Featured Savings Rates
Featured Accounts

Saratoga's Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.20%5-year CD1,800 Day Share Certificate
0.15%1-year CD360 - 719 Day Share Certificate
0.10%SavingsSpecial Savings

Overview / Commentary
518-583-2323
23 Division St
Saratoga Springs, NY 12866

Saratoga's Community Federal Credit Union is headquartered in Saratoga Springs and is the 130th largest credit union in the state of New York. It is also the 2,565th largest credit union in the nation. It was established in 1945 and as of March of 2017, it had grown to 14 employees and 6,196 members at 2 locations. Saratoga's Community Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, or businesses and other legal entities located in Saratoga County, NY.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Saratoga's Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5252
Year Chartered1945
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.76%
Annual Interest Income$374.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$41.0MM$38.3MM
LoansQ1 2017vs Q1 2016$24.8MM$27.8MM
DepositsQ1 2017vs Q1 2016$38.4MM$35.7MM
Equity CapitalQ1 2017vs Q1 2016$2.6MM$2.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$437.00K$390.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$651.00K$455.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Saratoga's Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Saratoga's Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-IRA Share
0.10%--Savings Account
0.10%$50-Sub-Accounts Savings
0.10%$50-Student Account
0.10%$50-Holiday Club
0.10%$50-Vacation Club
0.10%$50-Summer Loan Payment Savings
0.10%$50-Escrow
0.10%$50-Special Savings
0.10%$50-Business Savings
0.10%$50-Business Sub-Accounts

Saratoga's Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Money Market Account
0.10%$2,500-Business Money Market

Saratoga's Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250*$5kHigh Yield Checkinig
OTHER TIERS: 0.25% $5k+
0.25%$250-Interest Checking

Saratoga's Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500$250k1,800 Day Share Certificate
0.20%$500$250kBusiness 1,800 Day Share Certificate
0.15%$500$250k360 - 719 Day Share Certificate
0.15%$500$250k720 - 1,079 Day Share Certificate
0.15%$500$250k1,080 - 1,439 Day Share Certificate
0.15%$500$250k1,440 - 1,799 Day Share Certificate
0.15%$500$250kBusiness 360 - 719 Day Share Certificate
0.15%$500$250kBusiness 720 - 1,079 Day Share Certificate
0.15%$500$250kBusiness 1,080 - 1,439 Day Share Certificate
0.15%$500$250kBusiness 1,440 - 1,799 Day Share Certificate
0.10%$500$250k180 - 359 Day Share Certificate
0.10%$500$250kBusiness 180 - 359 Day Share Certificate
0.05%$500$250k90 - 179 Day Share Certificate
0.05%$500$250kBusiness 90 - 179 Day Share Certificate

Saratoga's Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500$250k1,800 - 2,159 Day IRA
0.20%$500$250k2,160 - 2,519 Day IRA
0.20%$500$250k2,520 Day IRA
0.15%$500$250k360 - 719 Day IRA
0.15%$500$250k720 - 1,079 Day IRA
0.15%$500$250k1,080 - 1,439 Day IRA
0.15%$500$250k1,440 - 1,799 Day IRA
0.10%$500$250k180 - 359 Day IRA
0.05%$500$250k30 - 59 Day IRA
0.05%$500$250k60 - 89 Day IRA
0.05%$500$250k120 - 179 Day IRA
0.05%$500$250k90 - 119 Day IRA
Locations


Saratoga's Community Federal Credit Union Locations
Branch Office23 Division StSaratoga Springs, NY 12866-2113
Administrative Office433 Broadway Ste 204Saratoga Springs, NY 12866-2367