Santee Cooper Credit Union

Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 27th largest credit union in the state of South Carolina. It is also the 2,176th largest credit union in the nation. It was established in 1953 and as of June of 2021, it had grown to 16 employees and 7,155 members at 2 locations. Santee Cooper Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD7.69%
Annual Interest Income$994.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$69.9MM$63.7MM
LoansQ2 2021vs Q2 2020$44.5MM$43.0MM
DepositsQ2 2021vs Q2 2020$61.0MM$55.7MM
Equity CapitalQ2 2021vs Q2 2020$8.0MM$7.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$466.00K$427.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$63.00K$288.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Santee Cooper Credit Union Savings Account Rates

0.03%$5-Share Savings
0.03%--Christmas Club Account
0.03%--IRA Savings
0.03%--Young Savers

Santee Cooper Credit Union Checking Account Rates

0.02%$2k-Prime Plus Checking
0.01%$500-Prime Checking

Santee Cooper Credit Union CD Rates

0.50%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.35%$500-12 Month CD
0.35%$500-18 Month CD
0.35%$500-24 Month CD
0.18%$500-6 Month CD
0.05%$500-3 Month CD

Santee Cooper Credit Union IRA Rates

0.50%$500-60 Month IRA
0.45%$500-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-12 Month IRA
0.35%$500-18 Month IRA
0.35%$500-24 Month IRA
0.18%$500-6 Month IRA
0.05%$500-3 Month IRA

Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003

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