Sauk Valley Bank & Trust Company


Overview / Commentary
866-626-5996
201 West 3rd Street
Sterling, IL 61081

Sauk Valley Bank & Trust Company is headquartered in STERLING and is the 78th largest bank in the state of Illinois. It is also the 1,448th largest bank in the nation. It was established in 1999 and as of March of 2023, it had grown to 115 employees at 10 locations. Sauk Valley Bank & Trust Company's money market rates are 4X the national average, and it has a B health rating.

Reviews (1)

Perfect Bank For Receiving A Loan

Posted by: |

I needed a quick loan for my car and this bank was quick to give it to me. Low interest and fair service. Great bank!!



Health

Health Grade Components

Overall
FDIC Certificate #35131
Year Established1999
Employees115
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD7.78%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$622.8MM$590.9MM
LoansQ1 2023vs Q1 2022$389.2MM$351.3MM
DepositsQ1 2023vs Q1 2022$523.8MM$522.0MM
Equity CapitalQ1 2023vs Q1 2022$42.3MM$45.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.0MM$5.4MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$4.2MM$667.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$80.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sauk Valley Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sauk Valley Bank & Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$125k*-Preferred Savings
OTHER TIERS: 0.25% $2.5k - $25k | 0.45% $25k - $75k | 0.75% $75k - $125k
0.35%*$10k*-Health Savings Account
OTHER TIERS: 0.05% $1k - $5k | 0.20% $5k - $10k
0.10%--Personal Savings
0.05%$5-Children Savings
0.05%$5-Holiday Savings

Sauk Valley Bank & Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$250k*-Money Market Account
OTHER TIERS: 0.25% $1k - $10k | 0.75% $10k - $100k | 1.00% $100k - $250k

Sauk Valley Bank & Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Platinum Checking Account
OTHER TIERS: 0.25% $10k - $50k | 0.55% $50k - $100k
0.10%*$5k*-Now Checking Account
OTHER TIERS: 0.05% $1k - $5k

Sauk Valley Bank & Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$5k*-60+ Month CD
OTHER TIERS: 1.25% $1k - $5k
1.40%*$5k*-24-29 Month CD
OTHER TIERS: 1.25% $1k - $5k
1.35%*$5k*-48-59 Month CD
OTHER TIERS: 1.20% $1k - $5k
1.35%*$5k*-18-23 Month CD
OTHER TIERS: 1.20% $1k - $5k
1.30%*$5k*-36-47 Month CD
OTHER TIERS: 1.15% $1k - $5k
1.25%*$5k*-30-35 Month CD
OTHER TIERS: 1.10% $1k - $5k
1.25%*$5k*-12-17 Month CD
OTHER TIERS: 1.10% $1k - $5k
1.25%*$5k*-12 Month Buildable CD
OTHER TIERS: 0.90% $1k - $5k
0.85%*$5k*-6-11 Month CD
OTHER TIERS: 0.80% $1k - $5k
0.55%*$5k*-14 Day-5 Month CD
OTHER TIERS: 0.45% $1k - $5k

Sauk Valley Bank & Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$5k*-24-29 Month IRA
OTHER TIERS: 1.25% $1k - $5k
1.40%*$5k*-60+ Month IRA
OTHER TIERS: 1.25% $1k - $5k
1.35%*$5k*-18-23 Month IRA
OTHER TIERS: 1.20% $1k - $5k
1.35%*$5k*-48-59 Month IRA
OTHER TIERS: 1.20% $1k - $5k
1.30%*$5k*-36-47 Month IRA
OTHER TIERS: 1.15% $1k - $5k
1.25%*$5k*-12-17 Month IRA
OTHER TIERS: 1.10% $1k - $5k
1.25%*$5k*-30-35 Month IRA
OTHER TIERS: 1.10% $1k - $5k
1.25%*$5k*-12 Month Buildable IRA
OTHER TIERS: 0.90% Up to $5k
1.25%*$5k*-12 Month Buildable SEP
OTHER TIERS: 0.90% Up to $5k
0.85%*$5k*-6-11 Month IRA
OTHER TIERS: 0.80% $1k - $5k
Locations


Sauk Valley Bank & Trust Company Locations
Sauk Valley Bank & Trust Company201 W 3rd StSterling, IL 61081
Dixon Branch300 Walton DriveDixon, IL 61021
3319 E. Lincolnway, Sterling Il Branch3319 East LincolnwaySterling, IL 61081
Rock Falls Branch904 First AvenueRock Falls, IL 61071
Sauk Valley Bank And Trust Comany5319 S. Division StreetHarvard, IL 60033
Sterling North Branch2403 North Locust StreetSterling, IL 61081
Dixon North Branch224 North Galena AvenueDixon, IL 61021

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