San Francisco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | |
| 1.10% | 1-year CD | |
| 0.12% | Savings | 2.20% - Barclays Online Savings Account |
San Francisco Federal Credit Union is headquartered in San Francisco and is the 47th largest credit union in the state of California. It is also the 289th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 110 employees and 45,049 members at 6 locations. San Francisco Federal Credit Union's CD rates are 22% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in San Francisco Federal Credit Union is open to those who live, work, attend school or worship in San Francisco or San Mateo Counties in California. Membership is also open to employees of the City or County of San Francisco.
See current membership details
Related Posts
9/16 - San Francisco Based Credit Union Expands It's Membership Charter
Disgusting Tactics To Make Money
They do not care about poor people. I deposited my check last week and was told that I only had access to $200 of the $1,200 until 4 days then I'd have access to all of it. Normally I have direct deposit but my employer messed up payroll and cut me a check. So I'm using my card and transactions keep going through. I was so happy and thought that the money must have gone through. I look last night and see 6 $25 charges. I call customer service and talk to a very unfriendly woman named Katie who tells me "I'll refund a couple of those." I look online and she refunded $50 worth. Mind you I had no idea what so ever that I'd accrue the fees when I was using my card and transactions kept going through. So I call again. This time I speak with Brandon. I explained what happened and that I do not make a lot of money and that I currently have pneumonia and need the $100 that was taken by SFCU from my account. He was very condescending and told me I was lucky I got $50 back. So here I am coughing and feeling horrible while having to bet for my money. He talks to his manager and says "We'll do you a favor and refund one more of those charges." I hang up and cry hysterically because I live in the bay area, make a out $2,400 a month and I'm having to beg for $100 of my paycheck back. Disgusting.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24542 |
| Year Chartered | 1954 |
| Employees | 110 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.02% |
| Annual Interest Income | $37.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.07B$1.10B |
| Loans | Q4 2018vs Q4 2017 | $773.6MM$721.5MM |
| Deposits | Q4 2018vs Q4 2017 | $948.1MM$977.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $113.9MM$109.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $17.9MM$14.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.3MM$9.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not San Francisco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
San Francisco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75% | - | - | Health Savings Account (HSA) | ||
| 0.25% | $500 | - | IRA Savings | ||
| 0.12%* | $50k* | - | Savings | ||
| OTHER TIERS: 0.05% → $100 - $20k | 0.07% → $20k - $50k | |||||
San Francisco Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $80k* | - | Money Market Yield Account | ||
| OTHER TIERS: 0.10% → $2.5k - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $80k | |||||
San Francisco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $100k* | - | 60 Month Certificate | ||
| OTHER TIERS: 1.80% → $1k - $10k | 1.90% → $10k - $50k | 1.95% → $50k - $100k | |||||
| 1.65%* | $100k* | - | 48 Month Certificate | ||
| OTHER TIERS: 1.45% → $1k - $10k | 1.55% → $10k - $50k | 1.60% → $50k - $100k | |||||
| 1.60%* | $100k* | - | 24 Month Certificate | ||
| OTHER TIERS: 1.40% → $1k - $10k | 1.50% → $10k - $50k | 1.55% → $50k - $100k | |||||
| 1.60%* | $100k* | - | 30 Month Certificate | ||
| OTHER TIERS: 1.40% → $1k - $10k | 1.50% → $10k - $50k | 1.55% → $50k - $100k | |||||
| 1.60%* | $100k* | - | 36 Month Certificate | ||
| OTHER TIERS: 1.40% → $1k - $10k | 1.50% → $10k - $50k | 1.55% → $50k - $100k | |||||
| 1.10%* | $100k* | - | 12 Month Certificate | ||
| OTHER TIERS: 0.90% → $1k - $10k | 1.00% → $10k - $50k | 1.05% → $50k - $100k | |||||
| 1.10%* | $100k* | - | 18 Month Certificate | ||
| OTHER TIERS: 0.90% → $1k - $10k | 1.00% → $10k - $50k | 1.05% → $50k - $100k | |||||
| 0.40%* | $100k* | - | 6 Month Certificate | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k | |||||
| 0.30%* | $100k* | - | 3 Month Certificate | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k | |||||
San Francisco Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 60 Month IRA Certificate | |
| 1.65% | $1k | - | 48 Month IRA Certificate | |
| 1.60% | $1k | - | 24 Month IRA Certificate | |
| 1.60% | $1k | - | 30 Month IRA Certificate | |
| 1.60% | $1k | - | 36 Month IRA Certificate | |
| 1.10% | $1k | - | 12 Month IRA Certificate | |
| 1.10% | $1k | - | 18 Month IRA Certificate |
| San Francisco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 770 Golden Gate Ave | San Francisco, CA 94102-3120 |
| Branch Office | 311 California St | San Francisco, CA 94104 |
| Branch Office | 2645 Ocean Ave Lbby 1 | San Francisco, CA 94132-1623 |
| Branch Office | 4375 Geary Blvd | San Francisco, CA 94118-3003 |
| Branch Office | 1811 El Camino Real | Burlingame, CA 94010 |
| Branch Office | 4800 Mission St | San Francisco, CA 94112-3414 |