Scenic Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.70%	1-year CD	2.65% - Barclays 12 Month Online CD
0.15%	Savings	2.20% - Barclays Online Savings Account
2.50%	3-year CD	2.75% - Barclays 36 Month Online CD

View all Scenic Community Credit Union rates »

Overview / Commentary

www.mysccu.com

423-875-6955

4503 Hixson Pike
Hixson, TN 37343

Scenic Community Credit Union is headquartered in Hixson and is the 30^th largest credit union in the state of Tennessee. It is also the 1,454^th largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 42 employees and 12,223 members at 4 locations. Scenic Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Scenic Community Credit Union is open to persons who work, volunteer, worship, live or attend school in; businesses and other legal entities in; and organizations in the following Tennessee counties: Marion, Hamilton and Sequatchie. Membership is also open to persons, organizations, and businesses in the following Georgia counties: Dade, Walker and Catoosa.
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Health

Data as of Q3 2018

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Health Grade Components

Overall
NCUA #	67747
Year Chartered	1954
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	1%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$118.9MM$122.6MM
Loans	Q3 2018vs Q3 2017	$86.5MM$80.0MM
Deposits	Q3 2018vs Q3 2017	$102.2MM$104.4MM
Equity Capital	Q3 2018vs Q3 2017	$15.4MM$15.2MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$236.00K$212.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$246.00K$614.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scenic Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*	$75k^*	-	Accumulative IRA Account
OTHER TIERS: 0.85% → Up to $10k \| 0.90% → $10k - $25k \| 0.95% → $25k - $75k
0.15%^*	$10k^*	-	Share Account
OTHER TIERS: 0.10% → $25 - $10k

Scenic Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$75k^*	-	Daily Money Market Account
OTHER TIERS: 0.85% → $2.5k - $10k \| 0.90% → $10k - $25k \| 0.95% → $25k - $75k

Scenic Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Account

Scenic Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$500	-	36 Month Certificate
2.30%	$10k	-	15 Month CD Special
2.10%	$500	-	24-30 Month Certificate
1.75%	$10k	-	9 Month CD Special
1.70%	$500	-	1 Year Certificate
1.45%	$500	-	26 Week Certificate
0.85%	$500	-	91 Day Certificate

Scenic Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$500	-	36 Month IRA Certificate
2.30%	$10k	-	15 Month IRA Certificate Special
2.10%	$500	-	24-30 Month IRA Certificate
1.75%	$10k	-	9 Month IRA Certificate Special
1.70%	$500	-	1 Year IRA Certificate
1.45%	$500	-	26 Week IRA Certificate
0.85%	$500	-	91 Day IRA Certificate

Locations

Scenic Community Credit Union Locations
Branch Office	7550 E Brainerd Rd	Chattanooga, TN 37421-7122
Branch Office	8821 Consolidated Dr	Soddy Daisy, TN 37379-4275
Branch Office	4503 Hixson Pike	Hixson, TN 37343
Branch Office	9227 Lee Hwy	Ooltewah, TN 37363

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