Sacramento Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | Reward Checking | 2.02% - National Average |
| 2.43% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.16% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
Sacramento Credit Union is headquartered in Sacramento and is the 82nd largest credit union in the state of California. It is also the 583rd largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 90 employees and 25,588 members at 7 locations. Sacramento Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to anyone who lives or regularly works in Sacramento, El Dorado, Placer, Sutter, Yolo, Solano, or Yuba Counties in California. Also eligible are any businesses corporations or legal entities in those counties.
See current membership details
Related Posts
Change is welcomed!
Great customer service!
One time, I brought in a ton of change. I had already pre-counted it, but the teller informed me it had to be pre-rolled for it to be deposited. Instead of being rude or berating me for my mistake, she was very helpful in rolling the bag of coins with me. Luckily, it was a slow morning, and no one else was in line!
I've also gone here to get documents notarized, open non-profit accounts, and exchanged money for euros.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62641 |
| Year Chartered | 1935 |
| Employees | 90 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 9.02% |
| Annual Interest Income | $6.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $470.4MM$456.3MM |
| Loans | Q2 2018vs Q2 2017 | $252.4MM$234.8MM |
| Deposits | Q2 2018vs Q2 2017 | $401.5MM$393.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $66.2MM$60.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.6MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $587.00K$110.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sacramento Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sacramento Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10% | $300 | - | Savings Accounts | ||
| 0.10% | $300 | - | IRA Share Accounts | ||
| 0.10% | $300 | - | Business Savings | ||
| 0.05%* | $100k* | - | Business Sweep Account | ||
| OTHER TIERS: 0.01% → $2.5k - $50k | 0.03% → $50k - $100k | |||||
Sacramento Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.60% → $50k - $100k | |||||
| 0.65%* | $100k* | - | Premium Money Market | ||
| OTHER TIERS: 0.60% → $50k - $100k | |||||
| 0.65%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $10k | 0.35% → $10k - $50k | 0.60% → $50k - $100k | |||||
Sacramento Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.27%* | - | $15k | Free Rewards Checking | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
| 0.01% | - | - | Free Interest Checking | ||
| 0.01% | $5k | - | Business Interest Checking | ||
Sacramento Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $50k* | - | 60 Month CD | ||
| OTHER TIERS: 2.38% → $1k - $50k | |||||
| 2.12%* | $50k* | - | 48 Month CD | ||
| OTHER TIERS: 2.02% → $1k - $50k | |||||
| 1.87%* | $50k* | - | 36 Month CD | ||
| OTHER TIERS: 1.81% → $1k - $50k | |||||
| 1.51%* | $50k* | - | 30 Month CD | ||
| OTHER TIERS: 1.41% → $1k - $50k | |||||
| 1.41%* | $50k* | - | 24 Month CD | ||
| OTHER TIERS: 1.26% → $1k - $50k | |||||
| 1.21%* | $50k* | - | 18 Month CD | ||
| OTHER TIERS: 1.16% → $1k - $50k | |||||
| 1.16%* | $50k* | - | 12 Month CD | ||
| OTHER TIERS: 1.11% → $1k - $50k | |||||
| 0.85%* | $50k* | - | 6 Month CD | ||
| OTHER TIERS: 0.80% → $1k - $50k | |||||
| 0.80%* | $50k* | - | 3 Month CD | ||
| OTHER TIERS: 0.75% → $1k - $50k | |||||
Sacramento Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $50k* | - | 60 Month IRA | ||
| OTHER TIERS: 2.38% → $500 - $50k | |||||
| 2.12%* | $50k* | - | 48 Month IRA | ||
| OTHER TIERS: 2.02% → $500 - $50k | |||||
| 1.87%* | $50k* | - | 36 Month IRA | ||
| OTHER TIERS: 1.81% → $500 - $50k | |||||
| 1.51%* | $50k* | - | 30 Month IRA | ||
| OTHER TIERS: 1.41% → $500 - $50k | |||||
| 1.41%* | $50k* | - | 24 Month IRA | ||
| OTHER TIERS: 1.26% → $500 - $50k | |||||
| 1.21%* | $50k* | - | 18 Month IRA | ||
| OTHER TIERS: 1.16% → $500 - $50k | |||||
| 1.16%* | $50k* | - | 12 Month IRA | ||
| OTHER TIERS: 1.11% → $500 - $50k | |||||
| 0.85%* | $50k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.80% → $500 - $50k | |||||
| Sacramento Credit Union Locations | ||
|---|---|---|
| Branch Office | 8100 Madison Ave | Fair Oaks, CA 95628-3756 |
| Branch Office | 800 H St | Sacramento, CA 95814-2607 |
| Branch Office | 3660 Bradshaw Rd | Sacramento, CA 95827-3239 |
| Branch Office | 8351 Elk Grove Blvd Ste 600 | Elk Grove, CA 95758 |
| Branch Office | 6600 Bruceville Rd Kaiser Hospital | Sacramento, CA 95823-4671 |
| Branch Office | 3102 Arden Way | Sacramento, CA 95825 |
| Branch Office | 5005 Foothills Blvd Ste 1 | Roseville, CA 95747-6507 |