San Francisco Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sanfranciscofcu.com

415-775-5377

770 Golden Gate Ave
San Francisco, CA 94102

San Francisco Federal Credit Union is headquartered in San Francisco and is the 50^th largest credit union in the state of California. It is also the 365^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 108 employees and 51,086 members at 8 locations. San Francisco Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in San Francisco Federal Credit Union is open to those who live, work, or worship in the California counties of San Francisco or San Mateo.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24542
Year Chartered	1954
Employees	108
Primary Regulator

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	8.52%
Annual Interest Income	$14.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.33B$1.48B
Loans	Q1 2025vs Q1 2024	$552.6MM$436.1MM
Deposits	Q1 2025vs Q1 2024	$1.12B$1.04B
Equity Capital	Q1 2025vs Q1 2024	$138.7MM$123.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$23MM$23.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$4.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Francisco Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^*	$50k^*	-	Savings
OTHER TIERS: 0.02% → $100 - $50k

San Francisco Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$80k^*	-	Money Market Yield Account
OTHER TIERS: 0.10% → $2.5k - $20k \| 0.15% → $20k - $50k \| 0.35% → $50k - $80k

San Francisco Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$1k	-	60 Month Certificate
3.75%	$1k	-	48 Month Certificate
3.60%	$1k	-	36 Month Certificate
3.50%	$1k	-	30 Month Certificate
1.80%	$1k	-	24 Month Certificate
1.50%	$1k	-	18 Month Certificate
1.00%	$1k	-	12 Month Certificate
0.50%	$1k	-	6 Month Certificate
0.40%	$1k	-	3 Month Certificate

San Francisco Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$1k	-	60 Month IRA Certificate
3.75%	$1k	-	48 Month IRA Certificate
3.60%	$1k	-	36 Month IRA Certificate
3.50%	$1k	-	30 Month IRA Certificate
1.80%	$1k	-	24 Month IRA Certificate
1.50%	$1k	-	18 Month IRA Certificate
1.00%	$1k	-	12 Month IRA Certificate
0.15%	$0	-	IRA Savings

Locations

San Francisco Federal Credit Union Locations
Branch Office	770 Golden Gate Ave	San Francisco, CA 94102-3120
Branch Office	2645 Ocean Ave Lbby 1	San Francisco, CA 94132-1623
Branch Office	4375 Geary Blvd	San Francisco, CA 94118-3003
Branch Office	1811 El Camino Real	Burlingame, CA 94010
Branch Office	4800 Mission St	San Francisco, CA 94112-3414
Branch Office	851 Van Ness Ave	San Francisco, CA 94109
Branch Office	510 Veterans Blvd Ste B	Redwood City, CA 94063
Corporate Office	770 Golden Gate Ave	San Francisco, CA 94102-3120

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