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San Francisco Fire Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.sffirecu.org
415-674-4800
3201 California St
San Francisco, CA 94118

San Francisco Fire Credit Union is headquartered in San Francisco and is the 40th largest credit union in the state of California. It is also the 293rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 167 employees and 80,913 members at 3 locations. San Francisco Fire Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in San Francisco Fire Credit Union is open to those who live, work, or attend school in the California counties of Marin, San Francisco, or San Mateo. Active and retired fire fighters in SMarin, San Francisco, or San Mateo Counties are eligible to join, as are members and employees of Local IAFF1171, Santa Clara Firefighters. Active Members of the California State Firefighters' Association also qualify for membership.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #97069
Year Chartered1959
Employees167
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.44%
Annual Interest Income$15.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.64B$1.74B
LoansQ1 2025vs Q1 2024$1.08B$1.16B
DepositsQ1 2025vs Q1 2024$1.5B$1.43B
Equity CapitalQ1 2025vs Q1 2024$113.5MM$91.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.1MM$8.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9MM$11.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Francisco Fire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Health Savings Account
0.05%$0-Educational Savings
0.05%*$100k*-Tiered Savings Account
OTHER TIERS: 0.02% → $0 - $50k | 0.03% → $50k - $100k
0.05%*$100k*-Business Tiered Savings Account
OTHER TIERS: 0.02% → $0 - $50k | 0.03% → $50k - $100k
0.02%$0-Holiday Savings

San Francisco Fire Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0-Money Market - New Money
2.00%$0-Business Money Market - New Money

San Francisco Fire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$250-5 Month CD Special - New Money
4.00%$250-Business 5 Month CD Special - New Money
3.00%$250-5 Year CD
3.00%$250-Business 5 Year CD
2.75%$250-3 Year CD
2.75%$250-Business 3 Year CD
2.50%$250-2 Year CD
2.50%$250-Business 2 Year CD
2.00%$250-1 Year CD
2.00%$100k-1 Year Jumbo CD
2.00%$250-Business 1 Year CD
2.00%$100k-Business 1 Year Jumbo CD
1.00%$250-6 Month CD
1.00%$100k-6 Month Jumbo CD
1.00%$250-Business 6 Month CD
1.00%$100k-Business 6 Month Jumbo CD
0.50%$250-3 Month CD
0.50%$100k-3 Month Jumbo CD
0.50%$250-Business 3 Month CD
0.50%$100k-Business 3 Month Jumbo CD
0.20%$250-18 Month Bump-Up CD
0.20%$250-Business 18 Month Bump-Up CD

San Francisco Fire Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100-5 Month IRA Special - New Money
3.00%$100-5 Year IRA
2.75%$100-3 Year IRA
2.50%$100-2 Year IRA
2.00%$100-1 Year IRA
0.20%$100-18 Month Bump-Up IRA
0.09%$100-60 Month Variable IRA
0.05%$0-IRA Savings
Locations


San Francisco Fire Credit Union Locations
Branch Office565 Buckingham WaySan Francisco, CA 94132
Branch Office3201 California StSan Francisco, CA 94118-1903
Branch Office3908 24th StSan Francisco, CA 94114-3704

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