Overview / Commentary
Santee Cooper Credit Union is headquartered in Moncks Corner and is the 25th largest credit union in the state of South Carolina. It is also the 2,026th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 20 employees and 6,996 members at 2 locations. Santee Cooper Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Santee Cooper Credit Union is open to those who live, work, or attend school in Horry County or Berkeley County, South Carolina.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60745 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.52% |
| Return on Equity - YTD | 9.59% |
| Annual Interest Income | $1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $81.1MM$81.7MM |
| Loans | Q1 2025vs Q1 2024 | $55.6MM$52.4MM |
| Deposits | Q1 2025vs Q1 2024 | $67.5MM$70.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $12.6MM$11MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $568K$550K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $295K$584K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |