Santee Cooper Credit Union

Overview / Commentary
612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

Santee Cooper Credit Union is headquartered in Moncks Corner and is the 25th largest credit union in the state of South Carolina. It is also the 2,082nd largest credit union in the nation. It was established in 1953 and as of September of 2023, it had grown to 15 employees and 6,940 members at 2 locations. Santee Cooper Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Santee Cooper Credit Union is open to those who live, work, or attend school in Horry County or Berkeley County, South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Santee Cooper Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60745
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD2.06%
Return on Equity - YTD15.34%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$76.4MM$79.1MM
LoansQ3 2023vs Q3 2022$51.2MM$47.2MM
DepositsQ3 2023vs Q3 2022$65.3MM$69.5MM
Equity CapitalQ3 2023vs Q3 2022$10.3MM$8.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$554K$474K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$540K$393K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Santee Cooper Credit Union Savings Account Rates

0.10%$5-Share Savings
0.10%--Christmas Club Account
0.10%--IRA Savings
0.10%--Young Savers

Santee Cooper Credit Union Checking Account Rates

0.05%$2k-Prime Plus Checking
0.03%$500-Prime Checking

Santee Cooper Credit Union CD Rates

3.03%$500-18 Month CD
3.03%$500-24 Month CD
2.90%$500-3 Month CD
2.88%$500-60 Month CD
2.83%$500-48 Month CD
2.78%$500-36 Month CD
2.60%$500-6 Month CD
2.10%$500-12 Month CD

Santee Cooper Credit Union IRA Rates

3.03%$500-18 Month IRA
3.03%$500-24 Month IRA
2.90%$500-3 Month IRA
2.88%$500-60 Month IRA
2.83%$500-48 Month IRA
2.78%$500-36 Month IRA
2.60%$500-6 Month IRA
2.10%$500-12 Month IRA

Santee Cooper Credit Union Locations
Branch Office612 Rembert C Dennis BlvdMoncks Corner, SC 29461
Branch Office1232 Farrow Pkwy Ste AMyrtle Beach, SC 29577-2003

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