Savings Bank of Mendocino County

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.savingsbank.com

707-462-6613

200 North School Street
Ukiah, CA 95482

Savings Bank of Mendocino County is headquartered in UKIAH and is the 53^rd largest bank in the state of California. It is also the 827^th largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 171 employees at 9 locations. Savings Bank of Mendocino County has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8011
Year Established	1903
Employees	171
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	6.81%
Annual Interest Income	$13.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.31B$1.3B
Loans	Q1 2025vs Q1 2024	$726.8MM$700.7MM
Deposits	Q1 2025vs Q1 2024	$1.02B$1.02B
Equity Capital	Q1 2025vs Q1 2024	$160.2MM$151.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$18.6MM$18.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$145K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Savings Bank of Mendocino County Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	HSA Checking
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.10% → $2.5k - $25k
0.05%	$5	-	Holiday Savings
0.05%	$0	-	Local Choice Business Savings
0.05%	$0	-	UTMA
0.05%	$0	-	Local Choice Savings
0.05%	$0	-	CA$H Kids Club
0.05%	$0	-	Smart Start Savings

Savings Bank of Mendocino County Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$50k^*	-	Local Choice Interest
OTHER TIERS: 0.05% → $0 - $50k
0.15%^*	$50k^*	-	Local Choice Premium Business Checking
OTHER TIERS: 0.05% → $0 - $50k

Savings Bank of Mendocino County CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$500	-	11 Month Relationship CD Special
3.25%	$500	-	12 Month Relationship CD
3.00%	$500	-	6 Month Relationship CD

Savings Bank of Mendocino County IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$10k^*	-	60 Month Maximum IRA
OTHER TIERS: 0.60% → $500 - $10k
0.50%^*	$10k^*	-	36 to 59 Month IRA
OTHER TIERS: 0.35% → $500 - $10k
0.45%^*	$10k^*	-	24 to 35 Month IRA
OTHER TIERS: 0.30% → $1k - $10k
0.30%^*	$10k^*	-	12 to 23 Month IRA
OTHER TIERS: 0.15% → $1k - $10k
0.20%^*	$10k^*	-	183 thru 364 Day IRA
OTHER TIERS: 0.15% → $2k - $10k
0.15%^*	$10k^*	-	92 thru 182 Day IRA
OTHER TIERS: 0.10% → $2k - $10k
0.10%	$2k	-	32 thru 91 Day IRA
0.05%	$100	-	IRA Savings Account

Locations

Savings Bank of Mendocino County Locations
Mendocino Branch	10500 Lansing Street	Mendocino, CA 95460
South Ukiah Branch	1100 Airport Boulevard	Ukiah, CA 95482
Hopland Branch	13411 South Highway 101	Hopland, CA 95449
Willits Branch	145 South Main Street	Willits, CA 95490
Savings Bank Of Mendocino County	200 N School St	Ukiah, CA 95482
Laytonville Branch	44920 Highway 101	Laytonville, CA 95454
Fort Bragg Branch	490 South Franklin Street	Fort Bragg, CA 95437
Lakeport Branch	290 South Main Street	Lakeport, CA 95453
Redwood Valley Branch	8431 East Road	Redwood Valley, CA 95470

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