Featured Savings Rates
Featured Accounts

SAFE Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.60%5-year CD60 Month Investment Certificate
0.85%1-year CD12 Month Investment Certificate
0.20%SavingsRegular Shares

Overview / Commentary
803-469-8600
160 W Wesmark Blvd
Sumter, SC 29150-1964

SAFE Federal Credit Union is headquartered in Sumter and is the 4th largest credit union in the state of South Carolina. It is also the 277th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 276 employees and 117,280 members at 19 locations. SAFE Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in SAFE Federal Credit Union is open to live, work, worship or go to school in Lee, Clarendon, Sumter, Florence or Orangeburg counties or parts of Kershaw, Richland and Lexington counties, South Carolina.
See current membership details

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Reviews (1)

Experience with Safe

Overall my experience with this establishment has been very good. I currenlty have a checking and savings account and have had no problems conducting day to day business. They have several locations within the general area as well as multiple ATM sites. This is convenient and allows flexibility when on the road. Their fees are pretty standard to other institutions that I've been involved with so I'm pleased with the way they do business. I'm very pleased with their web and mobile interfaces-- they are very user friendly. Easy to read and you can easily may inquiries and transfer money between accounts when necessary. It's also possible to fill out loan applications and other forms right from the site. They also have very favorable loan rates from personal loans to long term mortgages etc.

The only thing that needs to be improved would be their in person customer service. Often when they're busy they do not have enough tellers waiting on customers, and at times there are extended wait times. This would be my on suggestion for improvement to the institution. Other than that, this is a fine establishment that I enjoy having a relationship with from day to day.



Health

Health Grade Components

Overall
NCUA #9988
Year Chartered1955
Employees276
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.5%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.03B$980.4MM
LoansQ2 2017vs Q2 2016$648.2MM$576.7MM
DepositsQ2 2017vs Q2 2016$912.0MM$870.0MM
Equity CapitalQ2 2017vs Q2 2016$105.2MM$100.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.7MM$2.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.1MM$1.0MM
Real Estate OwnedQ2 2017vs Q2 2016$259.00K$219.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SAFE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Accumulator Account
0.50%--Roth IRA Accumulator Account
0.50%--CESA Accumulator Account
0.25%--Flexible Savings
0.20%--Regular Shares
0.20%--Holiday Club

SAFE Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-SAFE Insured Money Market Account
OTHER TIERS: 0.20% $2k - $10k | 0.30% $10k - $25k

SAFE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Checking Account

SAFE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-60 Month Investment Certificate
OTHER TIERS: 1.25% $1k - $50k | 1.50% $50k - $100k
1.26%*$100k*-48 Month Investment Certificate
OTHER TIERS: 0.90% $1k - $50k | 1.16% $50k - $100k
1.16%*$100k*-36 Month Investment Certificate
OTHER TIERS: 0.80% $1k - $50k | 1.06% $50k - $100k
1.11%*$100k*-24 Month Easy Street Certificate
OTHER TIERS: 0.75% $1k - $50k | 1.00% $50k - $100k
1.06%*$100k*-30 Month Investment Certificate
OTHER TIERS: 0.70% $1k - $50k | 0.95% $50k - $100k
1.01%*$100k*-24 Month Investment Certificate
OTHER TIERS: 0.65% $1k - $50k | 0.90% $50k - $100k
0.95%*$100k*-18 Month Investment Certificate
OTHER TIERS: 0.60% $1k - $50k | 0.85% $50k - $100k
0.85%*$100k*-12 Month Investment Certificate
OTHER TIERS: 0.50% $1k - $50k | 0.75% $50k - $100k
0.70%*$100k*-6 Month Money Market Certificate
OTHER TIERS: 0.35% $1k - $50k | 0.60% $50k - $100k
0.65%*$100k*-3 Month Money Market Certificate
OTHER TIERS: 0.30% $1k - $50k | 0.55% $50k - $100k
0.50%$100-12 Month Money Circus Certificate (Ages 0-12)
0.50%$500-12 Month Y Account Certificate (Ages 13-17)
0.50%$500-12 Month U29 Account Certificate (Ages 18-29)

SAFE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-60 Month IRA
OTHER TIERS: 1.25% $1k - $50k | 1.50% $50k - $100k
1.26%*$100k*-48 Month IRA
OTHER TIERS: 0.90% $1k - $50k | 1.16% $50k - $100k
1.16%*$100k*-36 Month IRA
OTHER TIERS: 0.80% $1k - $50k | 1.06% $50k - $100k
1.06%*$100k*-30 Month IRA
OTHER TIERS: 0.70% $1k - $50k | 0.95% $50k - $100k
1.01%*$100k*-24 Month IRA
OTHER TIERS: 0.65% $1k - $50k | 0.90% $50k - $100k
0.95%*$100k*-18 Month IRA
OTHER TIERS: 0.60% $1k - $50k | 0.85% $50k - $100k
0.85%*$100k*-12 Month IRA
OTHER TIERS: 0.50% $1k - $50k | 0.75% $50k - $100k
Locations

Availability