Saint Lawrence Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stlawrfcu.com

315-393-3530

800 Commerce Park Dr
Ogdensburg, NY 13669

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 53^rd largest credit union in the state of New York. It is also the 1,164^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 55 employees and 13,118 members at 6 locations. Saint Lawrence Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in St. Lawrence Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida, Oswego, St. Lawrence, or Warren.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9871
Year Chartered	1954
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	11.4%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$240.7MM$244.6MM
Loans	Q1 2025vs Q1 2024	$171.4MM$176.4MM
Deposits	Q1 2025vs Q1 2024	$209.1MM$208.3MM
Equity Capital	Q1 2025vs Q1 2024	$21.7MM$17.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$845K$914K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.9MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Saint Lawrence Federal Credit Union are currently being reviewed.

Locations

Saint Lawrence Federal Credit Union Locations
Branch Office	33 Court St	Canton, NY 13617
Branch Office	800 Commerce Park Dr	Ogdensburg, NY 13669-2208
Branch Office	333 State St	Ogdensburg, NY 13669-1405
Branch Office	6585 State Highway 56	Potsdam, NY 13676
Branch Office	81 State St	Heuvelton, NY 13654
Branch Office	111 Church St	Hermon, NY 13652

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