Santa Cruz Community Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.scccu.org

831-425-7708

324 Front St
Santa Cruz, CA 95060

Santa Cruz Community Credit Union is headquartered in Santa Cruz and is the 124^th largest credit union in the state of California. It is also the 1,318^th largest credit union in the nation. It was established in 1977 and as of March of 2025, it had grown to 51 employees and 14,845 members at 3 locations. Santa Cruz Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership with Santa Cruz Community Credit Union is open to anyone who works or lives in Santa Cruz County or north Monterey County.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	64029
Year Chartered	1977
Employees	51
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.51%
Return on Equity - YTD	-5.17%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$188.1MM$187.6MM
Loans	Q1 2025vs Q1 2024	$142.6MM$149.2MM
Deposits	Q1 2025vs Q1 2024	$162.7MM$159.9MM
Equity Capital	Q1 2025vs Q1 2024	$18.5MM$17.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$640K$430K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Santa Cruz Community Credit Union are currently being reviewed.

Locations

Santa Cruz Community Credit Union Locations
Branch Office	590 Auto Center Dr	Watsonville, CA 95076
Branch Office	2750 41st Ave Suite F	Soquel, CA 95073
Corporate Office	55 River St	Santa Cruz, CA 95060-4568

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.