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Sacramento Credit Union


Overview / Commentary
www.sactocu.org
916-444-6070
800 H St
Sacramento, CA 95814

Sacramento Credit Union is headquartered in Sacramento and is the 83rd largest credit union in the state of California. It is also the 569th largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 108 employees and 27,024 members at 7 locations. Sacramento Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone who lives or regularly works in Sacramento, El Dorado, Placer, Sutter, Yolo, Solano, or Yuba Counties in California. Also eligible are any businesses corporations or legal entities in those counties.
See current membership details

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Reviews (1)

Change is welcomed!

Posted by: |

Great customer service!

One time, I brought in a ton of change. I had already pre-counted it, but the teller informed me it had to be pre-rolled for it to be deposited. Instead of being rude or berating me for my mistake, she was very helpful in rolling the bag of coins with me. Luckily, it was a slow morning, and no one else was in line!

I've also gone here to get documents notarized, open non-profit accounts, and exchanged money for euros.

3


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #62641
Year Chartered1935
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.24%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$606.5MM$499.0MM
LoansQ4 2020vs Q4 2019$303.1MM$295.0MM
DepositsQ4 2020vs Q4 2019$514.0MM$420.3MM
Equity CapitalQ4 2020vs Q4 2019$83.0MM$76.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.2MM$1.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$390.00K$511.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sacramento Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sacramento Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$300-Savings Accounts
0.05%$300-IRA Share Accounts
0.05%$300-Business Savings

Sacramento Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Money Market
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $100k | 0.30% → $100k - $250k
0.35%*$250k*-Premium Money Market
OTHER TIERS: 0.20% → $50k - $100k | 0.30% → $100k - $250k
0.35%*$250k*-Business Money Market
OTHER TIERS: 0.15% → $2.5k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k

Sacramento Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%-$15kFree Rewards Checking
0.01%--Free Interest Checking
0.01%$5k-Business Interest Checking

Sacramento Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$100k*-60 Month CD
OTHER TIERS: 1.00% → $1k - $100k
0.90%*$100k*-48 Month CD
OTHER TIERS: 0.80% → $1k - $50k | 0.85% → $50k - $100k
0.80%*$100k*-36 Month CD
OTHER TIERS: 0.70% → $1k - $50k | 0.75% → $50k - $100k
0.70%*$100k*-24 Month CD
OTHER TIERS: 0.60% → $1k - $50k | 0.65% → $50k - $100k
0.70%*$50k*-30 Month CD
OTHER TIERS: 0.60% → $1k - $50k
0.55%*$100k*-12 Month CD
OTHER TIERS: 0.45% → $1k - $50k | 0.50% → $50k - $100k
0.55%*$100k*-18 Month CD
OTHER TIERS: 0.50% → $1k - $100k
0.35%*$50k*-6 Month CD
OTHER TIERS: 0.30% → $1k - $50k
0.25%*$50k*-3 Month CD
OTHER TIERS: 0.20% → $1k - $50k

Sacramento Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$100k*-60 Month IRA
OTHER TIERS: 1.00% → $500 - $100k
0.90%*$100k*-48 Month IRA
OTHER TIERS: 0.80% → $500 - $50k | 0.85% → $50k - $100k
0.80%*$100k*-36 Month IRA
OTHER TIERS: 0.70% → $500 - $50k | 0.75% → $50k - $100k
0.70%*$100k*-24 Month IRA
OTHER TIERS: 0.60% → $500 - $50k | 0.65% → $50k - $100k
0.70%*$50k*-30 Month IRA
OTHER TIERS: 0.60% → $500 - $50k
0.55%*$100k*-12 Month IRA
OTHER TIERS: 0.45% → $500 - $50k | 0.50% → $50k - $100k
0.55%*$100k*-18 Month IRA
OTHER TIERS: 0.50% → $500 - $100k
0.35%*$50k*-6 Month IRA
OTHER TIERS: 0.30% → $500 - $50k
Locations


Sacramento Credit Union Locations
Branch Office8100 Madison AveFair Oaks, CA 95628-3756
Branch Office800 H StSacramento, CA 95814-2607
Branch Office3660 Bradshaw RdSacramento, CA 95827-3239
Branch Office8351 Elk Grove Blvd Ste 600Elk Grove, CA 95758
Branch Office3102 Arden WaySacramento, CA 95825
Branch Office5005 Foothills Blvd Ste 1Roseville, CA 95747-6507
Branch Office1705 Iron Point Rd Ste 100Folsom, CA 95630

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