Scenic Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mysccu.com

423-875-6955

4503 Hixson Pike
Hixson, TN 37343

Scenic Community Credit Union is headquartered in Hixson and is the 33^rd largest credit union in the state of Tennessee. It is also the 1,444^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 44 employees and 14,656 members at 4 locations. Scenic Community Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Scenic Community Credit Union is open to those who live, work, worship, volunteer, or attend school in the Tennessee counties of Hamilton, Marion, or Sequatchie. Individuals who live or work in the Georgia counties of Catoosa, Dade, or Walker also qualify for membership. Immediate family/household members of individuals who meet the membership criteria are eligible to join, as well as businesses and organizations who meet the criteria.
See current membership details

Reviews (1)

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Absolute Crooks

Posted by: Campbell3 | Oct 1, 2022

Do not finance a car from them. They only finance them so they can quick sale them in their parking lot..

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67747
Year Chartered	1954
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.31%
Return on Equity - YTD	-3.17%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$161.5MM$158.1MM
Loans	Q1 2025vs Q1 2024	$130.3MM$126.3MM
Deposits	Q1 2025vs Q1 2024	$144.9MM$137.1MM
Equity Capital	Q1 2025vs Q1 2024	$15.6MM$14.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$764K$803K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$800K$684K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Scenic Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scenic Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$10k^*	-	Share Account
OTHER TIERS: 0.25% → $25 - $10k

Scenic Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	$75k^*	-	Daily Money Market Account
OTHER TIERS: 2.50% → $2.5k - $10k \| 2.55% → $10k - $25k \| 2.85% → $25k - $75k

Scenic Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%	$1.5k	-	Member Select™ Share Draft
0.25%	$100	-	Member Plus Share Draft

Scenic Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$2.5k	-	91 Day Certificate
4.15%	$2.5k	-	26 Week Certificate
3.80%	$2.5k	-	1 Year Certificate
3.50%	$500	-	24-30 Month Certificate
3.25%	$500	-	36 Month Certificate

Scenic Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$2.5k	-	91 Day IRA Certificate
4.15%	$2.5k	-	26 Week IRA Certificate
3.80%	$2.5k	-	1 Year IRA Certificate
3.50%	$500	-	24-30 Month IRA Certificate
3.25%	$500	-	36 Month IRA Certificate
3.00%^*	$75k^*	-	Accumulative IRA Account
OTHER TIERS: 2.50% → $0 - $10k \| 2.55% → $10k - $25k \| 2.85% → $25k - $75k

Locations

Scenic Community Credit Union Locations
Branch Office	8171 E Brainerd Rd	Chattanooga, TN 37421-4302
Branch Office	8821 Consolidated Dr	Soddy Daisy, TN 37379
Branch Office	4503 Hixson Pike	Hixson, TN 37343
Branch Office	9227 Lee Hwy	Ooltewah, TN 37363

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