Santee Cooper Credit Union

Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 25th largest credit union in the state of South Carolina. It is also the 2,020th largest credit union in the nation. It was established in 1953 and as of March of 2024, it had grown to 14 employees and 6,932 members at 2 locations. Santee Cooper Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Santee Cooper Credit Union is open to those who live, work, or attend school in Horry County or Berkeley County, South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD13.46%
Annual Interest Income$951K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$81.7MM$78.3MM
LoansQ1 2024vs Q1 2023$52.4MM$49.4MM
DepositsQ1 2024vs Q1 2023$70.1MM$67.9MM
Equity CapitalQ1 2024vs Q1 2023$11MM$9.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$550K$510K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$584K$226K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Santee Cooper Credit Union Savings Account Rates

0.10%$5-Share Savings
0.10%$0-Christmas Club Account
0.10%$0-IRA Savings
0.10%$0-Young Savers

Santee Cooper Credit Union Checking Account Rates

0.05%$2k-Prime Plus Checking
0.03%$500-Prime Checking

Santee Cooper Credit Union CD Rates

3.03%$500-18 Month CD
3.03%$500-24 Month CD
2.90%$500-3 Month CD
2.88%$500-60 Month CD
2.83%$500-48 Month CD
2.78%$500-36 Month CD
2.60%$500-6 Month CD
2.10%$500-12 Month CD

Santee Cooper Credit Union IRA Rates

3.03%$500-18 Month IRA
3.03%$500-24 Month IRA
2.90%$500-3 Month IRA
2.88%$500-60 Month IRA
2.83%$500-48 Month IRA
2.78%$500-36 Month IRA
2.60%$500-6 Month IRA
2.10%$500-12 Month IRA

Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003

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