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Overview / Commentary
1214 W Broad St
Bethlehem, PA 18018

Sarco Federal Credit Union is headquartered in bethlehem and is the 273rd largest credit union in the state of Pennsylvania. It is also the 4,451st largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 1 employees and 678 members at 1 location. Sarco Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Bethlehem, Pennsylvania.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sarco Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #1669
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD2.77%
Annual Interest Income$241.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$7.1MM$7.1MM
LoansQ4 2017vs Q4 2016$4.9MM$4.5MM
DepositsQ4 2017vs Q4 2016$5.5MM$5.6MM
Equity CapitalQ4 2017vs Q4 2016$1.6MM$1.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$26.00K$27.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$364.00K$226.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sarco Federal Credit Union Savings Account Rates

0.45%*$2k*-Share Account
OTHER TIERS: 0.20% $50 - $2k

Sarco Federal Credit Union Checking Account Rates

0.15%$500-Share Draft

Sarco Federal Credit Union CD Rates

0.60%$5k-1 Year CD
0.50%$5k-6 Month CD

Sarco Federal Credit Union Locations
Branch Office1214 w broad stbethlehem, PA 18018-4952