Santa Ana Federal Credit Union


Overview / Commentary
800-541-2546
800 W Santa Ana Blvd
Santa Ana, CA 92701

Santa Ana Federal Credit Union is headquartered in Santa Ana and is the 159th largest credit union in the state of California. It is also the 1,822nd largest credit union in the nation. It was established in 1950 and as of December of 2023, it had grown to 13 employees and 5,172 members at 1 location. Santa Ana Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Santa Ana Federal Credit Union is open to those who live, work, worship, or attend school in the city of Santa Ana, California. Employees or members of 28 SEGs, including Orange County Fire Department Firefighter's Benevolent Association, also qualify for membership.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santa Ana Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24520
Year Chartered1950
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD16.33%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$99.9MM$96.7MM
LoansQ4 2023vs Q4 2022$57.8MM$55.7MM
DepositsQ4 2023vs Q4 2022$87.2MM$86.2MM
Equity CapitalQ4 2023vs Q4 2022$11MM$10MM
Loan Loss AllowanceQ4 2023vs Q4 2022$53K$33K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$60K$37K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Santa Ana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Santa Ana Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Regular Shares Savings
0.05%$500-Alternate Shares Savings
0.05%$500-Payroll Shares Savings
0.05%$50-Holiday Club
0.05%$500-Certificate Builder Share
0.05%$500-Regular IRA Shares
0.05%$500-Roth IRA Shares

Santa Ana Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-Money Market Account
OTHER TIERS: 0.40% $2.5k - $25k | 0.60% $25k - $100k

Santa Ana Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Platinum Checking

Santa Ana Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%*$50k*-12 Month CD
OTHER TIERS: 4.49% $1k - $50k
3.56%*$50k*-6 Month CD
OTHER TIERS: 3.45% $1k - $50k
3.30%*$50k*-24 Month CD
OTHER TIERS: 3.20% $1k - $50k
3.09%*$50k*-60 Month CD
OTHER TIERS: 2.99% $1k - $50k
2.60%*$50k*-36 Month CD
OTHER TIERS: 2.50% $1k - $50k
2.02%*$50k*-3 Month CD
OTHER TIERS: 1.92% $1k - $50k

Santa Ana Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$1k*$50k24 Month IRA
OTHER TIERS: 3.20% $50k+
3.30%*$1k*$50k36 Month IRA
OTHER TIERS: 2.50% $50k+
3.14%$1k-12 Month IRA
2.99%*$50k*-60 Month IRA
OTHER TIERS: 2.60% $1k - $50k
2.53%*$50k*-6 Month IRA
OTHER TIERS: 2.43% $1k - $50k
1.02%*$50k*-3 Month IRA
OTHER TIERS: 0.93% $1k - $50k
Locations


Santa Ana Federal Credit Union Locations
Branch Office800 W Santa Ana BlvdSanta Ana, CA 92701

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