Safe Harbor Credit Union


Overview / Commentary
231-843-2323
5511 US 10
Ludington, MI 49431

Safe Harbor Credit Union is headquartered in Ludington and is the 86th largest credit union in the state of Michigan. It is also the 1,366th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 37 employees and 8,885 members at 1 location. Safe Harbor Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Safe Harbor Credit Union is open to individuals who live, work, or worship anywhere in the state of Michigan. Immediate family members of anyone eligible for membership also qualifies for membership.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #61988
Year Chartered1952
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.16%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$176.4MM$154.5MM
LoansQ1 2025vs Q1 2024$143.6MM$131.2MM
DepositsQ1 2025vs Q1 2024$160.1MM$140.5MM
Equity CapitalQ1 2025vs Q1 2024$15.8MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$953K$496K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$694K
Real Estate OwnedQ1 2025vs Q1 2024$60K$0
Rates

Rates for Safe Harbor Credit Union are currently being reviewed.

Locations


Safe Harbor Credit Union Locations
Corporate Office5511 W US Highway 10Ludington, MI 49431-2455

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