San Patricio County Teachers Federal Credit Union
Overview / Commentary
San Patricio County Teachers Federal Credit Union is headquartered in Sinton and is the 230th largest credit union in the state of Texas. It is also the 3,009th largest credit union in the nation. It was established in 1957 and as of September of 2022, it had grown to 8 employees and 3,259 members at 2 locations. San Patricio County Teachers Federal Credit Union has a B health rating.
Field of Membership Restrictions
San Patricio County Teachers Federal Credit Union is open to those who live, work, worship, or volunteer in San Patricio County; are employed by San Patricio or Live Oak County School Districts; volunteer in San Patricio or Live Oak County School Districts; or are immediate family of current credit union members.
See current membership details
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Health
B
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. San Patricio County Teachers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11721 |
| Year Chartered | 1957 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 4.79% |
| Annual Interest Income | $642.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $31.2MM$33.1MM |
| Loans | Q3 2022vs Q3 2021 | $18.0MM$19.6MM |
| Deposits | Q3 2022vs Q3 2021 | $27.2MM$29.2MM |
| Equity Capital | Q3 2022vs Q3 2021 | $3.8MM$3.7MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $54.00K$63.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $72.00K$0 |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |