Santee Cooper Credit Union

Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 28th largest credit union in the state of South Carolina. It is also the 2,177th largest credit union in the nation. It was established in 1953 and as of December of 2020, it had grown to 16 employees and 7,183 members at 2 locations. Santee Cooper Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.33%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$66.2MM$58.3MM
LoansQ4 2020vs Q4 2019$42.7MM$42.4MM
DepositsQ4 2020vs Q4 2019$57.7MM$50.9MM
Equity CapitalQ4 2020vs Q4 2019$7.6MM$7.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$430.00K$433.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$178.00K$271.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Santee Cooper Credit Union Savings Account Rates

0.03%$5-Share Savings
0.03%--Christmas Club Account
0.03%--IRA Savings
0.03%--Young Savers

Santee Cooper Credit Union Checking Account Rates

0.02%$2k-Prime Plus Checking
0.01%$500-Prime Checking

Santee Cooper Credit Union CD Rates

0.50%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.35%$500-12 Month CD
0.35%$500-18 Month CD
0.35%$500-24 Month CD
0.18%$500-6 Month CD
0.05%$500-3 Month CD

Santee Cooper Credit Union IRA Rates

0.50%$500-60 Month IRA
0.45%$500-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-12 Month IRA
0.35%$500-18 Month IRA
0.35%$500-24 Month IRA
0.18%$500-6 Month IRA
0.05%$500-3 Month IRA

Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003

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