Scenic Community Credit Union

Overview / Commentary
4503 Hixson Pike
Hixson, TN 37343

Scenic Community Credit Union is headquartered in Hixson and is the 31st largest credit union in the state of Tennessee. It is also the 1,497th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 36 employees and 13,425 members at 4 locations. Scenic Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership to Scenic Community Credit Union is open to those who live, work, worship, volunteer, or attend school in the Tennessee counties of Hamilton, Marion, or Sequatchie. Individuals who live in the Georgia counties of Catoosa, Dade, or Walker also qualify for membership. Immediate family/household members of individuals who meet the membership criteria are eligible to join, as well as businesses and organizations who meet the criteria.
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Health Grade Components

NCUA #67747
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.02%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$146.6MM$134.4MM
LoansQ4 2021vs Q4 2020$86.0MM$90.6MM
DepositsQ4 2021vs Q4 2020$129.7MM$118.1MM
Equity CapitalQ4 2021vs Q4 2020$16.3MM$15.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$260.00K$231.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$123.00K$497.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Scenic Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scenic Community Credit Union Savings Account Rates

0.20%*$75k*-Accumulative IRA Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $75k
0.05%$25-Share Account

Scenic Community Credit Union Money Market Rates

0.20%*$75k*-Daily Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $75k

Scenic Community Credit Union Checking Account Rates

0.05%$100-Member Plus Share Draft
0.05%$1.5k-Member Select™ Share Draft

Scenic Community Credit Union CD Rates

0.45%$500-36 Month Certificate
0.40%$500-24-30 Month Certificate
0.30%$500-1 Year Certificate
0.25%$500-26 Week Certificate
0.10%$500-91 Day Certificate

Scenic Community Credit Union IRA Rates

0.45%$500-36 Month IRA Certificate
0.40%$500-24-30 Month IRA Certificate
0.30%$500-1 Year IRA Certificate
0.25%$500-26 Week IRA Certificate
0.10%$500-91 Day IRA Certificate

Scenic Community Credit Union Locations
Branch Office7550 E Brainerd RdChattanooga, TN 37421-7122
Branch Office8821 Consolidated DrSoddy Daisy, TN 37379
Branch Office4503 Hixson PikeHixson, TN 37343
Branch Office9227 Lee HwyOoltewah, TN 37363

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