Safe Harbor Credit Union

Overview / Commentary
5511 US 10
Ludington, MI 49431

Safe Harbor Credit Union is headquartered in Ludington and is the 104th largest credit union in the state of Michigan. It is also the 1,637th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 32 employees and 7,495 members at 1 location. Safe Harbor Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Safe Harbor Credit Union is open to individuals who live, work, or worship anywhere in the state of Michigan. Immediate family members of anyone eligible for membership also qualifies for membership.
See current membership details


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Health Grade Components

NCUA #61988
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD13.61%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$125.8MM$109.8MM
LoansQ3 2022vs Q3 2021$101.1MM$76.9MM
DepositsQ3 2022vs Q3 2021$114.8MM$99.5MM
Equity CapitalQ3 2022vs Q3 2021$10.6MM$9.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$218.00K$277.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$438.00K$588.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Safe Harbor Credit Union are currently being reviewed.


Safe Harbor Credit Union Locations
Corporate Office5511 W US Highway 10Ludington, MI 49431-2455

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