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Overview / Commentary
843-761-4001
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 29th largest credit union in the state of South Carolina. It is also the 2,345th largest credit union in the nation. It was established in 1953 and as of September of 2016, it had grown to 14 employees and 8,057 members at 2 locations. Santee Cooper Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.
See current membership details

Reviews (1)

Worst Customer Service Ever

Do not trust this bank! They have terrible customer service and are very shady. The VP was suppose to call me back and never did. I have closed all accounts with them and will never use them again!



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60745
Year Chartered1953
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.59%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$49.3MM$48.8MM
LoansQ3 2016vs Q3 2015$35.4MM$32.7MM
DepositsQ3 2016vs Q3 2015$44.1MM$43.8MM
Equity CapitalQ3 2016vs Q3 2015$4.9MM$4.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$323.00K$328.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$153.00K$127.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$118.00K
Rates
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Santee Cooper Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%--IRA Savings
0.07%--Roth IRA Savings
0.05%--Share Savings
0.05%--Christmas Club
0.05%--Young Savers Club

Santee Cooper Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Prime Plus Checking
0.02%$500-Prime Checking

Santee Cooper Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-60 Month CD
0.20%$500-48 Month CD
0.15%$500-36 Month CD
0.10%$500-12 Month CD
0.10%$500-18 Month CD
0.10%$500-24 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD

Santee Cooper Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-60 Month IRA
0.20%$500-48 Month IRA
0.15%$500-36 Month IRA
0.10%$500-12 Month IRA
0.10%$500-18 Month IRA
0.10%$500-24 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA
Locations


Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003