Saint Lawrence Federal Credit Union

Overview / Commentary
800 Commerce Park Dr
Ogdensburg, NY 13669-2208

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 55th largest credit union in the state of New York. It is also the 1,221st largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 48 employees and 11,321 members at 4 locations. Saint Lawrence Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school in St. Lawrence County.
See current membership details


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Health Grade Components

NCUA #9871
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.97%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$199.4MM$171.9MM
LoansQ1 2021vs Q1 2020$129.4MM$128.4MM
DepositsQ1 2021vs Q1 2020$174.3MM$145.4MM
Equity CapitalQ1 2021vs Q1 2020$16.7MM$16.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$735.00K$592.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$734.00K$833.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saint Lawrence Federal Credit Union Savings Account Rates

2.02%*-$5kJunior Shares
OTHER TIERS: 0.25% $5k+
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.30% $50k+
0.45%--IRA Share
0.10%--Primary Shares
0.10%--Secondary Shares
0.10%--Christmas Club
0.10%--Vacation Club

Saint Lawrence Federal Credit Union Money Market Rates

0.70%*$200k*-Money Market
OTHER TIERS: 0.10% Up to $5k | 0.30% $5k - $25k | 0.42% $25k - $75k | 0.60% $75k - $200k

Saint Lawrence Federal Credit Union Checking Account Rates

1.00%*-$25kKasasa Cash
OTHER TIERS: 0.30% $25k+
0.90%$100k-Broker Buster Sharedraft

Saint Lawrence Federal Credit Union CD Rates

1.51%*$200k*-60 Month CD
OTHER TIERS: 1.21% Up to $25k | 1.31% $25k - $75k | 1.41% $75k - $200k
1.31%*$200k*-48 Month CD
OTHER TIERS: 1.00% Up to $25k | 1.11% $25k - $75k | 1.21% $75k - $200k
1.21%*$200k*-36 Month CD
OTHER TIERS: 0.90% Up to $25k | 1.00% $25k - $75k | 1.11% $75k - $200k
0.70%*$200k*-24 Month CD
OTHER TIERS: 0.45% Up to $25k | 0.50% $25k - $75k | 0.60% $75k - $200k
0.60%*$200k*-12 Month CD
OTHER TIERS: 0.35% Up to $25k | 0.40% $25k - $75k | 0.50% $75k - $200k
0.50%*$200k*-6 Month CD
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $75k | 0.40% $75k - $200k

Saint Lawrence Federal Credit Union IRA Rates

1.16%--24 Month IRA
0.91%--12 Month IRA

Saint Lawrence Federal Credit Union Locations
Branch Office33 Court StCanton, NY 13617
Branch Office800 Commerce Park DrOgdensburg, NY 13669-2208
Branch Office333 State StOgdensburg, NY 13669-1405
Branch Office6585 State Highway 56Potsdam, NY 13676

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