Santa Barbara Teachers Federal Credit Union
Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 106th largest credit union in the state of California. It is also the 910th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 20 employees and 10,316 members at 3 locations. Santa Barbara Teachers Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1909 |
| Year Chartered | 1937 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 4.57% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $236.7MM$224.8MM |
| Loans | Q1 2017vs Q1 2016 | $68.8MM$60.8MM |
| Deposits | Q1 2017vs Q1 2016 | $212.1MM$201.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $24.1MM$23.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $126.00K$120.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $9.00K$11.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Santa Barbara Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Santa Barbara Teachers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Savings Account | ||
| OTHER TIERS: 0.10% → Up to $2,500 | 0.15% → $2,500 - $15k | 0.20% → $15k - $40k | 0.25% → $40k - $70k | 0.30% → $70k - $100k | |||||
Santa Barbara Teachers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $300 | - | Checking Account |
Santa Barbara Teachers Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 12 Month IRA Certificate |
| Santa Barbara Teachers Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1307B N H St | Lompoc, CA 93436-3312 |
| Branch Office | 3970 La Colina Rd | Santa Barbara, CA 93110-1563 |
| Branch Office | 1507B S Broadway | Santa Maria, CA 93454-7213 |