Saint Lawrence Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	Reward Checking	Kasasa Cash 1.85% - National Average
1.00%	Reward Savings	Kasasa Saver 0.81% - National Average
2.22%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD

View all Saint Lawrence Federal Credit Union rates »

Overview / Commentary

www.stlawrfcu.com

315-393-3530

800 Commerce Park Dr
Ogdensburg, NY 13669-2208

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 61^st largest credit union in the state of New York. It is also the 1,237^th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 42 employees and 9,670 members at 4 locations. Saint Lawrence Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school in St. Lawrence County.
See current membership details

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	9871
Year Chartered	1954
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	7.92%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$151.4MM$130.5MM
Loans	Q2 2017vs Q2 2016	$100.8MM$87.3MM
Deposits	Q2 2017vs Q2 2016	$123.8MM$111.2MM
Equity Capital	Q2 2017vs Q2 2016	$14.3MM$12.9MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$317.00K$336.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$720.00K$517.00K
Real Estate Owned	Q2 2017vs Q2 2016	$30.00K$15.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saint Lawrence Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.30% → $50k+
0.45%	-	-	IRA Share
0.20%	-	-	Primary Shares
0.20%	-	-	Youth Shares
0.20%	-	-	Secondary Shares
0.20%	-	-	Christmas Club
0.20%	-	-	Vacation Club

Saint Lawrence Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.70%^*	$200k^*	-	Money Market
OTHER TIERS: 0.20% → Up to $5k \| 0.30% → $5k - $25k \| 0.42% → $25k - $75k \| 0.60% → $75k - $200k

Saint Lawrence Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.30% → $25k+
0.90%	$100k	-	Broker Buster Sharedraft

Saint Lawrence Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.22%^*	$200k^*	-	60 Month CD
OTHER TIERS: 1.92% → Up to $25k \| 2.02% → $25k - $75k \| 2.12% → $75k - $200k
2.02%^*	$200k^*	-	48 Month CD
OTHER TIERS: 1.71% → Up to $25k \| 1.82% → $25k - $75k \| 1.92% → $75k - $200k
1.87%^*	$200k^*	-	36 Month CD
OTHER TIERS: 1.56% → Up to $25k \| 1.66% → $25k - $75k \| 1.76% → $75k - $200k
1.26%	$25k	-	19 Month CD Special
1.01%^*	$200k^*	-	24 Month CD
OTHER TIERS: 0.75% → Up to $25k \| 0.80% → $25k - $75k \| 0.90% → $75k - $200k
0.80%^*	$200k^*	-	12 Month CD
OTHER TIERS: 0.55% → Up to $25k \| 0.60% → $25k - $75k \| 0.70% → $75k - $200k
0.70%^*	$200k^*	-	6 Month CD
OTHER TIERS: 0.45% → Up to $25k \| 0.50% → $25k - $75k \| 0.60% → $75k - $200k

Saint Lawrence Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.16%	-	-	24 Month IRA
0.91%	-	-	12 Month IRA

Locations

Saint Lawrence Federal Credit Union Locations
Branch Office	33 Court St	Canton, NY 13617
Branch Office	800 Commerce Park Dr	Ogdensburg, NY 13669-2208
Branch Office	333 State St	Ogdensburg, NY 13669-1405
Branch Office	6585 State Highway 56	Potsdam, NY 13676