Santee Cooper Credit Union

Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 26th largest credit union in the state of South Carolina. It is also the 2,085th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 15 employees and 6,960 members at 2 locations. Santee Cooper Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD7.76%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$79.1MM$70.7MM
LoansQ3 2022vs Q3 2021$47.2MM$44.3MM
DepositsQ3 2022vs Q3 2021$69.5MM$61.8MM
Equity CapitalQ3 2022vs Q3 2021$8.9MM$8.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$474.00K$454.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$393.00K$142.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Santee Cooper Credit Union are currently being reviewed.


Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003

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