SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union is headquartered in Tustin and is the largest credit union in the state of California. It is also the 3rd largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 2,738 employees and 1,482,158 members at 75 locations. SchoolsFirst Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in SchoolsFirst Federal Credit Union is open to current or retired school employee living in California. Immediate family members of a SchoolsFirst FCU member also qualify for membership.
See current membership details
Raymon Riverside Call Center
Best customer service ever love this bank and customer service
But especially Raymon he was great
No Fees For Checking
I cannot for the life of me find the ach transfer limits daily. The checking account has no fees compared to Chase. I believe they give you a checkbook, but there is no interest paid on checking.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24212 |
| Year Chartered | 1934 |
| Employees | 2738 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 5.6% |
| Annual Interest Income | $379.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $33.42B$30.6B |
| Loans | Q1 2025vs Q1 2024 | $20.37B$19.22B |
| Deposits | Q1 2025vs Q1 2024 | $28.22B$25.33B |
| Equity Capital | Q1 2025vs Q1 2024 | $3.19B$2.98B |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $173.6MM$155.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $159.3MM$140MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $320K$0 |
