Saint Lawrence Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.02%	Reward Checking	2.06% - National Average
1.00%	Reward Savings	0.93% - National Average
2.22%	5-year CD	3.10% - Synchrony Bank 60 Month CD

View all Saint Lawrence Federal Credit Union rates »

Overview / Commentary

www.stlawrfcu.com

315-393-3530

800 Commerce Park Dr
Ogdensburg, NY 13669-2208

Saint Lawrence Federal Credit Union is headquartered in Ogdensburg and is the 59^th largest credit union in the state of New York. It is also the 1,195^th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 44 employees and 10,109 members at 4 locations. Saint Lawrence Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school in St. Lawrence County.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9871
Year Chartered	1954
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	6.42%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$164.7MM$151.4MM
Loans	Q2 2018vs Q2 2017	$115.3MM$100.8MM
Deposits	Q2 2018vs Q2 2017	$132.5MM$123.8MM
Equity Capital	Q2 2018vs Q2 2017	$14.3MM$14.3MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$279.00K$317.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$520.00K$720.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$30.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Saint Lawrence Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saint Lawrence Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.30% → $50k+
0.45%	-	-	IRA Share
0.20%	-	-	Primary Shares
0.20%	-	-	Youth Shares
0.20%	-	-	Secondary Shares
0.20%	-	-	Christmas Club
0.20%	-	-	Vacation Club

Saint Lawrence Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.70%^*	$200k^*	-	Money Market
OTHER TIERS: 0.20% → Up to $5k \| 0.30% → $5k - $25k \| 0.42% → $25k - $75k \| 0.60% → $75k - $200k

Saint Lawrence Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.30% → $25k+
0.90%	$100k	-	Broker Buster Sharedraft

Saint Lawrence Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.22%^*	$200k^*	-	60 Month CD
OTHER TIERS: 1.92% → Up to $25k \| 2.02% → $25k - $75k \| 2.12% → $75k - $200k
2.02%^*	$200k^*	-	48 Month CD
OTHER TIERS: 1.71% → Up to $25k \| 1.82% → $25k - $75k \| 1.92% → $75k - $200k
1.87%^*	$200k^*	-	36 Month CD
OTHER TIERS: 1.56% → Up to $25k \| 1.66% → $25k - $75k \| 1.76% → $75k - $200k
1.01%^*	$200k^*	-	24 Month CD
OTHER TIERS: 0.75% → Up to $25k \| 0.80% → $25k - $75k \| 0.90% → $75k - $200k
0.80%^*	$200k^*	-	12 Month CD
OTHER TIERS: 0.55% → Up to $25k \| 0.60% → $25k - $75k \| 0.70% → $75k - $200k
0.70%^*	$200k^*	-	6 Month CD
OTHER TIERS: 0.45% → Up to $25k \| 0.50% → $25k - $75k \| 0.60% → $75k - $200k

Saint Lawrence Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.16%	-	-	24 Month IRA
0.91%	-	-	12 Month IRA

Locations

Saint Lawrence Federal Credit Union Locations
Branch Office	33 Court St	Canton, NY 13617
Branch Office	800 Commerce Park Dr	Ogdensburg, NY 13669-2208
Branch Office	333 State St	Ogdensburg, NY 13669-1405
Branch Office	6585 State Highway 56	Potsdam, NY 13676

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.