Featured Savings Rates
Featured Accounts
  2. Safe Harbor Credit Union

Safe Harbor Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Month High Yield CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.80%1-year CD12 Month High Yield CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsRegular Shares
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
View all Safe Harbor Credit Union rates »

Overview / Commentary
www.safeharborcu.org
231-843-2323
1200 E Tinkham Ave
Ludington, MI 49431-2740

Safe Harbor Credit Union is headquartered in Ludington and is the 143rd largest credit union in the state of Michigan. It is also the 2,341st largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 16 employees and 5,146 members at 1 location. Safe Harbor Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone over the age of 55 who received retirement payments and live in Mason County. Membership is also open to employees and members of employer groups located within a 25-mile radius of the credit union's main office.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Safe Harbor Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61988
Year Chartered1952
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD12.54%
Annual Interest Income$431.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$50.8MM$47.7MM
LoansQ1 2017vs Q1 2016$35.0MM$27.7MM
DepositsQ1 2017vs Q1 2016$45.9MM$43.3MM
Equity CapitalQ1 2017vs Q1 2016$4.9MM$4.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$55.00K$79.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$79.00K$56.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Safe Harbor Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Safe Harbor Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Share
0.50%--Roth IRA Share
0.50%--Educational IRA Share
0.10%--Christmas Club
0.05%--Regular Shares

Safe Harbor Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Tiered Money Market Account
OTHER TIERS: 0.15% → $2k - $50k | 0.20% → $50k - $100k

Safe Harbor Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$25k*-60 Month High Yield CD
OTHER TIERS: 1.60% → $1k - $25k
1.51%*$25k*-48 Month High Yield CD
OTHER TIERS: 1.30% → $1k - $25k
1.31%*$25k*-36 Month High Yield CD
OTHER TIERS: 1.10% → $1k - $25k
1.06%*$25k*-24 Month High Yield CD
OTHER TIERS: 0.90% → $1k - $25k
0.80%*$25k*-12 Month High Yield CD
OTHER TIERS: 0.65% → $1k - $25k
0.45%$1k-6 Month High Yield CD
0.24%$100-4 Month Youth High Yield CD 13-15
0.24%$100-4 Month Youth High Yield CD 12/Un
0.24%$100-4 Month Youth High Yield CD 16-18

Safe Harbor Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$25k*-3 Year High Yield IRA
OTHER TIERS: 1.00% → $500 - $25k
1.10%*$25k*-3 Year Roth Conv IRA
OTHER TIERS: 1.00% → $500 - $25k
1.00%$500-3 Year Education IRA
0.85%*$25k*-2 Year High Yield IRA
OTHER TIERS: 0.75% → $500 - $25k
0.85%*$25k*-2 Year High Yield Roth IRA
OTHER TIERS: 0.75% → $500 - $25k
0.75%$500-2 Year Education IRA
0.75%$500-2 Year Roth Cnv IRA
0.55%*$25k*-1 Year High Yield IRA
OTHER TIERS: 0.40% → $500 - $25k
0.40%$500-1 Year Roth IRA High Yield
Locations


Safe Harbor Credit Union Locations
Branch Office1200 E Tinkham AveLudington, MI 49431-2740