Overview / Commentary
4503 Hixson Pike
Hixson, TN 37343

Scenic Community Credit Union is headquartered in Hixson and is the 30th largest credit union in the state of Tennessee. It is also the 1,454th largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 42 employees and 12,223 members at 4 locations. Scenic Community Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Scenic Community Credit Union is open to persons who work, volunteer, worship, live or attend school in; businesses and other legal entities in; and organizations in the following Tennessee counties: Marion, Hamilton and Sequatchie. Membership is also open to persons, organizations, and businesses in the following Georgia counties: Dade, Walker and Catoosa.
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Health Grade Components

NCUA #67747
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$118.9MM$122.6MM
LoansQ3 2018vs Q3 2017$86.5MM$80.0MM
DepositsQ3 2018vs Q3 2017$102.2MM$104.4MM
Equity CapitalQ3 2018vs Q3 2017$15.4MM$15.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$236.00K$212.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$246.00K$614.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scenic Community Credit Union Savings Account Rates

1.05%*$75k*-Accumulative IRA Account
OTHER TIERS: 0.85% Up to $10k | 0.90% $10k - $25k | 0.95% $25k - $75k
0.15%*$10k*-Share Account
OTHER TIERS: 0.10% $25 - $10k

Scenic Community Credit Union Money Market Rates

1.05%*$75k*-Daily Money Market Account
OTHER TIERS: 0.85% $2.5k - $10k | 0.90% $10k - $25k | 0.95% $25k - $75k

Scenic Community Credit Union Checking Account Rates

0.05%--Share Draft Account

Scenic Community Credit Union CD Rates

2.50%$500-36 Month Certificate
2.30%$10k-15 Month CD Special
2.10%$500-24-30 Month Certificate
1.75%$10k-9 Month CD Special
1.70%$500-1 Year Certificate
1.45%$500-26 Week Certificate
0.85%$500-91 Day Certificate

Scenic Community Credit Union IRA Rates

2.50%$500-36 Month IRA Certificate
2.30%$10k-15 Month IRA Certificate Special
2.10%$500-24-30 Month IRA Certificate
1.75%$10k-9 Month IRA Certificate Special
1.70%$500-1 Year IRA Certificate
1.45%$500-26 Week IRA Certificate
0.85%$500-91 Day IRA Certificate

Scenic Community Credit Union Locations
Branch Office7550 E Brainerd RdChattanooga, TN 37421-7122
Branch Office8821 Consolidated DrSoddy Daisy, TN 37379-4275
Branch Office4503 Hixson PikeHixson, TN 37343
Branch Office9227 Lee HwyOoltewah, TN 37363

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