San Francisco Federal Credit Union is headquartered in San Francisco and is the 49th largest credit union in the state of California. It is also the 328th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 63 employees and 49,527 members at 8 locations. San Francisco Federal Credit Union has a B health rating.
Membership in San Francisco Federal Credit Union is open to those who live, work, or worship in the California counties of San Francisco or San Mateo.
See current membership details
They do not care about poor people. I deposited my check last week and was told that I only had access to $200 of the $1,200 until 4 days then I'd have access to all of it. Normally I have direct deposit but my employer messed up payroll and cut me a check. So I'm using my card and transactions keep going through. I was so happy and thought that the money must have gone through. I look last night and see 6 $25 charges. I call customer service and talk to a very unfriendly woman named Katie who tells me "I'll refund a couple of those." I look online and she refunded $50 worth. Mind you I had no idea what so ever that I'd accrue the fees when I was using my card and transactions kept going through. So I call again. This time I speak with Brandon. I explained what happened and that I do not make a lot of money and that I currently have pneumonia and need the $100 that was taken by SFCU from my account. He was very condescending and told me I was lucky I got $50 back. So here I am coughing and feeling horrible while having to bet for my money. He talks to his manager and says "We'll do you a favor and refund one more of those charges." I hang up and cry hysterically because I live in the bay area, make a out $2,400 a month and I'm having to beg for $100 of my paycheck back. Disgusting.
Overall | |
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NCUA # | 24542 |
Year Chartered | 1954 |
Employees | 63 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 2.08% |
Return on Equity - YTD | 28.8% |
Annual Interest Income | $26.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $1.41B$1.32B |
Loans | Q2 2023vs Q2 2022 | $459.6MM$496.8MM |
Deposits | Q2 2023vs Q2 2022 | $1.10B$1.21B |
Equity Capital | Q2 2023vs Q2 2022 | $98.7MM$89.9MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $26.1MM$27.2MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.1MM$2.4MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25% | - | - | Health Savings Account (HSA) | ||
0.15% | $500 | - | IRA Savings | ||
0.03%* | $50k* | - | Savings | ||
OTHER TIERS: 0.02% → $100 - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $50k* | - | Money Market Yield Account | ||
OTHER TIERS: 0.02% → $2.5k - $20k | 0.03% → $20k - $50k |
San Francisco Federal Credit Union Locations | ||
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Branch Office | 770 Golden Gate Ave | San Francisco, CA 94102-3120 |
Branch Office | 2645 Ocean Ave Lbby 1 | San Francisco, CA 94132-1623 |
Branch Office | 4375 Geary Blvd | San Francisco, CA 94118-3003 |
Branch Office | 1811 El Camino Real | Burlingame, CA 94010 |
Branch Office | 4800 Mission St | San Francisco, CA 94112-3414 |
Branch Office | 851 Van Ness Ave | San Francisco, CA 94109 |
Branch Office | 510 Veterans Blvd Ste B | Redwood City, CA 94063 |
Corporate Office | 770 Golden Gate Ave | San Francisco, CA 94102-3120 |