Sacramento Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sactocu.org

916-444-6070

800 H St
Sacramento, CA 95814

Sacramento Credit Union is headquartered in Sacramento and is the 77^th largest credit union in the state of California. It is also the 558^th largest credit union in the nation. It was established in 1935 and as of December of 2024, it had grown to 93 employees and 28,838 members at 8 locations. Sacramento Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Sacramento Credit Union is open to anyone who lives or regularly works in the California counties of El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba. Also eligible are any businesses corporations or legal entities in those counties.
See current membership details

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62641
Year Chartered	1935
Employees	93
Primary Regulator

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	8.57%
Annual Interest Income	$31.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$760.2MM$806.2MM
Loans	Q4 2024vs Q4 2023	$420.4MM$403.6MM
Deposits	Q4 2024vs Q4 2023	$641.5MM$606.3MM
Equity Capital	Q4 2024vs Q4 2023	$110.5MM$101.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2.8MM$3MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$641K$425K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sacramento Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Savings Accounts
OTHER TIERS: 0.05% → $300 - $10k \| 0.08% → $10k - $100k
0.15%^*	$100k^*	-	Business Savings
OTHER TIERS: 0.05% → $300 - $10k \| 0.08% → $10k - $100k

Sacramento Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%^*	$250k^*	-	Money Market
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.75% → $10k - $25k \| 0.90% → $25k - $50k \| 1.00% → $50k - $100k \| 1.31% → $100k - $250k
1.41%^*	$250k^*	-	Premium Money Market
OTHER TIERS: 1.00% → $50k - $100k \| 1.31% → $100k - $250k
1.26%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.50% → $10k - $50k \| 0.75% → $50k - $100k \| 1.00% → $100k - $250k

Sacramento Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.35%	$0	$20k	Free Rewards Checking
0.01%	$5k	-	Business Interest Checking

Sacramento Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	7 Month CD Special
4.11%	$1k	-	11 Month CD Special
4.00%	$1k	-	3 Month CD Special
3.87%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.76% → $1k - $100k
3.71%^*	$100k^*	-	48 Month CD
OTHER TIERS: 3.61% → $1k - $100k
3.66%^*	$100k^*	-	36 Month CD
OTHER TIERS: 3.56% → $1k - $100k
3.56%^*	$100k^*	-	24 Month CD
OTHER TIERS: 3.45% → $1k - $100k
3.56%^*	$100k^*	-	30 Month CD
OTHER TIERS: 3.45% → $1k - $100k
3.51%^*	$100k^*	-	12 Month CD
OTHER TIERS: 3.40% → $1k - $100k
3.51%^*	$100k^*	-	18 Month CD
OTHER TIERS: 3.40% → $1k - $100k
3.14%^*	$100k^*	-	6 Month CD
OTHER TIERS: 3.04% → $1k - $100k
3.09%^*	$100k^*	-	3 Month CD
OTHER TIERS: 3.04% → $1k - $100k

Sacramento Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	7 Month IRA Special
4.11%	$500	-	11 Month IRA Special
4.00%	$500	-	3 Month IRA Special
3.87%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 3.76% → $500 - $100k
3.71%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 3.61% → $500 - $100k
3.66%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 3.56% → $500 - $100k
3.56%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 3.45% → $500 - $100k
3.56%^*	$100k^*	-	30 Month IRA
OTHER TIERS: 3.45% → $500 - $100k
3.51%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 3.40% → $500 - $100k
3.51%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 3.40% → $500 - $100k
3.14%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 3.04% → $500 - $100k
0.15%^*	$100k^*	-	IRA Share Accounts
OTHER TIERS: 0.05% → $300 - $10k \| 0.08% → $10k - $100k

Locations

Sacramento Credit Union Locations
Branch Office	8100 Madison Ave	Fair Oaks, CA 95628-3756
Branch Office	800 H St	Sacramento, CA 95814-2607
Branch Office	3660 Bradshaw Rd	Sacramento, CA 95827-3239
Branch Office	8351 Elk Grove Blvd Ste 600	Elk Grove, CA 95758
Branch Office	3102 Arden Way	Sacramento, CA 95825
Branch Office	5005 Foothills Blvd Ste 1	Roseville, CA 95747-6507
Branch Office	1705 Iron Point Rd Ste 100	Folsom, CA 95630
Branch Office	800 H St	Sacramento, CA 95814-2607

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