San Francisco Fire Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
| 0.30% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.25% | Savings | Tiered Savings Account 1.00% - Ally Bank Online Savings Account |
San Francisco Fire Credit Union is headquartered in San Francisco and is the 36th largest credit union in the state of California. It is also the 217th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 142 employees and 61,335 members at 4 locations. San Francisco Fire Credit Union has a B+ health rating.
Field of Membership Restrictions
San Francisco Fire Credit Union of California is open to the residents, registered students, and the people that maintain employment within these qualified counties: San Francisco, San Mateo, and Martin, the current and/or the retired firefighters within San Francisco City, the employees and/or the members of the Local IAFF1171 (the city firefighters workers union) and the counties of San Francisco, San Mateo, and Martin county, as well as the current members of the California State Firefighters Association. Membership eligibility also extends to include the family members of the current credit union members.
See current membership details
Great CU, All Positive
This credit union is amazing. Great customer service, free ATM fees. Most importantly for me, I am able to access help through online chat or by phone with a real person almost anytime during the day. I have been able to resolve so many issues and get so many questions answered in situations where other banks or credit unions would be closed or unavailable to help me clarify my concerns. Great credit union overall, I highly recommend it.
Incredible Service - But Watch The Insurance
I love this credit union. They rebate ATM fees to pull your money out of your account, no matter where. If you need a notary or signature guarantee, it's included for members. There's a coin counting machine in the lobby, so when you find that jar of change, bring it to the branch, count it up, and just hand the slip to a teller to put it in your account. CU reps are available ridiculous hours (until 9 or 10 pm) to answer questions in live chat.
The only reason why this isn't my primary bank is that they have private (American Share Insurance) instead of the full faith and credit of the US government (NCUA). While the CU seems well managed and has good tools and is growing nicely, I dislike even the remote possibility that a failure could be catastrophic to me if I used the credit union as my main financial institution. I asked the president the question -- it's encouraged on the web site! -- and he said that members get better coverage amounts by going only with private insurance. For this reason, I took off one star on the overall rating. I like the credit union so much, but I can't make them my primary bank until the risk of a failure is "off the table."
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97069 |
| Year Chartered | 1959 |
| Employees | 142 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 5.28% |
| Annual Interest Income | $16.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.17B$1.06B |
| Loans | Q2 2016vs Q2 2015 | $851.8MM$766.8MM |
| Deposits | Q2 2016vs Q2 2015 | $1.07B$963.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $93.8MM$84.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $9.3MM$5.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $6.8MM$2.8MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $54.00K$66.00K |
Always verify rates and promotions with the bank or credit union. We are not San Francisco Fire Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
San Francisco Fire Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11% | - | - | Health Savings Account | ||
| 0.50% | - | - | Holiday Savings | ||
| 0.25% | - | - | Educational Savings | ||
| 0.25% | - | - | IRA Savings | ||
| 0.25%* | $100k* | - | Tiered Savings Account | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | |||||
San Francisco Fire Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $250 | - | 5 Year CD | |
| 1.00% | $250 | - | 3 Year CD | |
| 0.45% | $250 | - | 2 Year CD | |
| 0.35% | $100k | - | 1 Year Jumbo CD | |
| 0.30% | $250 | - | 1 Year CD | |
| 0.30% | $250 | - | 18 Month Bump-Up CD | |
| 0.25% | $100k | - | 6 Month Jumbo CD | |
| 0.20% | $250 | - | 6 Month CD | |
| 0.20% | $100k | - | 3 Month Jumbo CD | |
| 0.15% | $250 | - | 3 Month CD |
San Francisco Fire Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $100 | - | 5 Year IRA | |
| 1.00% | $100 | - | 3 Year IRA | |
| 0.80% | $100 | - | 60 Month Variable IRA | |
| 0.45% | $100 | - | 2 Year IRA | |
| 0.30% | $100 | - | 1 Year IRA | |
| 0.30% | $100 | - | 18 Month Bump-Up IRA |
| San Francisco Fire Credit Union Locations | ||
|---|---|---|
| Branch Office | 565 Buckingham Way | San Francisco, CA 94132 |
| Branch Office | 1220 Linda Mar Blvd | Pacifica, CA 94044 |
| Branch Office | 12 Mint Plz | San Francisco, CA 94103 |
| Branch Office | 3201 California St | San Francisco, CA 94118-1903 |