San Patricio County Teachers Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
0.95% APY
5 Year CD
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Overview / Commentary
San Patricio County Teachers Federal Credit Union is headquartered in Sinton and is the 230th largest credit union in the state of Texas. It is also the 2,953rd largest credit union in the nation. It was established in 1957 and as of September of 2020, it had grown to 8 employees and 3,821 members at 2 locations. San Patricio County Teachers Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
San Patricio County Teachers Federal Credit Union is open to those who live, work, worship, or volunteer in San Patricio County; are employed by San Patricio or Live Oak County School Districts; volunteer in San Patricio or Live Oak County School Districts; or are immediate family of current credit union members.
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Health
B+
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. San Patricio County Teachers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11721 |
| Year Chartered | 1957 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 2.98% |
| Annual Interest Income | $790.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $30.9MM$31.1MM |
| Loans | Q3 2020vs Q3 2019 | $20.9MM$22.5MM |
| Deposits | Q3 2020vs Q3 2019 | $27.2MM$27.5MM |
| Equity Capital | Q3 2020vs Q3 2019 | $3.5MM$3.4MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $146.00K$228.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $57.00K$69.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |