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Scenic Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mysccu.com
423-875-6955
4503 Hixson Pike
Hixson, TN 37343

Scenic Community Credit Union is headquartered in Hixson and is the 33rd largest credit union in the state of Tennessee. It is also the 1,444th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 44 employees and 14,656 members at 4 locations. Scenic Community Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Scenic Community Credit Union is open to those who live, work, worship, volunteer, or attend school in the Tennessee counties of Hamilton, Marion, or Sequatchie. Individuals who live or work in the Georgia counties of Catoosa, Dade, or Walker also qualify for membership. Immediate family/household members of individuals who meet the membership criteria are eligible to join, as well as businesses and organizations who meet the criteria.
See current membership details

Reviews (1)

Absolute Crooks

Posted by: |

Do not finance a car from them. They only finance them so they can quick sale them in their parking lot..

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67747
Year Chartered1954
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD-0.31%
Return on Equity - YTD-3.17%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$161.5MM$158.1MM
LoansQ1 2025vs Q1 2024$130.3MM$126.3MM
DepositsQ1 2025vs Q1 2024$144.9MM$137.1MM
Equity CapitalQ1 2025vs Q1 2024$15.6MM$14.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$764K$803K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$800K$684K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Scenic Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scenic Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$10k*-Share Account
OTHER TIERS: 0.25% → $25 - $10k

Scenic Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$75k*-Daily Money Market Account
OTHER TIERS: 2.50% → $2.5k - $10k | 2.55% → $10k - $25k | 2.85% → $25k - $75k

Scenic Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1.5k-Member Select™ Share Draft
0.25%$100-Member Plus Share Draft

Scenic Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$2.5k-91 Day Certificate
4.15%$2.5k-26 Week Certificate
3.80%$2.5k-1 Year Certificate
3.50%$500-24-30 Month Certificate
3.25%$500-36 Month Certificate

Scenic Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$2.5k-91 Day IRA Certificate
4.15%$2.5k-26 Week IRA Certificate
3.80%$2.5k-1 Year IRA Certificate
3.50%$500-24-30 Month IRA Certificate
3.25%$500-36 Month IRA Certificate
3.00%*$75k*-Accumulative IRA Account
OTHER TIERS: 2.50% → $0 - $10k | 2.55% → $10k - $25k | 2.85% → $25k - $75k
Locations


Scenic Community Credit Union Locations
Branch Office8171 E Brainerd RdChattanooga, TN 37421-4302
Branch Office8821 Consolidated DrSoddy Daisy, TN 37379
Branch Office4503 Hixson PikeHixson, TN 37343
Branch Office9227 Lee HwyOoltewah, TN 37363

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