Overview / Commentary
8455 Keystone Crossing Drive
Indianapolis, IN 46240

Salin Bank and Trust Company is headquartered in Indianapolis and is the 17th largest bank in the state of Indiana. It is also the 839th largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 165 employees at 20 locations. Salin Bank and Trust Company's money market rates are 4X the national average, and it boasts an A+ health rating.

Reviews (4)

Great Customer Service

Posted by: Anonymous | Dec 9, 2010

Every time I enter a Salin Bank location I am greeted not only as a customer, but as a friend. The employees take great care of my financial needs and are quick to resolve any problems that I may have. Their product line is very competitive and continue to upgrade their technology. Salin Bank is a company that embraces the community bank philosophy and I'm proud to call Salin Bank my bank.


Because of the high turn-over in the top tiers of the management of this bank, I had difficulty in closing out a loan.

Poor Customer Service

Posted by: Anonymous | Jun 9, 2012

I have been very disappointed with it's customer service, and I will never bank with them again.


Posted by: Anonymous | Aug 17, 2011

This bank is a total joke. I put my money in their ATM on a Friday, and couldn't get any of it out until Tuesday afternoon. If you don't have a lot of money like me, DON'T BANK here. The customer service is terrible, they tell you one thing then call you and say "oh sorry we can't do that." They are ridiculous, and the workers are unprofessional. They say "we will call you right back," and 3 hours later you will have to call them, and I will let it be known also that they 3rd party out some of there ATMs. Are you sure you want a 3rd party seeing you deposits, and also if you get fed up wit them there is a $25 FEEE for closing your account. Anything to suck you out of your money. PLEASE DON'T BANK here, ...............................!!!!!!!


Health Grade Components

FDIC Certificate #9092
Year Established1902
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.11%
Annual Interest Income$36.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$924.3MM$868.4MM
LoansQ4 2018vs Q4 2017$593.7MM$612.6MM
DepositsQ4 2018vs Q4 2017$754.3MM$673.4MM
Equity CapitalQ4 2018vs Q4 2017$94.5MM$92.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.4MM$7.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.6MM$5.7MM
Real Estate OwnedQ4 2018vs Q4 2017$679.00K$1.3MM
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Always verify rates and promotions with the bank or credit union. We are not Salin Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Salin Bank and Trust Company Savings Account Rates

0.35%*$100k*-Premier Personal Savings
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k | 0.20% $50k - $100k
0.35%*$100k*-Premier Business Savings
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k | 0.20% $50k - $100k
0.17%*$25k*-Statement Savings
OTHER TIERS: 0.10% Up to $300 | 0.12% $300 - $5k | 0.14% $5k - $25k
0.17%*$5k*-Health Savings Account
OTHER TIERS: 0.12% $1 - $5k
0.17%*$25k*-Statement Business Savings
OTHER TIERS: 0.10% Up to $300 | 0.12% $300 - $5k | 0.14% $5k - $25k
0.11%*$100k*-IRA Savings Account
OTHER TIERS: 0.01% $1 - $25k | 0.05% $25k - $50k | 0.07% $50k - $100k

Salin Bank and Trust Company Money Market Rates

1.85%*$500k*-Money Market Special
OTHER TIERS: 0.47% Up to $10k | 0.52% $10k - $50k | 0.60% $50k - $100k | 1.10% $100k - $500k
1.50%*$500k*-Money Market
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k | 0.25% $50k - $100k | 0.75% $100k - $500k

Salin Bank and Trust Company Checking Account Rates

0.10%*$1.5k*-Salin High Interest Checking
OTHER TIERS: 0.03% Up to $1.5k
0.03%--Salin 50+ Interest Checking
0.03%--Salin e-Interest Checking
0.03%--Salin Business Interest Checking

Salin Bank and Trust Company CD Rates

2.85%$1.5k-49 Month CD Special
2.85%$1.5k-Business 49 Month CD Special
2.75%$1.5k-37 Month CD Special
2.75%$1.5k-Business 37 Month CD Special
2.50%$1.5k-13 Month CD Special
2.50%$1.5k-Business 13 Month CD Special
1.20%$1.5k-60 Month CD
1.20%$1.5k-Business 60 Month CD
1.00%$1.5k-48 Month CD
1.00%$1.5k-Business 48 Month CD
0.75%$1.5k-36 Month CD
0.75%$1.5k-Business 36 Month CD
0.55%$1.5k-30 Month CD
0.55%$1.5k-Business 30 Month CD
0.50%$1.5k-24 Month CD
0.50%$1.5k-Business 24 Month CD
0.45%$1.5k-18 Month CD
0.45%$1.5k-Business 18 Month CD
0.35%$1.5k-12 Month CD
0.35%$1.5k-Business 12 Month CD
0.25%$1.5k-6 Month CD
0.25%$1.5k-Business 6 Month CD
0.20%$1.5k-3 Month CD
0.20%$1.5k-Business 3 Month CD

Salin Bank and Trust Company IRA Rates

1.20%$1.5k-60 Month Fixed IRA
1.20%$1.5k-60 Month Fixed ROTH IRA
1.20%$500-60 Month Fixed Education IRA
1.00%$1.5k-48 Month Fixed IRA
0.75%$1.5k-36 Month Fixed IRA
0.75%$1.5k-36 Month Fixed ROTH IRA
0.35%$1.5k-12 Month Fixed IRA
0.35%$1.5k-12 Month Fixed ROTH IRA
0.35%$500-12 Month Fixed Education IRA


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