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Sacramento Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/9/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Overview / Commentary
www.sactocu.org
916-444-6070
800 H St
Sacramento, CA 95814

Sacramento Credit Union is headquartered in Sacramento and is the 70th largest credit union in the state of California. It is also the 518th largest credit union in the nation. It was established in 1935 and as of September of 2024, it had grown to 93 employees and 28,398 members at 8 locations. Sacramento Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Sacramento Credit Union is open to anyone who lives or regularly works in the California counties of El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba. Also eligible are any businesses corporations or legal entities in those counties.
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Health
A+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62641
Year Chartered1935
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD9.15%
Annual Interest Income$24MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$835.3MM$713MM
LoansQ3 2024vs Q3 2023$417MM$398.6MM
DepositsQ3 2024vs Q3 2023$626.2MM$604.2MM
Equity CapitalQ3 2024vs Q3 2023$108.8MM$100.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.7MM$2.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$290K$321K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/9/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sacramento Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sacramento Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Savings Accounts
OTHER TIERS: 0.05% → $300 - $10k | 0.08% → $10k - $100k
0.15%*$100k*-IRA Share Accounts
OTHER TIERS: 0.05% → $300 - $10k | 0.08% → $10k - $100k
0.15%*$100k*-Business Savings
OTHER TIERS: 0.05% → $300 - $10k | 0.08% → $10k - $100k

Sacramento Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$250k*-Money Market
OTHER TIERS: 0.15% → $2.5k - $10k | 0.75% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.31% → $100k - $250k
1.41%*$250k*-Premium Money Market
OTHER TIERS: 1.00% → $50k - $100k | 1.31% → $100k - $250k
1.26%*$250k*-Business Money Market
OTHER TIERS: 0.15% → $2.5k - $10k | 0.50% → $10k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k

Sacramento Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$0$20kFree Rewards Checking
0.01%$5k-Business Interest Checking

Sacramento Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-7 Month CD Special
4.11%$1k-11 Month CD Special
4.00%$1k-3 Month CD Special
3.87%*$100k*-60 Month CD
OTHER TIERS: 3.76% → $1k - $100k
3.71%*$100k*-48 Month CD
OTHER TIERS: 3.61% → $1k - $100k
3.66%*$100k*-36 Month CD
OTHER TIERS: 3.56% → $1k - $100k
3.56%*$100k*-24 Month CD
OTHER TIERS: 3.45% → $1k - $100k
3.56%*$100k*-30 Month CD
OTHER TIERS: 3.45% → $1k - $100k
3.51%*$100k*-12 Month CD
OTHER TIERS: 3.40% → $1k - $100k
3.51%*$100k*-18 Month CD
OTHER TIERS: 3.40% → $1k - $100k
3.14%*$100k*-6 Month CD
OTHER TIERS: 3.04% → $1k - $100k
3.09%*$100k*-3 Month CD
OTHER TIERS: 3.04% → $1k - $100k

Sacramento Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-7 Month IRA Special
4.11%$500-11 Month IRA Special
4.00%$500-3 Month IRA Special
3.87%*$100k*-60 Month IRA
OTHER TIERS: 3.76% → $500 - $100k
3.71%*$100k*-48 Month IRA
OTHER TIERS: 3.61% → $500 - $100k
3.66%*$100k*-36 Month IRA
OTHER TIERS: 3.56% → $500 - $100k
3.56%*$100k*-24 Month IRA
OTHER TIERS: 3.45% → $500 - $100k
3.56%*$100k*-30 Month IRA
OTHER TIERS: 3.45% → $500 - $100k
3.51%*$100k*-12 Month IRA
OTHER TIERS: 3.40% → $500 - $100k
3.51%*$100k*-18 Month IRA
OTHER TIERS: 3.40% → $500 - $100k
3.14%*$100k*-6 Month IRA
OTHER TIERS: 3.04% → $500 - $100k
Locations


Sacramento Credit Union Locations
Branch Office8100 Madison AveFair Oaks, CA 95628-3756
Branch Office800 H StSacramento, CA 95814-2607
Branch Office3660 Bradshaw RdSacramento, CA 95827-3239
Branch Office8351 Elk Grove Blvd Ste 600Elk Grove, CA 95758
Branch Office3102 Arden WaySacramento, CA 95825
Branch Office5005 Foothills Blvd Ste 1Roseville, CA 95747-6507
Branch Office1705 Iron Point Rd Ste 100Folsom, CA 95630
Branch Office800 H StSacramento, CA 95814-2607

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