Featured Savings Rates
Featured Accounts

Sandia Area Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%4-year CD48 Month Share Certificate
1.50%4-year IRA48 Month IRA Share Certificate (Traditional, Roth, CESA)
0.50%1-year CD12 Month Share Certificate

Overview / Commentary
1-800-228-4031 x 5
8000 Palomas Ave NE
Albuquerque, NM 87109

Sandia Area Federal Credit Union is headquartered in Albuquerque and is the 5th largest credit union in the state of New Mexico. It is also the 445th largest credit union in the nation. It was established in 1956 and as of March of 2016, it had grown to 144 employees and 72,145 members at 7 locations. Sandia Area Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bernalillo County (including Kirtland AFB), the city of Rio Rancho, Cibola County, Torrance County or Valencia County. Membership is also open to those who subscribe to the permaculture ethics, have completed a Permaculture Institute-recognized design course, or are members of an affiliated regional Permaculture Institute.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Great for Everyone

Posted by: Terri | Jan 15, 2015

My banking experience with Sandia Area Federal Credit Union goes way back. My dad is retired from Sandia Labs here in Albuquerque and this bank was made for those employees. Overtime, the decided to let anyone join. I remember being a kid and going to the bank. Even as a child I knew the bank was something special. They never had any lines and the workers were always friendly. When I grew up and needed a bank, I learned that anyone could now join this bank. I joined right away and I am glad I did. The fees are super low compared to many other banks. The service is very good and I have never had a problem with them. I am very proud to be a member of this bank!



Health
A+

Health Grade Components

Overall
NCUA #11316
Year Chartered1956
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.7%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$575.1MM$530.5MM
LoansQ1 2016vs Q1 2015$527.6MM$481.8MM
DepositsQ1 2016vs Q1 2015$497.3MM$466.0MM
Equity CapitalQ1 2016vs Q1 2015$61.7MM$55.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$5.3MM$5.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.9MM$1.3MM
Real Estate OwnedQ1 2016vs Q1 2015$258.00K$183.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Sandia Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sandia Area Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Savings Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k
0.20%*$50k*-IRA Share Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.20%*$50k*-Roth IRA Share Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.20%*$50k*-CESA Share Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k

Sandia Area Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-IRA Asset Builder Money Market Account
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k
0.35%*$100k*-Peak Money Market Account
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k
0.35%*$100k*-Roth IRA Asset Builder Money Market Account
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k
0.35%*$100k*-CESA Asset Builder Money Market Account
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k

Sandia Area Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500- Performance Checking Account

Sandia Area Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-48 Month Share Certificate
1.40%$500-36 Month Share Certificate
0.85%$500-24 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate

Sandia Area Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-48 Month IRA Share Certificate
1.40%$500-36 Month IRA Share Certificate
0.85%$500-24 Month IRA Share Certificate
0.50%$500-12 Month IRA Share Certificate
0.45%$500-6 Month IRA Share Certificate
Locations


Sandia Area Federal Credit Union Locations
Branch Office8000 Palomas Ave NEAlbuquerque, NM 87109
Branch Office1601 Rio Rancho Dr SERio Rancho, NM 87124
Branch Office6410 Coors Blvd NWAlbuquerque, NM 87120
Branch Office1850 Wyoming Blvd SEAlbuquerque, NM 87117
Branch Office8505 Candelaria Rd NEAlbuquerque, NM 87112
Branch Office4001 Office Court Dr Ste 708Santa Fe, NM 87507
Branch Office11301 Montgomery Blvd NEAlbuquerque, NM 87111