Santa Barbara Teachers Federal Credit Union
LOCATIONS
3
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HEALTH RATING
A+
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CURRENT TOP RATE
0.20% APY
12 Month IRA Certificate
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Overview / Commentary
Santa Barbara Teachers Federal Credit Union is headquartered in Santa Barbara and is the 112th largest credit union in the state of California. It is also the 1,006th largest credit union in the nation. It was established in 1937 and as of September of 2021, it had grown to 20 employees and 9,910 members at 3 locations. Santa Barbara Teachers Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)
See current membership details
Health
A+
Data as of Q3 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1909 |
| Year Chartered | 1937 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.15% |
| Return on Equity - YTD | -1.51% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $285.5MM$259.2MM |
| Loans | Q3 2021vs Q3 2020 | $61.0MM$74.1MM |
| Deposits | Q3 2021vs Q3 2020 | $256.1MM$229.5MM |
| Equity Capital | Q3 2021vs Q3 2020 | $28.5MM$28.8MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $155.00K$153.00K |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $24.00K$17.00K |
| Real Estate Owned | Q3 2021vs Q3 2020 | $0$0 |