Saint Lawrence Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stlawrfcu.com

315-393-3530

800 Commerce Park Dr
Ogdensburg, NY 13669

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 52^nd largest credit union in the state of New York. It is also the 1,136^th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 55 employees and 13,058 members at 6 locations. Saint Lawrence Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in St. Lawrence Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida, Oswego, St. Lawrence, or Warren.
See current membership details

Reviews

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9871
Year Chartered	1954
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	9.44%
Annual Interest Income	$12.3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$243.5MM$236MM
Loans	Q4 2024vs Q4 2023	$174.5MM$167.1MM
Deposits	Q4 2024vs Q4 2023	$210.5MM$194.7MM
Equity Capital	Q4 2024vs Q4 2023	$20.1MM$17.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$832K$856K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.8MM$1.9MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Saint Lawrence Federal Credit Union are currently being reviewed.

Locations

Saint Lawrence Federal Credit Union Locations
Branch Office	33 Court St	Canton, NY 13617
Branch Office	800 Commerce Park Dr	Ogdensburg, NY 13669-2208
Branch Office	333 State St	Ogdensburg, NY 13669-1405
Branch Office	6585 State Highway 56	Potsdam, NY 13676
Branch Office	81 State St	Heuvelton, NY 13654
Branch Office	111 Church St	Hermon, NY 13652

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