Santa Barbara Teachers Federal Credit Union
Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 110th largest credit union in the state of California. It is also the 952nd largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 21 employees and 10,264 members at 3 locations. Santa Barbara Teachers Federal Credit Union's savings rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1909 |
| Year Chartered | 1937 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 7.01% |
| Annual Interest Income | $6.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $235.0MM$236.3MM |
| Loans | Q4 2018vs Q4 2017 | $65.0MM$66.0MM |
| Deposits | Q4 2018vs Q4 2017 | $207.4MM$210.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $26.9MM$25.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $141.00K$128.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $4.00K$11.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Santa Barbara Teachers Federal Credit Union Savings Account Rates
Santa Barbara Teachers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $300 | - | Checking Account |
Santa Barbara Teachers Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | - | - | 12 Month IRA Certificate |
| Santa Barbara Teachers Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1307B N H St | Lompoc, CA 93436-3312 |
| Branch Office | 3970 La Colina Rd | Santa Barbara, CA 93110-1563 |
| Branch Office | 1507B S Broadway | Santa Maria, CA 93454-7213 |