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Sacramento Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.76%Reward CheckingFree Rewards
1.82% - National Average
1.61%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.55%1-year CD12 Month CD
1.35% - Ally Bank High Yield 12-Month CDAdvertisement
View all Sacramento Credit Union rates »

Overview / Commentary
www.sactocu.org
888-722-8601
800 H St
Sacramento, CA 95814-2607

Sacramento Credit Union is headquartered in Sacramento and is the 84th largest credit union in the state of California. It is also the 586th largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 87 employees and 25,107 members at 7 locations. Sacramento Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone who lives or regularly works in Sacramento, El Dorado, Placer, Sutter, Yolo, Solano, or Yuba Counties in California. Also eligible are any businesses corporations or legal entities in those counties.
See current membership details

Related Posts

$100 Checking Account Bonus At Sacramento Credit Union In California - 1/16/2017

The bonus applies to any of their checking accounts including their Free Rewards Checking that currently earns 1.56% for up to $10,000. Direct deposit is required to receive the bonus. Bonus expires January 20, 2017. https://www.sactocu.org/goodbye-fees-hello-cash.html

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Reviews (1)

Change is welcomed!

Posted by: SacramentoCreditUnion | Oct 3, 2014

Great customer service!

One time, I brought in a ton of change. I had already pre-counted it, but the teller informed me it had to be pre-rolled for it to be deposited. Instead of being rude or berating me for my mistake, she was very helpful in rolling the bag of coins with me. Luckily, it was a slow morning, and no one else was in line!

I've also gone here to get documents notarized, open non-profit accounts, and exchanged money for euros.

1


Health
A+

Data as of Q4 2016

Learn why bank health matters

Health Grade Components

Overall
NCUA #62641
Year Chartered1935
Employees87
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD6.79%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$436.7MM$403.8MM
LoansQ4 2016vs Q4 2015$223.6MM$201.4MM
DepositsQ4 2016vs Q4 2015$374.9MM$346.8MM
Equity CapitalQ4 2016vs Q4 2015$58.2MM$54.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.8MM$1.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$379.00K$1.0MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sacramento Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$5k*-Share Accounts
OTHER TIERS: 0.05% → $300 - $5k
0.08%*$5k*-IRA Share Account
OTHER TIERS: 0.05% → $300 - $5k
0.08%*$5k*-Business Savings
OTHER TIERS: 0.05% → $300 - $5k
0.08%*$5k*-Roth IRA Share Account
OTHER TIERS: 0.05% → $300 - $5k
0.08%*$5k*-CESA Share Account
OTHER TIERS: 0.05% → $300 - $5k
0.05%*$100k*-Business Sweep Account
OTHER TIERS: 0.01% → $2,500 - $50k | 0.03% → $50k - $100k

Sacramento Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market
OTHER TIERS: 0.08% → $2,500 - $10k | 0.15% → $10k - $25k | 0.18% → $25k - $50k | 0.20% → $50k - $100k
0.25%*$100k*-Premium Money Market
OTHER TIERS: 0.10% → $2,500 - $50k | 0.20% → $50k - $100k
0.25%*$100k*-Business Money Market
OTHER TIERS: 0.08% → $2,500 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k

Sacramento Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*-$10kFree Rewards
OTHER TIERS: 0.25% → $10k+
0.01%$10k-Free Super Interest
0.01%--Free Interest Checking
0.01%$2,500-Business Interest Checking

Sacramento Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$50k*-60 Month CD
OTHER TIERS: 1.51% → $1k - $50k
1.61%*$50k*-Business 60 Month CD
OTHER TIERS: 1.51% → $1k - $50k
1.31%*$50k*-48 Month CD
OTHER TIERS: 1.21% → $1k - $50k
1.31%*$50k*-Business 48 Month CD
OTHER TIERS: 1.21% → $1k - $50k
1.00%*$50k*-36 Month CD
OTHER TIERS: 0.95% → $1k - $50k
1.00%*$50k*-Business 36 Month CD
OTHER TIERS: 0.95% → $1k - $50k
0.75%*$50k*-24 Month CD
OTHER TIERS: 0.70% → $1k - $50k
0.75%*$50k*-30 Month CD
OTHER TIERS: 0.70% → $1k - $50k
0.75%*$50k*-Business 24 Month CD
OTHER TIERS: 0.70% → $1k - $50k
0.75%*$50k*-Business 30 Month CD
OTHER TIERS: 0.70% → $1k - $50k
0.55%*$50k*-12 Month CD
OTHER TIERS: 0.50% → $1k - $50k
0.55%*$50k*-18 Month CD
OTHER TIERS: 0.50% → $1k - $50k
0.55%*$50k*-Business 12 Month CD
OTHER TIERS: 0.50% → $1k - $50k
0.55%*$50k*-Business 18 Month CD
OTHER TIERS: 0.50% → $1k - $50k
0.35%$1k-6 Month CD
0.35%$1k-Business 6 Month CD
0.25%$1k-3 Month CD
0.25%$1k-Business 3 Month CD

Sacramento Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$50k*-60 Month IRA
OTHER TIERS: 1.51% → $500 - $50k
1.31%*$50k*-48 Month IRA
OTHER TIERS: 1.21% → $500 - $50k
1.00%*$50k*-36 Month IRA
OTHER TIERS: 0.95% → $500 - $50k
0.75%*$50k*-24 Month IRA
OTHER TIERS: 0.70% → $500 - $50k
0.75%*$50k*-30 Month IRA
OTHER TIERS: 0.70% → $500 - $50k
0.55%*$50k*-12 Month IRA
OTHER TIERS: 0.50% → $500 - $50k
0.55%*$50k*-18 Month IRA
OTHER TIERS: 0.50% → $500 - $50k
0.35%$500-6 Month IRA
Locations


Sacramento Credit Union Locations
Branch Office8100 Madison AveFair Oaks, CA 95628-3756
Branch Office800 H StSacramento, CA 95814-2607
Branch Office3660 Bradshaw RdSacramento, CA 95827-3239
Branch Office8351 Elk Grove Blvd Ste 600Elk Grove, CA 95758
Branch Office6600 Bruceville Rd Kaiser HospitalSacramento, CA 95823-4671
Branch Office3102 Arden WaySacramento, CA 95825
Branch Office5005 Foothills Blvd Ste 1Roseville, CA 95747-6507