Safe Harbor Credit Union

Overview / Commentary
5511 US 10
Ludington, MI 49431

Safe Harbor Credit Union is headquartered in Ludington and is the 110th largest credit union in the state of Michigan. It is also the 1,665th largest credit union in the nation. It was established in 1952 and as of June of 2022, it had grown to 30 employees and 7,198 members at 1 location. Safe Harbor Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Safe Harbor Credit Union is open to individuals who live, work, or worship anywhere in the state of Michigan. Immediate family members of anyone eligible for membership also qualifies for membership.
See current membership details


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Health Grade Components

NCUA #61988
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD11.71%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$122.4MM$102.7MM
LoansQ2 2022vs Q2 2021$94.4MM$73.9MM
DepositsQ2 2022vs Q2 2021$112.0MM$92.8MM
Equity CapitalQ2 2022vs Q2 2021$10.3MM$9.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$210.00K$247.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$922.00K$471.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$142.00K

Rates for Safe Harbor Credit Union are currently being reviewed.


Safe Harbor Credit Union Locations
Corporate Office5511 W US Highway 10Ludington, MI 49431-2455

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