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Overview / Commentary
8455 Keystone Crossing Drive
Indianapolis, IN 46240

Salin Bank and Trust Company is headquartered in Indianapolis and is the 18th largest bank in the state of Indiana. It is also the 881st largest bank in the nation. It was established in 1902 and as of December of 2017, it had grown to 174 employees at 20 locations. Salin Bank and Trust Company's money market rates are 3X the national average, and it has a B+ health rating.

Reviews (4)

Great Customer Service

Posted by: Anonymous | Dec 9, 2010

Every time I enter a Salin Bank location I am greeted not only as a customer, but as a friend. The employees take great care of my financial needs and are quick to resolve any problems that I may have. Their product line is very competitive and continue to upgrade their technology. Salin Bank is a company that embraces the community bank philosophy and I'm proud to call Salin Bank my bank.


Because of the high turn-over in the top tiers of the management of this bank, I had difficulty in closing out a loan.

Poor Customer Service

Posted by: Anonymous | Jun 9, 2012

I have been very disappointed with it's customer service, and I will never bank with them again.


Posted by: Anonymous | Aug 17, 2011

This bank is a total joke. I put my money in their ATM on a Friday, and couldn't get any of it out until Tuesday afternoon. If you don't have a lot of money like me, DON'T BANK here. The customer service is terrible, they tell you one thing then call you and say "oh sorry we can't do that." They are ridiculous, and the workers are unprofessional. They say "we will call you right back," and 3 hours later you will have to call them, and I will let it be known also that they 3rd party out some of there ATMs. Are you sure you want a 3rd party seeing you deposits, and also if you get fed up wit them there is a $25 FEEE for closing your account. Anything to suck you out of your money. PLEASE DON'T BANK here, ...............................!!!!!!!


Health Grade Components

FDIC Certificate #9092
Year Established1902
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.85%
Annual Interest Income$31.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$869.7MM$865.8MM
LoansQ4 2017vs Q4 2016$613.8MM$587.3MM
DepositsQ4 2017vs Q4 2016$673.4MM$691.7MM
Equity CapitalQ4 2017vs Q4 2016$93.9MM$91.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$6.3MM$9.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.7MM$2.5MM
Real Estate OwnedQ4 2017vs Q4 2016$1.3MM$3.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Salin Bank and Trust Company Savings Account Rates

0.25%*$100k*-Premier Personal Savings
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k | 0.20% $50k - $100k
0.22%*$250k*-Salin Loyalty Savings Account
OTHER TIERS: 0.02% Up to $10k | 0.06% $10k - $25k | 0.10% $25k - $50k | 0.14% $50k - $100k | 0.18% $100k - $250k
0.17%*$25k*-Statement Savings
OTHER TIERS: 0.10% Up to $300 | 0.12% $300 - $5k | 0.14% $5k - $25k
0.17%*$5k*-Health Savings Account
OTHER TIERS: 0.12% Up to $5k
0.11%*$100k*-IRA Savings Account
OTHER TIERS: 0.01% Up to $25k | 0.05% $25k - $50k | 0.07% $50k - $100k

Salin Bank and Trust Company Money Market Rates

1.35%*$500k*$1mMoney Market Special
OTHER TIERS: 0.47% Up to $10k | 0.52% $10k - $50k | 0.60% $50k+ | 0.85% $100k - $500k
1.00%*$500k*$1mMoney Market
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k | 0.25% $50k+ | 0.50% $100k - $500k

Salin Bank and Trust Company Checking Account Rates

2.02%*-$30kSalin Loyalty Interest Checking Account
OTHER TIERS: 0.03% $30k+
0.10%*$1,500*-Salin Interest Checking
OTHER TIERS: 0.03% Up to $1,500
0.03%--50+ Free Interest Checking
0.03%--Salin E- Checking
0.03%--Salin Business Interest Checking

Salin Bank and Trust Company CD Rates

2.25%$1,500-49 Month CD Special
1.75%$1,500-25 Month CD Special
1.35%$1,500-13 Month CD Special
1.20%$1,500-60 Month CD
1.00%$1,500-48 Month CD
0.80%$1,500-36 Month CD
0.70%$1,500-30 Month CD
0.60%$1,500-24 Month CD
0.50%$1,500-18 Month CD
0.40%$1,500-12 Month CD
0.20%$1,500-6 Month CD
0.10%$1,500-3 Month CD

Salin Bank and Trust Company IRA Rates

0.80%$1,500-60 Month Fixed IRA
0.80%$1,500-60 Month Fixed ROTH IRA
0.80%$500-60 Month Fixed Education IRA
0.60%$1,500-48 Month Fixed IRA
0.45%$1,500-36 Month Fixed IRA
0.45%$1,500-36 Month Fixed ROTH IRA
0.22%$1,500-12 Month Fixed IRA
0.22%$1,500-12 Month Fixed ROTH IRA
0.22%$500-12 Month Fixed Education IRA