Safe Harbor Credit Union is headquartered in Ludington and is the 111th largest credit union in the state of Michigan. It is also the 1,694th largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 27 employees and 7,034 members at 1 location. Safe Harbor Credit Union has a B+ health rating.
Membership in Safe Harbor Credit Union is open to individuals who live, work, or worship anywhere in the state of Michigan. Immediate family members of anyone eligible for membership also qualifies for membership.
See current membership details
Overall | |
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NCUA # | 61988 |
Year Chartered | 1952 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.43% |
Return on Equity - YTD | 15.8% |
Annual Interest Income | $4.0MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $115.8MM$90.1MM |
Loans | Q4 2021vs Q4 2020 | $84.1MM$68.7MM |
Deposits | Q4 2021vs Q4 2020 | $105.3MM$80.9MM |
Equity Capital | Q4 2021vs Q4 2020 | $10.2MM$8.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $263.00K$270.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.4MM$832.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Safe Harbor Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.30%* | $100k* | - | Tiered Money Market Account | ||
OTHER TIERS: 0.15% → $2k - $20k | 0.20% → $20k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | - | $15k | Kasasa Cash Checking | ||
OTHER TIERS: 0.40% → $15k+ |
Safe Harbor Credit Union Locations | ||
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Corporate Office | 5511 W US Highway 10 | Ludington, MI 49431-2455 |