Saint Lawrence Federal Credit Union

Overview / Commentary
800 Commerce Park Dr
Ogdensburg, NY 13669

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 52nd largest credit union in the state of New York. It is also the 1,151st largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 52 employees and 12,677 members at 6 locations. Saint Lawrence Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in St. Lawrence Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida, Oswego, St. Lawrence, or Warren.
See current membership details


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Health Grade Components

NCUA #9871
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD12.12%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$236MM$224.1MM
LoansQ4 2023vs Q4 2022$167.1MM$150.3MM
DepositsQ4 2023vs Q4 2022$194.7MM$205MM
Equity CapitalQ4 2023vs Q4 2022$17.3MM$14.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$856K$639K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.9MM$1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Saint Lawrence Federal Credit Union are currently being reviewed.


Saint Lawrence Federal Credit Union Locations
Branch Office33 Court StCanton, NY 13617
Branch Office800 Commerce Park DrOgdensburg, NY 13669-2208
Branch Office333 State StOgdensburg, NY 13669-1405
Branch Office6585 State Highway 56Potsdam, NY 13676
Branch Office81 State StHeuvelton, NY 13654
Branch Office111 Church StHermon, NY 13652

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