Santa Barbara Teachers Federal Credit Union
Overview / Commentary
Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 110th largest credit union in the state of California. It is also the 1,056th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 20 employees and 9,348 members at 3 locations. Santa Barbara Teachers Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to all public school district employees in Santa Barbara County, California. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1909 |
| Year Chartered | 1937 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 6.87% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $290.5MM$288.7MM |
| Loans | Q1 2025vs Q1 2024 | $60.9MM$63.7MM |
| Deposits | Q1 2025vs Q1 2024 | $251.3MM$253.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $37.7MM$33.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $141K$118K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |