Santa Barbara Teachers Federal Credit Union
LOCATIONS
3
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HEALTH RATING
A+
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CURRENT TOP RATE
0.20% APY
12 Month IRA Certificate
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Overview / Commentary
Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 113th largest credit union in the state of California. It is also the 1,004th largest credit union in the nation. It was established in 1937 and as of December of 2020, it had grown to 20 employees and 10,082 members at 3 locations. Santa Barbara Teachers Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
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Health
A+
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1909 |
| Year Chartered | 1937 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.06% |
| Return on Equity - YTD | 0.54% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $262.3MM$238.8MM |
| Loans | Q4 2020vs Q4 2019 | $70.6MM$67.4MM |
| Deposits | Q4 2020vs Q4 2019 | $232.7MM$209.9MM |
| Equity Capital | Q4 2020vs Q4 2019 | $28.7MM$28.1MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $155.00K$134.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $26.00K$15.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |