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Savers Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.saversbank.com
508-764-4329
270 Main St.
Southbridge, MA 01550

Savers Bank is headquartered in SOUTHBRIDGE and is the 62nd largest bank in the state of Massachusetts. It is also the 1,278th largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 80 employees at 7 locations. Savers Bank's CD rates are 13% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26455
Year Established1910
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.58%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$777.8MM$718MM
LoansQ1 2025vs Q1 2024$587.4MM$531.3MM
DepositsQ1 2025vs Q1 2024$566.5MM$535.5MM
Equity CapitalQ1 2025vs Q1 2024$77.1MM$71.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.2MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.8MM$3.2MM
Real Estate OwnedQ1 2025vs Q1 2024$246K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Savers Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Statement Savings Account
0.10%$10-School Savings Account
0.10%$10-Kick-Start Savings

Savers Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$500k*-Ultra Money Market Special
OTHER TIERS: 1.00% → $10 - $50k | 1.35% → $50k - $150k | 2.75% → $150k - $500k
3.25%*$500k*-Business Ultra Money Market Special
OTHER TIERS: 1.00% → $10 - $50k | 1.35% → $50k - $150k | 2.75% → $150k - $500k
0.45%*$500k*$25kBusiness Tiered Money Market
OTHER TIERS: 0.10% → $10 - $50k | 0.15% → $50k - $150k | 0.25% → $150k - $500k
0.35%*$500k*-Tiered Money Market
OTHER TIERS: 0.10% → $10 - $50k | 0.15% → $50k - $150k | 0.20% → $150k - $500k
0.25%*$10k*-Premier IRA Money Market Account
OTHER TIERS: 0.10% → $10 - $5k | 0.20% → $5k - $10k

Savers Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$25kKa-Ching Checking
OTHER TIERS: 0.25% → $25k+
0.10%*$250k*-Simply Better Checking
OTHER TIERS: 0.02% → $10k - $50k | 0.05% → $50k - $250k
0.02%$500-e-Checking Account

Savers Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$25k-Ultra 7 Month Certificate Special
3.90%$25k-Ultra 15 Month Certificate Special
2.05%$500-60 Month CD
2.05%$500-48 Month CD
2.05%$500-Business 48 Month CD
2.05%$500-Business 60 Month CD
1.69%$500-30 Month CD
1.69%$500-36 Month CD
1.69%$500-Business 30 Month CD
1.69%$500-Business 36 Month CD
1.28%$500-18 Month CD
1.28%$500-24 Month CD
1.28%$500-Business 18 Month CD
1.28%$500-Business 24 Month CD
1.02%$500-12 Month CD
1.02%$500-Business 12 Month CD
0.66%$2.5k-6 Month CD
0.66%$2.5k-Business 6 Month CD

Savers Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$500-60 Month IRA
2.05%$500-48 Month IRA
1.69%$500-30 Month IRA
1.69%$500-36 Month IRA
1.28%$50-18 Month Variable IRA
1.28%$500-18 Month IRA
1.28%$500-24 Month IRA
1.02%$500-12 Month IRA
0.66%$2.5k-6 Month IRA
Locations


Savers Bank Locations
Savers Co-Operative Bank270 Main StSouthbridge, MA 01550
Auburn Branch38 Auburn StreetAuburn, MA 01501
Sturbridge Branch55 Main StreetSturbridge, MA 01566
Uxbridge Branch6 North Main StreetUxbridge, MA 01569
Charlton Branch35 Trolley Crossing RoadCharlton, MA 01507
Grafton Branch96 Worcester StreetNorth Grafton, MA 01536

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