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Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 28th largest credit union in the state of South Carolina. It is also the 2,297th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 14 employees and 8,065 members at 2 locations. Santee Cooper Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.
See current membership details

Reviews (1)

Worst Customer Service Ever

Do not trust this bank! They have terrible customer service and are very shady. The VP was suppose to call me back and never did. I have closed all accounts with them and will never use them again!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.71%
Annual Interest Income$852.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$50.6MM$49.2MM
LoansQ2 2016vs Q2 2015$35.1MM$33.2MM
DepositsQ2 2016vs Q2 2015$45.0MM$44.3MM
Equity CapitalQ2 2016vs Q2 2015$4.8MM$4.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$324.00K$352.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$209.00K$177.00K
Real Estate OwnedQ2 2016vs Q2 2015$118.00K$118.00K
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Santee Cooper Credit Union Savings Account Rates

0.07%--IRA Savings
0.07%--Roth IRA Savings
0.05%--Share Savings
0.05%--Christmas Club
0.05%--Young Savers Club

Santee Cooper Credit Union Checking Account Rates

0.05%$2k-Prime Plus Checking
0.02%$500-Prime Checking

Santee Cooper Credit Union CD Rates

0.25%$500-60 Month CD
0.20%$500-48 Month CD
0.15%$500-36 Month CD
0.10%$500-12 Month CD
0.10%$500-18 Month CD
0.10%$500-24 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD

Santee Cooper Credit Union IRA Rates

0.25%$500-60 Month IRA
0.20%$500-48 Month IRA
0.15%$500-36 Month IRA
0.10%$500-12 Month IRA
0.10%$500-18 Month IRA
0.10%$500-24 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA

Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003