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Sandia Area Federal Credit Union

Popular Accounts at this Credit Union

2.15%4-year CD48 Month Share Certificate
2.15%4-year IRA48 Month IRA Share Certificate (Traditional, Roth, CESA)
1.15%1-year CD12 Month Share Certificate

Overview / Commentary
505-292-6343 ext. 5
8000 Palomas Ave NE
Albuquerque, NM 87109

Sandia Area Federal Credit Union is headquartered in Albuquerque and is the 5th largest credit union in the state of New Mexico. It is also the 426th largest credit union in the nation. It was established in 1956 and as of March of 2018, it had grown to 141 employees and 80,946 members at 7 locations. Sandia Area Federal Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bernalillo County (including Kirtland AFB), the city of Rio Rancho, Cibola County, Torrance County or Valencia County. Membership is also open to those who subscribe to the permaculture ethics, have completed a Permaculture Institute-recognized design course, or are members of an affiliated regional Permaculture Institute.
See current membership details

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Reviews (1)

Great for Everyone

Posted by: Terri | Jan 15, 2015

My banking experience with Sandia Area Federal Credit Union goes way back. My dad is retired from Sandia Labs here in Albuquerque and this bank was made for those employees. Overtime, the decided to let anyone join. I remember being a kid and going to the bank. Even as a child I knew the bank was something special. They never had any lines and the workers were always friendly. When I grew up and needed a bank, I learned that anyone could now join this bank. I joined right away and I am glad I did. The fees are super low compared to many other banks. The service is very good and I have never had a problem with them. I am very proud to be a member of this bank!


Health Grade Components

NCUA #11316
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.15%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$680.3MM$641.7MM
LoansQ1 2018vs Q1 2017$621.9MM$568.6MM
DepositsQ1 2018vs Q1 2017$586.1MM$554.2MM
Equity CapitalQ1 2018vs Q1 2017$73.5MM$67.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$5.0MM$5.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.7MM$1.7MM
Real Estate OwnedQ1 2018vs Q1 2017$557.00K$41.00K
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Always verify rates and promotions with the bank or credit union. We are not Sandia Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sandia Area Federal Credit Union Savings Account Rates

0.20%*$50k*-Savings Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k
0.20%*$50k*-IRA Share Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k

Sandia Area Federal Credit Union Money Market Rates

0.35%*$100k*-IRA Money Market Account
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k
0.35%*$100k*- Money Market Account
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k

Sandia Area Federal Credit Union Checking Account Rates

0.05%$500- Performance Checking Account

Sandia Area Federal Credit Union CD Rates

2.15%$500-48 Month Share Certificate
1.95%$500-36 Month Share Certificate
1.90%$500-24 Month Share Certificate
1.15%$500-12 Month Share Certificate
0.75%$500-6 Month Share Certificate

Sandia Area Federal Credit Union IRA Rates

2.15%$500-48 Month IRA Share Certificate
1.95%$500-36 Month IRA Share Certificate
1.90%$500-24 Month IRA Share Certificate
1.15%$500-12 Month IRA Share Certificate
0.75%$500-6 Month IRA Share Certificate

Sandia Area Federal Credit Union Locations
Branch Office8000 Palomas Ave NEAlbuquerque, NM 87109
Branch Office1601 Rio Rancho Dr SERio Rancho, NM 87124
Branch Office6410 Coors Blvd NWAlbuquerque, NM 87120
Branch Office1850 Wyoming Blvd SEAlbuquerque, NM 87117
Branch Office8505 Candelaria Rd NEAlbuquerque, NM 87112
Branch Office4001 Office Court Dr Ste 708Santa Fe, NM 87507
Branch Office11301 Montgomery Blvd NEAlbuquerque, NM 87111

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