIERS: 0.15% → $25 - $10k
0.20%^*	$10k^*	-	Vacation Club
OTHER TIERS: 0.15% → $25 - $10k

Saco Valley Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%^*	$50k^*	-	60 Month CD
OTHER TIERS: 3.25% → $500 - $50k
2.80%^*	$50k^*	-	48 Month CD
OTHER TIERS: 2.65% → $500 - $50k
2.45%^*	$50k^*	-	36 Month CD
OTHER TIERS: 2.30% → $500 - $50k
2.12%^*	$50k^*	-	24 Month CD
OTHER TIERS: 2.05% → $500 - $50k
1.66%^*	$50k^*	-	18 Month CD
OTHER TIERS: 1.56% → $500 - $50k
1.55%^*	$50k^*	-	12 Month CD
OTHER TIERS: 1.40% → $500 - $50k
1.05%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.90% → $500 - $50k

Saco Valley Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%^*	$50k^*	-	60 Month IRA
OTHER TIERS: 3.25% → $500 - $50k
2.80%^*	$50k^*	-	48 Month IRA
OTHER TIERS: 2.65% → $500 - $50k
2.45%^*	$50k^*	-	36 Month IRA
OTHER TIERS: 2.30% → $500 - $50k
2.12%^*	$50k^*	-	24 Month IRA
OTHER TIERS: 2.05% → $500 - $50k
1.66%^*	$50k^*	-	18 Month IRA
OTHER TIERS: 1.56% → $500 - $50k
1.55%^*	$50k^*	-	12 Month IRA
OTHER TIERS: 1.40% → $500 - $50k
1.05%^*	$50k^*	-	6 Month IRA
OTHER TIERS: 0.90% → $500 - $50k

Locations

Saco Valley Credit Union Locations
Branch Office	860 Main St	Waterboro, ME 04087-3013
Branch Office	500 Main St	Saco, ME 04072-1530
Branch Office	312 Main St	Saco, ME 04072-1515

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