Overview / Commentary
3970 La Colina Road, Suite 12
Santa Barbara, CA 93110-1563

Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 110th largest credit union in the state of California. It is also the 952nd largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 21 employees and 10,264 members at 3 locations. Santa Barbara Teachers Federal Credit Union's savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
See current membership details


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Health Grade Components

NCUA #1909
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.01%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$235.0MM$236.3MM
LoansQ4 2018vs Q4 2017$65.0MM$66.0MM
DepositsQ4 2018vs Q4 2017$207.4MM$210.3MM
Equity CapitalQ4 2018vs Q4 2017$26.9MM$25.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$141.00K$128.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.00K$11.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Santa Barbara Teachers Federal Credit Union Savings Account Rates

1.05%*$100k*-Savings Account
OTHER TIERS: 0.45% Up to $501 | 0.55% $501 - $2.5k | 0.65% $2.5k - $15k | 0.75% $15k - $40k | 0.85% $40k - $70k | 0.95% $70k - $100k

Santa Barbara Teachers Federal Credit Union Checking Account Rates

0.45%$300-Checking Account

Santa Barbara Teachers Federal Credit Union IRA Rates

2.53%--12 Month IRA Certificate

Santa Barbara Teachers Federal Credit Union Locations
Branch Office1307B N H StLompoc, CA 93436-3312
Branch Office3970 La Colina RdSanta Barbara, CA 93110-1563
Branch Office1507B S BroadwaySanta Maria, CA 93454-7213

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