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Overview / Commentary
618-548-1009
Salem Community High School 1200 N Broadway Ave
Salem, IL 62881

Salem School System Credit Union is headquartered in Salem and is the 213th largest credit union in the state of Illinois. It is also the 5,178th largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 1 employees and 428 members at 1 location. Salem School System Credit Union's savings rates are 54% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Salem School System Credit Union is open to employees of the C-1 Raccoon, C-2 Kell, CC-7 Iuka, CC-10 Selmaville, 100 Patoka, 111 Salem Elementary, 133 Central City, 401 South Central, 501 Sandoval, 600 Salem High, or 722 Odin school districts in Marion County, Illinois.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Salem School System Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #65346
Year Chartered1956
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD0.76%
Annual Interest Income$77.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.1MM$2.2MM
LoansQ4 2017vs Q4 2016$1.3MM$1.3MM
DepositsQ4 2017vs Q4 2016$1.6MM$1.7MM
Equity CapitalQ4 2017vs Q4 2016$526.00K$521.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$13.00K$13.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1,000$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Salem School System Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$20k*-Common Shares
OTHER TIERS: 0.10% Up to $500 | 0.50% $500 - $5k | 0.60% $5k - $10k | 0.70% $10k - $20k
Locations


Salem School System Credit Union Locations
Branch OfficeSalem Community High School 1200 N Broadway AveSalem, IL 62881-4204

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